There are many ways to pay your bills. Choose the one that suits you best. With so many ways to pay your Card bill, you’ll find one that makes life simple.
This fast, simple payment method allows you to register your bank details via Online Services, then pay your American Express bill from either Online Services or the Amex Mobile App. You only need to register your details once, and it’s secure, so you don’t need to worry about your details falling into the wrong hands.
Download the Amex mobile App on your phone and enjoy the convenience of paying your bills on the go, at any time.
With the Amex Mobile App you can pay off your purchases with your Membership Rewards points. Simply select the charges you want to cover with points.
Call the number on the back of your card and, once your bank account is enrolled, you can save time by paying your American Express bill over the phone every month. This service is fee-free, quick and secure. You can pay your bill any day, 24 hours a day. Payments will be withdrawn from your enrolled US Bank checking account.
There are two options when paying your bills via Financial Institutions; Direct Debit and Direct Bank Payment.
A Direct Debit lets you pay bills automatically, so you don’t have to worry about missing due dates. Simply provide your bank account details to American Express and tell us the amount you’d like to pay each month.*
Direct Bank Payment can take place either in person at your local Bank or via online services. Click here to take a look at Service Fees and location for our Financial Institutions.
*Please note, our online enrollment is not available for direct Debit Payments from Joint Accounts.
Mailing Address American Express Attn: Foreign Card Member Payments P.O. Box 409050 Fort Lauderdale, FL 33340-9050 Note: Foreign Payments are still being processed in Fort Lauderdale. No changes to the PO box.
Physical Address for Courier / Express Delivery American Express Attn: Express Mail Remittance Processing 20500 Belshaw Ave. Carson, CA 90746 Express mail payments are accepted 24 hours a day, 7 days a week; however, payments received after 5:00 p.m. will be processed the following day.
* To make use of this option, you must maintain an eligible bank account in US dollars with a United States-based financial institution. Please see your Cardmember agreement for more information.
Wire Transfer Wire transfers consist of payments to an American Express account only. When sending a wire transfer to American Express, you must include the American Express account number to which the wire transfer (payment) will post. While American Express does not charge fees for incoming wire transfers, your bank may charge a fee to process the transaction.
Paying your American Express bill in person can be a quick and easy way to ensure your payment is made on time each month. While American Express does not have physical bank branches, there are still several convenient options for paying your bill face-to-face. This article will outline the available in-person payment methods and provide tips for paying your Amex bill in person.
Overview of Paying Amex Bills In Person
The easiest way to pay an American Express credit card bill is online through the Amex website or mobile app. However, some cardholders prefer the familiarity and security of paying bills in person. Here are some key things to know about paying American Express bills in person:
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Amex cards issued directly by American Express cannot be paid at Amex locations, as they do not have physical bank branches.
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Amex cards issued by partner banks can be paid at that bank’s branches. Examples include the Costco Anywhere Visa by Citi and the Amazon Business Prime American Express Card from American Express OPEN.
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Payments made in person are typically credited to your account within 1-2 business days. This is faster than mailing a check but slower than paying online.
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In-person payments can be made via cash, check, money order, or debit card depending on the payment location. Fees may apply at some third-party payment centers.
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You will need your American Express account number and payment amount to complete the transaction quickly
Paying at Partner Bank Branches
If your Amex card is issued by a partner bank, paying at one of their local branches is usually the easiest in-person payment option Simply visit a branch during business hours and present your card details and payment to a teller.
For example, if you have the Blue Cash Everyday® Card from American Express issued by Wells Fargo, you can visit any Wells Fargo location to make a payment. The teller will process the payment like any other credit card bill.
This option allows you to pay by cash, check, money order, or debit card without extra fees. Funds will post to your account within 1-2 business days. Just be sure to pay several days before your due date in case of processing delays.
Paying at Other Banks and Credit Unions
Even if your American Express card is issued directly from Amex, you may be able to pay at your own bank or credit union branch. Many financial institutions allow you to pay bills or credit cards from other companies in person.
The process is similar to paying at an Amex partner bank. Simply visit your bank branch and present your card details and payment to the teller. Payments can usually be made via cash, check, or debit card.
Processing times and fees will vary, so check with your specific bank or credit union for details. Also confirm that they accept American Express payments before visiting a branch.
Paying at Retail Locations
Several major retail chains allow you to pay credit card bills at their customer service desks for a small fee. Walmart, CVS, 7-Eleven, and Kroger are examples of national retailers that offer this service.
To pay your Amex bill at one of these stores, visit the customer service desk and provide your account details. You will need to fill out a payment slip and pay a service fee. Payments can be made via cash, pin-based debit card, or gift card depending on the retailer.
While convenient, retail bill payments often have slower processing times and higher fees compared to banks. The funds may take 3-5 days to post to your Amex account. Be sure to pay well in advance of your due date if using this method.
Paying via Money Transfer Services
Services like Western Union and MoneyGram can be used to send an American Express credit card payment. These money transfer services allow you to visit an agent location and send a cash payment using your account details.
To use this option, locate a MoneyGram or Western Union agent, fill out a payment form with your Amex card details, and pay the amount due plus any applicable fees. The funds will be transferred to American Express and credited to your account within a few business days.
While available nationwide, money transfer services tend to have higher fees and slower processing compared to in-person bank payments. Only use this method if the other options are not accessible.
Tips for Paying American Express Bills In Person
Paying your Amex bill in person takes a bit more effort than automated payments but can provide peace of mind each month. Here are some tips to make sure your payment goes smoothly:
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Have your American Express card number, name, and billing address available to speed up the process.
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Know your exact payment amount or bring your latest statement to avoid errors.
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Pay several business days before your due date to allow for processing time. Weekday payments process faster than weekend transactions.
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Avoid paying near the end of the month when branches are busier and lines are longer.
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Ask about fees to avoid surprises. Most banks don’t charge for credit card bill payments but some retail locations do.
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Get a receipt as proof of your payment in case of discrepancies later.
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Set payment reminders in your calendar if making fixed monthly payments to avoid late fees.
The Bottom Line
Although American Express does not have physical bank branches, you can still easily pay your Amex credit card bill in person. Partner bank locations offer the fastest processing with minimal fees. But even non-partner banks, credit unions, and select retail stores can accept Amex payments over the counter. Just be sure to pay several business days before your due date and have all your account details handy for a quick visit. Paying bills in person takes a bit more effort but provides comfort knowing your payment was completed.
Set your payments with Autopay
Stop worrying about due dates. Enroll in AutoPay through your Online Services account and
choose to have all or part of your bill paid automatically from your bank account each month.
HOW TO PAY BILLS WITH AMERICAN EXPRESS (UPDATED 2024)
FAQ
Can I pay my American Express bill in person?
In person (at your bank): You can pay your American Express bill at a local branch of your bank in person during normal business hours. Your bank’s or credit union’s payment policies and/or guidelines will govern how you use this service, including any fees that may apply.
Does American Express have in-person locations?
American Express National Bank does not have retail locations. To connect an outside account to your savings account, all you need is the account and routing numbers for that account.
Can you use bill pay to pay a person?
Whom can I pay with Bill Pay? Expand. You can pay almost any company or individual in the U. S. People who send you a bill, like the phone company, can be paid. So can people or businesses that you owe money to but don’t always get a bill from, like your lawn care service.
Can you pay an American Express bill at Walmart?
Can I pay my American Express bill at Walmart? No, you can’t pay your American Express credit card bill at Walmart. However, you can pay your Amex card: Online.
How do I make an American Express payment?
Select “Make a Payment”. To pay, use the bank account that’s already linked. If you haven’t already, you can add a bank. Pick out the amount you want to pay, the date you want to pay, and confirm your one-time payment. Now you’re good to go. Browse our Amex Bill Payment Guide to Find How to Make an American Express Payment.
Should I call to pay my American Express Bill?
So calling to pay your bill makes sense if you’d rather talk through it or need help from a real person. Just be sure to call early on your due date in case wait times are long. Paying by physical mail is a traditional method still offered by American Express. To mail your payment:
What payment processing options does American Express offer?
American Express gives its customers a wide variety of ways to stay on top of their monthly bills. These seven ways for AmEx customers to pay include paying online or on their phone, by mail, over the phone, or even in person.
Does American Express accept payment by mail?
American Express says that you can pay them online at any time, but you can also send them money orders or checks to pay. Of course, if you choose this option, you should mail your payment early enough to make sure it gets there before the due date.
Which payment method does American Express use?
Paying by physical mail is a traditional method still offered by American Express. To mail your payment: One good thing about mailing your payment is that you don’t need a phone, computer, or mobile device. However, this option takes more effort than electronic payments and has slower processing times.
Can I pay Amex by phone?
To pay by phone: When you pay by phone, you can talk to an Amex representative who can answer any questions you have about the payment process or help you solve any problems right away. Like when you pay online or on your phone, your payment will be on time if you finish the call by 11:59 p.m. ET on the due date.
