Conveniently Manage Your Gardner White Credit Card Account Online

Paying your bills online is the preferred method for most people nowadays. It saves time and paper and allows you to easily track your payment history. If you have a Gardner White credit card you can take advantage of their online account portal to view statements, make payments, set up autopay, and more.

Overview of Gardner White

Gardner White is a furniture retailer with stores throughout Michigan They offer a variety of quality furniture for every room in your home, Gardner White also provides financing options to make purchasing furniture more affordable

The Gardner White credit card, issued by Synchrony Bank, allows you to pay for your purchases over time. It can be used both in-store and online at Gardner White. The credit card provides benefits like special financing offers, reward points, and exclusive discounts.

Benefits of Paying Your Bill Online

Paying your Gardner White credit card bill online provides a number of advantages:

• It’s fast and easy – With just a few clicks, you can securely pay your bill from your computer or mobile device 24/7.

• View payment history – Your online account stores your payment history so you can easily verify payments made.

• Setup automatic payments – You can schedule recurring payments to be automatically deducted from your checking account each month.

• Receive paperless statements – Opt out of mailed paper statements to reduce clutter and save trees. Electronic statements are available to view online.

• Get payment reminders – Configure email or text alerts to remind you when your payment is due or when your balance reaches a certain amount.

• Avoid late fees – Online payments are processed instantly, so you can avoid penalties as long as you pay by the due date.

• It’s free – Gardner White does not charge any fees for paying your bill online.

How to Pay Your Gardner White Credit Card Bill Online

Paying your credit card bill online with Gardner White is very straightforward. Here are step-by-step instructions:

1. Go to the Gardner White website (www.gardner-white.com).

2. Click on “Customer Service” at the top and select “Manage Credit Card” from the menu. Alternatively, you can go directly to https://www.gardner-white.com/customer-service/manage-credit.

3. Click the yellow “Log In” button. This will direct you to the Synchrony Bank website where Gardner White accounts are managed.

4. Enter your User ID and Password and click “Log In”. If you don’t already have an online account, click “Register account” to set one up.

5. From the Account Summary page, click on “Make Payment” in the top menu.

6. Choose whether to pay the minimum due, total due, or another amount.

7. Select payment method – debit card or checking account.

8. Fill in your payment information and submit the payment.

Once submitted, your payment will be immediately processed. You will receive a payment confirmation email from Synchrony Bank. The paid amount will be reflected in your available credit within 1-2 business days.

Setting Up Automatic Payments

One of the most useful features of the Gardner White online account portal is the ability to enroll in automatic payments. With autopay enabled, your credit card payment will be automatically deducted each month on the payment due date so you never forget.

To enroll in autopay:

1. Log into your Gardner White/Synchrony Bank account.
2. Click on “Account Settings” and select “Autopay”.
3. Choose whether to pay the minimum due, total balance, or fixed payment amount each month.
4. Enter bank account information.
5. Review terms and enable autopay.

Autopay will begin the following billing cycle. You can cancel or change your selections any time through the online portal.

Getting Account Alerts

Another helpful feature is setting up custom account alerts to be notified via email or text when important account events occur.

Some alerts you may want to configure include:

• Payment reminder – Receive notice x days before your payment is due.
• Payment confirmation – Get confirmation immediately after an online payment posts to your account.
• Late fee warning – Be notified if a payment is not received by the due date.
• Balance threshold – Get an alert when your balance exceeds a set amount.
• Returned payment – Be notified if a payment attempt fails.

To set up alerts, log into your account and click on “Manage Preferences”, then “Account Alerts” and select your desired notifications.

Benefits of Paperless Statements

When signed up for paperless statements, your Gardner White credit card statements will be available to view and download from your online account each month rather than being mailed to your home address.

Going paperless allows you to:

• Access statement history quickly without having to store paper copies
• Receive notification as soon as your statement is ready
• Avoid statement clutter and shred old statements
• Reduce waste and environmental impact
• Prevent risk of paper statements being lost or stolen

You can easily switch to paperless anytime within the “Manage Preferences” section of your online account.

Maintaining Account Security

Whenever you access your Gardner White card account online, it’s important to keep security in mind:

• Create a strong password – Use a unique mix of numbers, letters, and symbols.

• Never share your login credentials – Avoid sending your password by email or telling it to others.

• Check for HTTPS – Only enter account details on sites using HTTPS security encryption.

• Beware of phishing scams – Delete any suspicious emails asking you to verify personal information.

• Monitor account activity – Review statements regularly and set up alerts to detect fraudulent transactions.

• Update info if compromised – If you suspect your account’s security has been compromised, change your password immediately.

• Use antivirus software – Make sure your computer has up-to-date antivirus protection.

By taking advantage of Gardner White’s online account access and bill pay options while also maintaining diligent security practices, you can easily stay on top of your credit card account from anywhere. Enjoy the speed and convenience of managing your Gardner White card completely online!