Send and receive money with friends and family, wherever they bank*. Money sent with Zelle® goes directly from your bank account to theirs and makes it easy.
Explore resources, test your knowledge and get new tips on how to use Zelle® safely and how to navigate common scams.
Its never been easier to earn cash back from your favorite stores! With The Purchase Rewards program, you can receive cash back when you shop online and in-store. Sign into Online or Mobile Banking to start saving today!
Money Management tracks account activity from U1 and other financial institutions to help you with budgeting and savings goals. Set parameters and detail transactions to hit your goals and see the big picture.
Your Online Banking pages are supported by most modern browsers. To ensure the best possible experience, please be sure you are using the most up to date versions of the browsers listed below. Your browser will need both JavaScript and cookies enabled to access and operate within the site.
Your User ID must be at least six characters long but no more than 20 characters. It can contain letters, numbers, and certain special characters (@$*_-=.!`). However, it cannot contain any spaces between characters or only numbers.
Your Password must be at least six characters long and no longer than 32 characters. It cannot contain any whitespace and cannot be a substring of the User ID. It must also contain characters from at least two of the following three categories: letters, numbers and any special characters.
No. You’ll be asked for a verification code that can be sent to your phone or email to confirm identity. This code will also be used if you forget your password.
It depends. If you have disabled cookies on your browser settings, the online banking system will prompt you for a security code each time you log in. Enabling cookies will allow you to log in without being prompted for a code because the device remembers your previous visits to online banking. You will need to indicate when you enter the verification code if you are logging in from a private or public computer.
If you would like to request removal of your app accounts and related data, simply send an email request to [email protected]
Please provide us with a good phone number to reach you at. One of our representatives will be in touch with you to confirm the request is valid and initiate the process.
Upon execution of this request, Universal 1 Credit Union will delete all associated data held in our digital and internet banking system. This data will no longer be accessible or available to any party. Your accounts will remain active, and your accounts transaction history will remain in our main system history as long as your accounts are open, but all Internet and Mobile Banking data will be deleted.
If you should have any questions, please give us a call at any of our locations and we will be happy to assist you.
After 10 minutes of inactivity your account will automatically log-off. However, a box will appear with 60 seconds left asking if you would like to stay logged in. Click yes if you wish to continue.
Paying bills can be a tedious task. Writing checks, buying stamps, remembering due dates – it takes time and effort. That’s why online bill pay through Universal 1 Credit Union can make life easier. In this comprehensive guide we’ll cover how Universal 1’s online bill pay works and key tips to maximize this convenient service.
Getting Started with Universal 1 Online Bill Pay
Signing up for online bill pay through Universal 1 Credit Union is simple and fast Here are the steps
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Have an active checking account with Universal 1 Credit Union This will be linked to bill pay
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Enroll in Universal 1 online banking or mobile banking. You can sign up for bill pay directly in online banking.
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Add payees like utility companies, credit cards, insurance, etc. You can add a payee manually or use an eBill if they offer it.
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Schedule one-time or recurring payments to each payee. Pick the amount, frequency, and payment date.
Once set up, you can start making quick payments with just a few clicks either on your computer or phone app. It’s much faster than writing and mailing paper checks.
Key Benefits of Universal 1 Online Bill Pay
Why choose Universal 1 Credit Union for your online bill payments? Here are some top benefits:
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It’s free. There are no monthly fees to use Universal 1’s online bill pay service. It’s a free perk of online banking.
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Pay anyone. You can pay any company, individual, or service provider that accepts electronic or check payments.
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Recurring payments. Schedule automatic, recurring payments so your bills are always paid on time.
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eBills. Enroll in electronic bills from participating payees to receive and pay bills online.
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Mobile access. Pay bills on-the-go with the Universal 1 mobile banking app.
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Payment reminders. Optional email or text alerts remind you when bills are due.
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Same-day pay. Send same-day electronic payments for quick delivery.
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Check-free. Make electronic payments to avoid buying stamps and paper checks.
Helpful Tips for Smooth Bill Paying
Follow these tips when using Universal 1’s online bill pay for the best experience:
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Allow 5-7 days for check payments to arrive. Electronic payments are typically same-day.
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Keep enough funds in your linked checking account to cover scheduled payments.
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Check for fees charged by payees for electronic payments. Most don’t charge.
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Review payment activity often to catch any errors. Report unauthorized payments ASAP.
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Schedule a few days before the due date in case of processing delays with banks or payees.
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Update your payee list when you open/close accounts or switch providers.
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Save payee info like account numbers, payment addresses, customer service numbers.
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Set up billing alerts so you know when bills are generated each month.
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Use auto-pay cautiously for variable bills like utilities to avoid overpaying.
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Print payment confirmations for your records, especially for large or important payments.
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Check notifications for payment failures so you can update details or retry.
Added Features for Complete Bill Management
In addition to standard bill payments, Universal 1 Credit Union offers a full suite of bill management features:
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eBills to receive, view, and pay bills digitally
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Account-to-account transfers to move funds between your accounts
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Alerts to notify you of account activity, approaching due dates, etc.
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Budgeting tools to track spending and cash flow
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Payment scheduling to pick the ideal send date per your needs
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Payment editing to update or cancel payments before processing
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Payment history to view all past transactions
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Secure digital wallet to store your payee information
Together with online bill pay, these capabilities provide robust bill management. You gain visibility and control over all your bill payments in one place.
Streamline getting those monthly bills paid by leveraging Universal 1 Credit Union’s full-service online bill pay. It takes the hassle out of bill payment so you can focus on more important things. Give it a try today!
Setting up Text Alerts
You can receive email or text alerts for important account happenings such as balance changes or transaction posts. Setup yours within the Online Banking dashboard under the Additional Services tab by selecting the Text Banking & Alerts option.
Locate Account Number Within Online Banking
Once logged into Online Banking, under My Accounts, click the account you wish to see the full account number for. You’ll be taken to the Account History page and there you will see a dropdown menu titled: Account Details. Click that and locate the ACH number for your full account number.
FAQs for these products are located in Online Banking under each products section. Find help for External Funds Transfer under the Settings tab. You can also view a demonstration of how to move money with External Funds Transfer by clicking “View Demo” in the Online Banking box. Click “Transfer Money” for EFT located on the menu in the bottom left corner.
Yes, there is no charge to use these services.
All loans subject to approval. Rates, terms and conditions vary based on creditworthiness and amount financed. Other restrictions may apply. Rates and terms subject to change.
Find out the latest news, events and U1 happenings here.
U1 membership eligibility is available through many outlets. Find out how to become a U1 member here.
How to Set Up an eBill in Online Banking
FAQ
How do I make a payment on my universal 1 credit union?
To pay off any of your U1 Loans, you can log in to Online Banking, call us, send us a letter, or go to a U1 Service Center or Shared Branch.
What is the phone number for Universal 1 credit union card services?
Check out the CardValet Frequently Asked Questions (FAQs) page or call U1 Card Services at 800-762-9555 option 9 if you have any questions or want to learn more.
What is the routing number for Universal One Credit Union?
Does universal 1 credit union offer online banking?
Manage your accounts anytime, anywhere with Universal 1 Credit Union Online Banking. You can check your balance, transfer money, pay bills, and do many other things from the comfort of your own home or while you’re out and about. The credit union offers additional services to members.
How do I pay my bills online at Universal 1 credit union?
Conveniently pay your bills online with our Bill Pay service. At Universal 1 Credit Union in Dayton, Ohio and all of its service areas, you can make one-time or recurring payments and keep track of all your bills in one place. Easily send and receive money with Person-to-Person (P2P) payments.
What services does universal 1 cu offer?
Stay connected with your accounts anytime, anywhere with Universal 1 CU’s secure mobile banking services. Conveniently pay your bills online with our Bill Pay service. At Universal 1 Credit Union in Dayton, Ohio and all of its service areas, you can make one-time or recurring payments and keep track of all your bills in one place.
How do I sign up for U1 online bill pay?
U1 Online Bill Pay is easy to use, and you can sign up through Online Banking or Mobile Banking. For Online Banking Log into U1 Online Banking. For Mobile Banking For assistance on U1 Bill Pay, you can view the Online Banking demo. In the bottom left corner, click “Bill Pay.” Then, pick the step you want to see a demonstration of. Bill Pay.
How do I contact Universal 1 cu?
Contact the credit union at (937) 225-6800. Manage your daily finances with convenient checking accounts. Enjoy features like online banking, bill pay, and easy access to your funds. The NCUA says that 30,601 members in Dayton, Ohio and all of its other service areas have checking accounts with Universal 1 CU.
Is u1 mobile & online banking free?
No. U1 Mobile and Online Banking, including Bill Pay, continue to be free services for personal accounts. Members making more than 15 payments/month should review Online Banking & Bill Pay Disclosure. For business accounts, please see current Business Fee Schedule. View Our Step-By-Step Bill Pay Video Tutorials.
