If you have a Lord & Taylor credit card from Capital One, you can easily pay your bill online. The department store credit card provides special financing and discounts for Lord & Taylor shoppers. Keeping up with monthly payments is important to avoid late fees and credit damage
Overview of Lord & Taylor Credit Cards
Lord & Taylor offers store-branded credit cards issued by Capital One. including
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Lord & Taylor Credit Card – Provides 5% off your first day’s purchases and 10 points per $1 spent after approval
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Lord & Taylor Mastercard – Earns 10 points per $1 on Lord & Taylor purchases and 1 point per $1 elsewhere. Periodic promotional financing offers.
Benefits include special discounts, free shipping, free returns, and exclusive offers. There’s no annual fee for either card.
To qualify, you’ll need good to excellent credit (scores generally above 670). Review terms carefully before applying.
Why Pay Your Lord & Taylor Card Bill On Time
Paying at least the minimum due each month is crucial to avoid penalties like:
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Late Fees – Up to $40 for each late payment.
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Penalty APR – Interest rate increased to 29.99% for new transactions if 60+ days late.
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Credit Damage – Missed payments are reported to credit bureaus, hurting your credit scores.
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Debt Buildup – Interest charges cause balances to snowball if not paid in full.
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Account Default – Very delinquent accounts get sent to collections, impacting finances further.
Protect your credit, avoid extra fees, and keep account perks by paying on time every month.
How to Pay Your Lord & Taylor Credit Card Bill Online
Lord & Taylor credit card payments can be made easily online via the Capital One website. You’ll need to either log into your account or make a one-time payment as a guest.
To log in and pay:
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Go to lordandtaylor.capitalone.com and click “Log In”
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Enter your username and password and click “Sign In”
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From the account dashboard, select “Make a Payment”
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Enter the payment amount and select a payment method, then click “Continue”
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Review details and click “Submit Payment” to complete
To make a one-time payment:
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Go to lordandtaylor.capitalone.com and click “Pay as Guest”
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Enter your 16-digit card number, expiration date, and card security code
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Fill in your payment amount and details, then click “Continue”
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Review the details carefully and click “Submit Payment”
Either way, you can use a bank account, credit/debit card, or gift card to pay. One-time payments allow paying without account registration.
Schedule Recurring Payments for Convenience
For quicker bill pay each month, enroll in autopay through your Capital One account. You can set up fixed or minimum payments on a schedule. Just log in and:
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Under “My Account,” click on “Pay Bill Settings”
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Click “Set up recurring payments”
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Pick the amount and date for payments, review details, and click “Confirm”
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Verify the autopay confirmation and you’re done!
Autopay deducts payments automatically each month, saving you time while avoiding late fees. You can cancel or adjust anytime.
Tips for Paying Your Lord & Taylor Card Bill
When paying your Lord & Taylor credit card online or through autopay, keep these tips in mind:
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Mark due dates on your calendar as a reminder to pay early.
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Log into your account regularly to check balances and recent charges.
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If funds are low for autopay, watch accounts and arrange an alternate payment method before the due date.
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Always update Capital One if your payment or banking details change to avoid issues.
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Contact support immediately if transactions seem fraudulent or corrections are needed.
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You can also pay via the Capital One or Lord & Taylor mobile apps for convenience.
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If possible, pay statement balances in full each month to avoid interest charges.
Paying your Lord & Taylor credit card bill online is quick and easy. Just be sure to monitor activity, pay on time, and take advantage of card benefits like special financing offers and discounts. Maintaining your account responsibly helps maximize perks and protects your credit standing.
Lord and Taylor Credit Card Login, Payment, Application
FAQ
How do I pay my Lord and Taylor credit card?
To pay your Lord and Taylor Credit Card bill, you can go to a branch, call, email, or use the Capital One mobile app. Online bill payment for Lord and Taylor Credit Cards is easy. Just sign in to your account and click on “Payments.” ” Then, choose how much to pay, when to pay it, and where the payment is coming from.
Why can’t I pay Capital One with a debit card?
Capital One does not accept debit cards as payment, but you can use a debit card to pay your Capital One credit card bill at Kroger and 7-Eleven. With a debit card, you can also pay your Capital One credit card bill with Western Union online, through their mobile app, or at a Western Union branch.
How do I pay my credit card bill online?
Online bill pay: You can sign into your credit card account using your card issuer’s website. You can start making your credit card payment online once you give information about your bank account (or debit card).
How do I pay my lord and Taylor credit card bill?
You can pay your Lord and Taylor Credit Card bill online, through the credit card company’s mobile app, or by calling (866) 465-8292. Alternatively, you can also make a payment by mail or at one of the issuer’s branch locations. Ways to Pay Your Lord and Taylor Credit Card Bill.
What is a Lord & Taylor credit card?
There are two versions of the credit card – the premier card and the regular card. The overall credit limit of what you can buy with the cards is the main difference. The Lord and Taylor credit card issuer is Capital One Bank. They handle the execution of all the credit card’s perks on behalf of the department store.
Can I apply for the Lord and Taylor credit card?
You can’t apply for the Lord and Taylor Credit Card right now because the application process is closed. The Lord and Taylor Credit Card has been unavailable to new applicants. However, there are other cards available from Capital One that you can apply for online and in person.
How do I cancel my Lord & Taylor credit card?
You can get rid of your Lord and Taylor credit card by calling the number on the back of the card, or (866) 465-8292. Unused credit cards without an annual fee are best kept open, though. Canceling might hurt your credit score for a little while. Can I use my Lord & Taylor Credit Card anywhere?.
How do I contact Lord & Taylor credit card customer service?
Call 1-866-465-8292 for customer service. You can write a review about the Lord and Taylor Credit Card or look at the card’s rates and fees based on our most recent records, which may be out of date and were gathered by us on our own. Alternatively, you can compare the latest credit card offers.
Why is my Lord & Taylor credit card black?
Your Lord and Taylor Credit Card is black because it is a Premier Awards card. The card is no longer available, but the regular Awards card (which was silver) used to have more benefits than this one. Lord & Taylor has discontinued its credit card program, and you can no longer use your old card.
