Not sure how to pay off a credit card bill with your debit card? Read our guide to learn how you can set up payments today.
Juggling multiple credit card bills each month can be a hassle Mailing checks, managing due dates, remembering account numbers – it’s a lot to keep track of! Thankfully, PayPal offers a simple way to pay all your credit card bills from one place
In this guide, we’ll explain how to use PayPal to pay your credit card statement balance or make credit card payments.
Link Your Credit Card Account to PayPal
The first step is linking your credit card account to your PayPal account. Here’s how:
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Log into your PayPal account on the website or mobile app
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Click on “Pay Bills” or “Bills”
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Search for your credit card issuer or select “Add a Bill” to search.
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When you find your credit card bank, enter your account number and billing details.
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Click “Link Account”.
PayPal will connect to your credit card account and pull in your balance and due date each month.
You can repeat this process to link multiple credit cards to your PayPal account. All your bills will appear in one place for easy payment.
Benefits of Paying Credit Cards with PayPal
Here are some excellent reasons to manage credit card bills through PayPal:
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Convenience – Pay all cards from one place without logging into multiple accounts.
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Payment reminders – Get bill alerts when your credit card payment is due.
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Auto-pay – Set up recurring payments so cards get paid automatically each month.
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Earn rewards – Use a rewards credit card or PayPal debit card to pay bills and earn cash back.
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Buyer protection – PayPal purchase protection applies for credit card bill payments.
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Payment tracking – Easily verify when credit card payments are made.
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Go paperless – Reduce clutter and waste with digital statements and bills.
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24/7 access – Check balances and make payments anytime from your phone.
Step-By-Step Guide to Paying Credit Cards with PayPal
Ready to start using PayPal to manage those credit card bills? Follow these steps:
1. Link Your Credit Card Account
If you haven’t already, link your credit card account to PayPal following the instructions above. Repeat for any other cards you want to pay through PayPal.
2. Log Into Your PayPal Account
Access your PayPal account on the website or mobile app. Under “Bills”, you’ll see all your linked credit card accounts.
3. Review Your Credit Card Balance
Select your credit card account. PayPal will display the current balance, payment due date, available credit and other details.
Review the balance to verify how much you need to pay this month.
4. Schedule or Make a Payment
With the balance amount in mind, you’re ready to pay your credit card bill. Select the “Pay” or “Pay Bill” button for the card account.
Enter the payment amount and select a payment method from your PayPal balance, bank account or another card.
Pick a send date for immediate payment or schedule a future payment. Review the details carefully before confirming the payment.
5. Get Payment Confirmation
After paying your credit card bill through PayPal, you’ll receive instant payment confirmation on screen and via email.
The balance will update to reflect the payment. And your credit card bill is paid!
6. Set Up Auto-Pay (Optional)
For maximum convenience, turn on auto-pay for your credit card account in PayPal. This automatically pays the statement balance every month on the due date.
Under account settings, enable auto-pay and add your preferred payment method. Payments are made on time without you having to do anything!
Pay Multiple Credit Cards at Once
The real beauty of managing bills through PayPal is the ability to view and pay all your credit cards in one spot.
To pay multiple cards at once:
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Go to “Bills” and select all the card accounts you want to pay.
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Click “Pay Selected Bills”.
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Enter the payment amount for each card.
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Confirm and submit the payments.
That’s it! With a few clicks, all your credit card bills are paid in one batch. Much easier than paying each issuer separately.
More PayPal Bill Pay Features
In addition to credit cards, PayPal lets you pay these bills:
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Utilities – electricity, water, gas, etc.
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Insurance – auto, health, home, and more
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Telecommunications – cell phone, internet, cable TV
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Government – taxes, traffic tickets, vehicle registration
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Education – student loans, college tuition
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Subscriptions – magazines, streaming services, software
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Mortgage and rent payments
Manage all your bills in one place with PayPal for total payment control!
Get Help Paying Credit Card Bills with PayPal
Stuck setting up bill pay or making credit card payments through PayPal? Contact customer support:
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By phone – call 1-888-221-1161
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On Twitter – tweet @AskPayPal
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Online messaging – access help via your PayPal account
The support team can walk you through linking accounts, sending payments, and any other billing needs.
Conveniently Manage Credit Card Bills with PayPal
Say goodbye to checks in the mail and juggling multiple credit card accounts. Streamline bill payment with PayPal for simplicity, savings, and superior money management. Sign up for a PayPal account or log in now to get started!
Can you pay your credit card with a debit card?
It depends. While that isn’t the most conclusive answer you might be looking for, it’s the truth. Being able to directly use your debit card to pay off your credit card ultimately relies on your card issuer(s), their policies, and your specific accounts. So, while the below will give information on how to pay off your credit card bill using your debit card, remember to check your own accounts and issuer policies before trying to do so.
If your card issuers allow you to, there are a range of options to make these payments. However, some credit providers may also need you to provide your actual account information (think routing and account number) to do so. While that may sound intimidating, below we’ll go into further detail on the range of card services available to help you pay off your credit card and stay debt free.
Pay off credit cards by mail
One of the more traditional ways to pay off your bill is by using a credit slip or check, which you can then mail to your provider using the payment address on your billing statement.
Youll need to make sure to budget enough time for any delivery delays, so your payment still arrives before your balance is due.
How To Pay Credit Card Bill with Paypal (2024)
FAQ
Can I pay a credit card with PayPal?
Yes, you can use PayPal to pay your credit card bill, but you can also move money from your PayPal account to your bank account and then use that money to pay your credit card bill.
How much does PayPal charge for credit card payments?
Standard rate for receiving domestic transactionsPayment TypeRateQR code Transactions through third party integrator2. 29% + 0. 09 USDPay with Venmo3. 49% + fixed feeSend/Receive Money for Goods and Services2. 99%Standard Credit and Debit Card Payments2. 99% + fixed fee.
Can I use my PayPal account to pay a bill?
Is it safe to pay with a credit card through PayPal?
Linking your credit card to your PayPal account can offer a smooth and safe checkout experience. PayPal’s end-to-end encryption, two-factor authentication and other security features can help protect your card information.
Can you use PayPal as a credit card payment?
For people who know about crypto and the Fold Debit Card, you can use PayPal’s bill pay feature to pay with a credit card and the Fold Card itself. For those unfamiliar, the Fold Card (foldapp. com) is similar to a credit card in that you earn rewards for purchases made. The rewards are paid in Bitcoin.
Can I pay loans/credit card bills on PayPal bill pay?
You can’t pay loans/credit card bills on PayPal bill pay with a credit card, only debit.
Can I use my PayPal balance to pay my credit card bill?
Paying your credit card bill with PayPal balance is not the best idea. You should move the money to your bank account first, and then use your bank account to pay the credit card bill. Regular PayPal bank transfers are free, and the transfer is completed in 1-3 days.
How can I pay my PayPal bill using a bank account?
To pay your PayPal bill, move some or all of your balance to another account. Then, you can use that account to pay the bill. PayPal also allows you to transfer directly to some Visa, MasterCard and prepaid cards. You’ll pay 25 cents for each transfer.
Can I link a bill with PayPal?
Yes. You can use the PayPal website or app to link your bills, pay them, and keep track of them. For more information on Bill Pay, please see our user agreement. Linking a Bill On our website: Go to your Dashboard. Click More near the top right of the screen. Click Pay your bills. Search for your biller.
What is PayPal Credit?
PayPal Credit, which used to be called Bill Me Later, is a credit account that PayPal and Synchrony Bank offer. It gives you a line of credit that you can use again and again to pay your bills and buy things with PayPal. With PayPal Credit: You get a revolving credit line from $250 up to $10,000.
