How to Pay Your Bill with MVP Health Care

Paying your health insurance premiums on time is important to maintain coverage. MVP Health Care offers several convenient options to pay your bill online, by phone, or by mail. With easy-to-use tools like the Gia app and Express Pay, you can pay in just a few clicks.

Ways to Pay Your MVP Health Care Premiums

Pay Online

The fastest way to pay your MVP premiums is online through your account. You have two options:

Pay with Gia® – Gia is MVP’s member app and website. Register for an account to make payments view claims, find providers and more. You can pay one-time or set up automatic payments through Gia.
Express Pay – Make one-time payments as a guest without logging in. Just enter your subscriber ID to pay your premium. Express Pay is great for making your first payment to begin coverage.

To pay online, go to mvphealthcare.com and select “Pay Now” or “Pay with Gia.” You’ll need your subscriber ID and payment info.

Pay by Phone

Call MVP Member Services at the number on your ID card. Say “make a payment” to be transferred to the automated payment system. Enter your subscriber ID and payment info to pay by phone.

Pay by Mail

Mail a check or money order to

MVP Health CarePO Box 26864New York. NY 10087-6864

Include your subscriber ID on the check. Allow 7-10 days for mailing. This is the slowest option, so only use mail for your first payment if needed.

Pay in Person

Some MVP plans allow you to pay your premium at a Walmart or other retail pharmacy. Bring your latest bill and cash, check, or money order. Payments made in-person take 1-2 days to process.

Tips for Paying Your MVP Bill

Set up autopay through Gia to never miss a payment. You can autopay from a bank account or credit card.
Pay a few days before the due date in case of mailing delays or processing times.
Update your payment method if your credit card expires or account changes. MVP will try to notify you, but it’s best to update it yourself through your account.
If you’re enrolled through an employer plan or Medicare, your payment options may be different. Check with your benefits administrator.
For individual and family plans, the main subscriber must make the payments online. Dependents can’t pay online.
If you’re struggling to pay, ask about payment arrangements to avoid cancellation. MVP may be able to offer some flexibility.

What Happens If You Miss a Payment?

It’s important to pay your MVP premiums on time each month. Here’s what happens if you miss a payment:

After 30 days overdue – You’ll get a cancellation notice stating the date your coverage will end if you don’t pay.
After 45 days overdue – Your policy will be cancelled back to the last paid date. You’ll lose coverage and have a lapse in insurance.
After 60 days overdue – MVP will send your account to a collection agency which can hurt your credit score.

To restore cancelled coverage, you must pay the past due premiums in full. There is a 30 day grace period to reinstate coverage, but claims won’t be paid during a lapse. Avoid the headaches by paying on time each month.

Having Trouble Paying? Get Help

If you’re struggling to pay your premiums, contact MVP right away. Don’t wait until you miss a payment. MVP may be able to help in a few ways:

Payment arrangements – Set up a scheduled payment plan to pay the past due amount over 3-6 months. This prevents cancellation.
Billing adjustment – MVP can recalculate your premium based on income or other factors that may lower it.
Changing your plan – You may be able to switch to a lower-priced MVP plan with less benefits but still maintain coverage.
Applying for subsidies – Those with low incomes may qualify for Medicaid, CHP, or Essential Plans with $0 premiums based on eligibility.

Let MVP know if your financial situation changes, like job loss, bankruptcy, or disability. The sooner MVP is aware, the more options they have to help you keep your health insurance. Don’t wait until the last minute!

Understand Your MVP Health Care Bill

When you get your monthly premium bill from MVP, here are some key things to look for:

Subscriber ID – This is your unique identification number used to register, log in, and make payments. Have this handy when you need to contact MVP.
Billing period – Shows the coverage dates for that bill, usually a month or quarter ahead of time. Make sure it matches the coverage period you expected.
Total amount due – Required payment to maintain active coverage status for that upcoming period after any credits applied from prior overpayments.
Due date – Date the payment must be received by to avoid penalties, usually the 1st of the next month. Pay a few days early to ensure on-time delivery.
Outstanding balance – Any past due amount from previous unpaid bills. You must pay this plus the total amount due to bring your account current.
Credits – If you overpaid previously, credits are applied to your next bill. This lowers the amount you owe now.
Account activity – Transaction history of payments, adjustments, credits, and amounts billed. Review this each month to verify accuracy.

Check your bill thoroughly and contact MVP right away if you see any discrepancies. Make sure you understand what coverage period it applies to and what is owed to maintain active benefits.

Options for Receiving Your MVP Bill

You can choose how you get your monthly MVP premium invoices:

Paper bill – Mailed to your address on file. Standard with no extra charge, but slower and less environmentally-friendly.
Email eBill – PDF version emailed to an address you provide. Faster and greener with instant access on any device.
Online statements – Log in to your Gia account to view current and past billing statements and account activity. No need to wait for snail mail.
Gia app – Receive bill due reminders and access statements right from your phone with the Gia by MVP app for iPhone and Android.

Call or chat with MVP Member Service to change your statement delivery preference. Going paperless with eBills or online access means faster access to your account information.

Paying your MVP health insurance premiums doesn’t have to be a hassle, especially with convenient online and mobile options. Know your payment deadlines and options to maintain continuous coverage. Reach out for assistance if you ever have trouble paying a bill.

Mvp Health Care Bill Pay

Discover a Plan That Treats You Like an MVP. Medicare Advantage from MVP Health Care.

FAQ

What is MVP in health insurance?

MVP Plans essentially amount to a standard Bronze Level major medical insurance plan. The deductibles for these plans are high, and they don’t cover many of the most common medical services that people need.

Is MVP Health Care part of Cigna?

Through our partnership with Cigna, MVP members who are eligible can get full national coverage when they travel outside of the MVP regional network. Employers and members have peace of mind knowing they have coverage throughout the country.

Is MVP a good health insurance?

MVP consistently rates among the nation’s top health insurance companies for quality and satisfaction.

Does MVP cover Wegovy?

If your patients have an MVP health plan, they can also choose from the following options: • Talk to your patients about other FDA-approved weight loss drugs, like phentermine, Contrave, Wegovy, and Saxenda MVP currently covers these medications on the MVP Commercial Formulary.

How do I Pay my MVP health plan premiums?

The MVP health plan premiums are easy to pay. You can do it online, over the phone, or through the mail. Make a payment without signing in to your account. You can also use Express Pay to make your first premium payment to begin coverage.

Does MVP health care accept premium payments online?

For your convenience, MVP Health Care now accepts premium payments online. Pay your premium invoice by using your debit or credit card or by eCheck. Make sure you have the following things on hand before you start your transaction: Note: Transactions are encrypted to protect your privacy and are handled by a secure server.

How do I get Started with my MVP health plan?

Getting started with your MVP health plan is easy with these key online resources. Use your Member ID number (found on your ID card) and a valid email address to create an online account. Once registered, you can access your plan information when and where you need it. Log in/Register.

What is MVP Health Care?

Members of MVP Health Care® who need extra help managing their health can sign up for Health Management programs. By working together with providers, they make sure that MVP Members who have more than one or long-term health problems fully understand their condition or situation and the best way to meet their needs.

How do I register for MVP health insurance?

Use your Member ID number (found on your ID card) and a valid email address to create an online account. Once registered, you can access your plan information when and where you need it. Sign in or sign up to use our simple search tool to find hospitals and doctors that take MVP health insurance. Find a Doctor.

What’s new at MVP health plan?

Along with adding more area providers, MVP Health Plan is expanding its product line to attract a wider range of customers. It is doing this by adding new non-employer-related individual and high-deductible plan options, as well as new small employer group products and access to flexible spending accounts.