Paying your mortgage on time each month is essential to building and maintaining good credit as a homeowner. If you have a mortgage with Wells Fargo, they make it easy to pay your bill online through their website or mobile app. This comprehensive guide will explain the different ways Wells Fargo mortgage customers can pay their monthly housing bills conveniently online.
Getting Started with Online Mortgage Payments
The first step is enrolling in Wells Fargo Online Banking if you haven’t already, This gives you 24/7 access to your accounts and allows you to securely pay bills online Here’s how to enroll
- Visit wellsfargo.com and click “Login”
- Choose “Enroll in Wells Fargo Online”
- Enter your Wells Fargo mortgage account number and some personal details
- Create a username and password
Once enrolled, you can start making online mortgage payments right away
Paying Your Mortgage Bill Through the Website
After logging into your Wells Fargo Online account follow these steps
- From the account dashboard, choose your mortgage under “Accounts”
- Click on “Make Payment”
- Enter the payment amount and date
- Select a payment method such as checking account or credit/debit card
- Review payment details and submit
It’s quick and easy – your mortgage payment will be processed and applied to your account.
Paying with the Mobile App
In addition to the website, Wells Fargo offers a mobile app for managing your accounts and paying bills on the go.
To pay your mortgage on the app:
- Download the Wells Fargo Mobile app and log in
- Tap the “Transfer & Pay” icon
- Choose your mortgage account
- Enter the payment amount and date
- Select a payment account
- Review and submit the payment
You’ll receive a confirmation that your mortgage payment is scheduled.
Payment Methods for Paying Mortgage Online
Wells Fargo offers mortgage customers different options for making online payments:
- Linked checking or savings account – Transfer funds instantly
- Debit or credit card – Visa, Mastercard, American Express, Discover
- Wells Fargo credit account – Such as a credit card, home equity, or personal line
Make sure to pick a payment method with available funds to avoid issues applying the mortgage payment.
Tips for Paying Your Mortgage with Wells Fargo
Follow these tips to successfully pay your Wells Fargo mortgage bill online:
- Have your account number handy to log in quickly
- Schedule recurring payments so you never miss a payment
- Sign up for bill pay alerts to confirm when payments are made
- Avoid fees by paying your full statement balance by the due date
- Contact Wells Fargo if you need to change scheduled payment dates or amounts
- Set up autopay as a backup way to pay your mortgage, if needed
- Keep your payment method information current to avoid declined payments
Getting Help with Your Mortgage Account
If you have any issues making an online mortgage payment with Wells Fargo, contact their customer service:
- Call 1-800-357-6675 for mortgage help
- Available Mon-Fri 7am-10pm, Sat 8am-2pm Central Time
- Visit a local branch for in-person support
You can also send a secure message via online banking if you have general account questions.
Why Pay Your Mortgage Online
Paying your Wells Fargo mortgage online has many benefits:
- It’s faster and more convenient than mailing payments
- Avoid late fees by scheduling payments early
- Online payments are processed immediately
- Access payment history and confirm when payments are made
- Monitoring your mortgage account is easier online
Get more out of your Wells Fargo mortgage by going online and trying their payment options. Managing your mortgage payments online saves time and gives you peace of mind that your housing bills are always paid on time.
How do I make payments by mail?
The payment address is in the box with important information in your welcome letter. You can mail your checks to that address. Please note:
- You can pay with a check at Wells Fargo Bank, N A. will clear the check electronically.
- We can process your payment as an electronic debit once we receive your check. Your payment will show up on your bank statement as an electronic withdrawal with the date of the withdrawal, the check number, and “WFHM Mortgage Check Payment” as the payee.
- The check is destroyed and not returned to your bank.
Please note: We do not provide coupon books.
Did you know?
You can enroll in Wells Fargo Online at no additional cost, and schedule one-time and recurring payments. You can sign up as soon as we have your account information, which is usually 4 to 7 business days after the date of your transfer. Please refer to your welcome letter to see when your account information will be available.
After you enroll, you’ll be able to manage your mortgage account online.
Want to enroll? You can enroll by completing a brief, one-time enrollment process after your account is online.
Already enrolled? Sign on with your existing Wells Fargo username and password.
Will my escrow account transfer to Wells Fargo Home Mortgage?Yes. Your escrow account will transfer to us, along with your mortgage loan, on your transfer date.
We collect funds in an escrow account to pay:
- Real estate taxes
- Costs for insurance that is needed to protect the property, like flood insurance and homeowner’s insurance
We do not collect funds in an escrow account to pay:
- Interim tax bills
- Homeowners association fees
- Premiums for insurance policies that aren’t needed, like separate insurance for personal property
- Special or added tax assessments
- Extra fees that aren’t part of your property tax bill
- Supplemental tax bills, except in California
✅ How To Set Up Wells Fargo Bill Pay
FAQ
Can I pay my Wells Fargo mortgage over the phone?
Phone. Automated phone payments: Please call us at 1-800-357-6675, 24 hours a day, 7 days a week. For help with payments, please call 1-800-357-6675, Monday through Friday from 7 a.m. to 10 p.m. Central Time, and Saturday from 8 a.m. to 2 p.m. Central Time.
How do I pay Wells Fargo by phone?
Can I pay my mortgage over the phone?
You can find the phone number to call on your monthly bill or online. Before you call, have your mortgage account number and banking information ready, like your routing and account numbers. Payments over the phone are typically credited to your account quickly.
Can I do online Bill Pay for Wells Fargo?
You can use Bill Pay for the first time on your computer or phone as long as you have a Wells Fargo checking account and are signed up for Wells Fargo Online. If you don’t have a Wells Fargo Online username and password, enroll now to get started. Then, just sign on to Wells Fargo Online to access Bill Pay.
How do I send a mortgage payment to Wells Fargo?
Another option is to sign up for Wells Fargo Online statements. This allows customers to print a copy of their payment coupon from their online account. That payment coupon will contain the correct mailing address to which you can send your mortgage payment.
Can I cancel my Wells Fargo mortgage payment online?
You can cancel payments online. To temporarily stop payments or make other Yes. Fill out and sign this form. To sign in to your mortgage account, use the Wells Fargo Mobile® app or go to wellsfargo.com. You can also fax your request to 1-866-287-6241 or mail it to Wells Fargo Home Mortgage PO Box 10335, Des Moines, Iowa 50306 com. Call us at 1-866-386-8519. Note:
Can I pay my Wells Fargo mortgage online?
Absolutely, and Wells Fargo makes the process a breeze. You’ll need to sign up for Wells Fargo Online with your Social Security Number and account number in order to pay your mortgage online. Once you’ve set up your account, you can log in and choose which Wells Fargo account you want to move the money from.
Does Wells Fargo offer a low down payment mortgage?
Wells Fargo offers several low down payment options, including conventional loans (those not backed by a government agency). Remember that if you don’t put much money down, you will have to pay mortgage insurance, which raises the cost of the loan and your monthly payment.
What time does Wells Fargo accept mortgage payments?
This Wells Fargo mortgage payment phone number is automated to accept payments 24 hours a day, 7 days a week. Customers can also call Monday through Friday between 6 a.m. and 8 p.m. to speak to a representative who can help them. m. and 10 p. m. Central Time and Saturday between 8 a. m. and 2 p. m. Central Time. Wells Fargo is generally closed on Sundays.
How do I get a Wells Fargo loan?
Enroll in Wells Fargo Online ® Call 1-800-357-6675. Call 1-866-820-9199. Find a local Wells Fargo branch near you. Find a location Financial hardship? We’re here to help if you’re having trouble making payments. See your options Feel more at home with your home loan, using your personalized mortgage dashboard.
