How to Use Navy Federal Credit Union’s Convenient Bill Pay Service

As a Navy Federal Credit Union member I rely on their online bill pay system to easily manage all my bills in one place. With bill pay, I can send payments to companies individuals, and even transfer funds to external accounts.

In this comprehensive guide, I’ll walk through how to get started with Navy Federal bill pay schedule one-time or recurring payments, manage payees and take advantage of mobile bill pay for on-the-go convenience.

Overview of Navy Federal Bill Pay

Bill pay allows Navy Federal members to pay bills and send money from a Navy Federal checking account to accounts outside the credit union. This includes:

• Utility bills (electric, gas, water, cable, etc.)
• Credit card bills
• Insurance premiums
• Rent/mortgage payments
• Payments to individuals (friends, babysitters, contractors)
• Transfers to external bank accounts

Bill pay offers a fast and secure way to pay all your bills online or from your mobile device You can schedule one-time or recurring payments up to a year in advance,

Payments are delivered either electronically or by paper check, depending on the payee’s preferences. Navy Federal charges no fees for bill pay.

How to Enroll in Navy Federal Bill Pay

To start using bill pay, begin by logging into your Navy Federal account online or via mobile app. Then:

1. Select “Move Money” from the main menu.
2. Choose “Bill Pay” from the drop-down options.
3. Click “Get Started” on the bill pay page.
4. Accept the bill pay terms and conditions.

That’s it – you’re enrolled and ready to start paying bills through Navy Federal!

Adding a Payee in Bill Pay

Before you can pay a bill, you first need to set up the payee (person or company) as a biller in your Navy Federal bill pay account. Here are the steps:

1. From the Bill Pay menu, select “Add Biller.”
2. Enter the biller name (e.g. AAA Electric). Click “Next.”
3. Specify if it is a company or person. Enter the required contact info.
4. Click “Add” to confirm and activate the new payee.

Repeat these steps to add all your billers. Then you’re ready to start sending payments.

Scheduling a One-Time Payment

Making a one-time bill payment with Navy Federal is simple:

1. Log into your account and go to Bill Pay.
2. Click “Pay” next to the payee you want to pay.
3. On the “Review and Pay” screen:
   • Enter the payment amount.
   • Select a delivery date.
   • Choose the account the funds will come from.
4. Verify all details and click “Pay.”

The payment will be delivered to the payee on the date you specified. Easy!

Setting Up Recurring Payments

For bills you pay consistently each month, like your cable bill, you can automate the payments through Navy Federal’s bill pay.

1. Log into your account and go to Bill Pay.
2. Locate the payee and click “Manage.”
3. Select “Make Recurring” to set up an automatic payment.
4. Enter the payment details including:
   • Amount
   • Frequency (weekly, monthly, etc.)
   • Duration or end date
5. Click “Confirm” to activate the recurring payment.

Now that bill will be paid automatically each period!

Edit or Cancel a Payment

If you need to change or cancel an upcoming one-time or recurring bill payment in Navy Federal bill pay, follow these steps:

1. Go to “Scheduled Payments” under the Bill Pay menu.
2. Locate the payment and click “Edit” or “Cancel.”
3. For edits: Revise the details and save the changes.
4. For cancellations: Confirm the cancellation.

The payment details will be updated or the payment will be cancelled based on your selection.

Manage Billers in Bill Pay

You can edit, delete or make a biller inactive as needed right from your Navy Federal bill pay account:

• To edit a payee, go to “Manage Billers,” select the biller, revise their details, and click “Save Changes.”
• To delete a payee, choose “Delete Biller” and confirm deletion.
• To make a payee inactive, toggle the “Status” switch off. Payments will stop but details are saved.

Keeping your payee list updated ensures your bill payments process smoothly.

Mobile App Bill Pay Features

The Navy Federal mobile banking app lets you easily manage bill pay on the go:

• Add a biller by snapping a photo of the bill to instantly capture details.
• Schedule one-time payments using your phone’s camera or by entering info manually.
• Access payment history to check status and confirm delivery.
• Receive bill pay alerts and reminders for upcoming payments.

Mobile bill pay makes it easy to stay on top of your bills from anywhere.

Helpful Bill Pay Tips and Security

A few helpful pointers for making the most of Navy Federal bill pay:

• Allow 5-7 business days for paper check payments to ensure on-time delivery.
• Electronic payments credit 1-2 days faster than checks.
• Set bill pay reminders to avoid late fees.
• Verify your payment settings periodically and update biller information if needed.
• Your account and payments are secure – Navy Federal uses encryption and multi-factor authentication for protection.

By taking advantage of Navy Federal bill pay, you can simplify bill management, avoid late fees, and take care of financial tasks from anywhere. It’s an essential tool for busy members on the go!

Convenient Ways for Navy Federal Members to Pay Bills

Navy Federal Credit Union offers its members a user-friendly bill pay system to securely manage bills and payments online or via mobile app.

Key bill pay features include one-time or recurring payments, customizable delivery dates, mobile convenience, and the ability to send funds to companies, individuals, or external accounts.

Enroll today to enjoy simplified bill management and mobile flexibility from Navy Federal Credit Union. Bill pay keeps your finances organized in one place!