Pay with cash at popular retail locations, including Walmart, Fry’s Food Store, CVS, ACE Cash Express and several local convenience stores. To find the payment location closest to you, click either link below and search by zip code.
When searching for your nearest payment location, select Account Number under Ways to Pay. Find the CheckFreePay locations nearest you. There is a $1.75 convenience fee for cash payments. Have your account number handy when making your payment.
Located inside retail locations, our kiosks offer a convenient way to pay with cash. There is a third-party convenience fee of $1.50 for cash at most locations. Select locations have no fee for cash payments and are noted below.
Paying your monthly APS electric bill is a necessity for every customer in Arizona. While APS offers various payment options, paying by credit or debit card is a popular choice for the convenience it provides. Understanding how to use your card to pay online, by phone, or at a kiosk can ensure your APS bill gets paid on time each month.
Overview of Paying APS Bills with a Credit or Debit Card
APS provides electric service to over 1 million customers across Arizona. They offer flexible ways to pay your monthly bill Using a credit card or debit card is one option that allows you to
- Pay online 24/7
- Pay by phone anytime
- Pay at a kiosk
- Avoid late fees by paying quickly
- Earn rewards points on credit cards
While convenient, paying by card does come with a transaction fee that APS does not receive Knowing what fees apply can help you decide if card payment works for your needs
Paying Your APS Bill Online with a Card
The easiest way to pay your APS bill with a card is through the online payment portal. You can make one-time payments or set up recurring automatic payments with your credit card or debit card when logged into your APS online account.
To make an online payment visit aps.com and:
- Select “Pay Now” and choose card payment
- Enter your card details and payment amount
- Submit payment and get a confirmation
Online card payments process instantly so your account stays current. Just watch for the $2.65 convenience fee per transaction. APS does not receive any portion of this fee.
Paying over the Phone with a Credit or Debit Card
In addition to online payments, you can pay your APS bill with a card over the phone. Call 602-371-7171 or 1-866-776-0445 and select the pay by phone option.
Have your APS account number and card ready. Follow the prompts to enter your card details and make a payment to your account. There is a $2.65 fee per phone payment transaction.
Paying by phone only takes a few minutes. Your payment will post to your account right away so you can avoid late fees.
Using a Kiosk to Pay with a Card
Many Fry’s, Bashas, and other stores have APS payment kiosks inside where you can pay your bill in person with cash, check, or card.
To pay at a kiosk with your credit or debit card:
- Locate an APS kiosk near you
- Select the card payment option and input your APS account number
- Enter your card information and payment amount
- Get a printed receipt
Kiosk card payments have a fee of $2.95 per transaction, which APS does not receive. But kiosks do allow self-service bill payment if you prefer paying in person.
Setting Up Recurring Card Payments (AutoPay)
If you want automated card payments each month, enroll in APS AutoPay through your online account. This securely stores your card to debit payments on your due date every month.
To setup recurring card payments with AutoPay:
- Login to your APS account
- Select AutoPay and choose card payment
- Enter your card details
- Pick your monthly debit date
- Review and submit enrollment
This prevents you from having to manually pay each bill. Just ensure your card doesn’t expire or get closed to avoid declined payments.
Understanding Convenience Fees for Card Payments
While paying by credit or debit card offers quick payment options for your APS bill, the convenience does come at a small cost:
- Online payments have a $2.65 fee
- Phone payments have a $2.65 fee
- Kiosk payments have a $2.95 fee
These transaction fees go to the payment processor, not APS. But the fees allow immediate processing and posting of card payments to your account.
Avoiding Late Fees with Quick Card Payments
Paying your APS bill after the due date results in a 1.5% late fee on any unpaid balance. This can add up over time.
The speed of paying by card online, on the phone, or at a kiosk allows you to pay your bill quickly up until the due date. This helps avoid getting assessed expensive late fees.
Just watch that your payment posts by the due date, not just when you make it, especially near the cutoff.
Earning Rewards on Card Payments
One advantage of paying your APS bill with a rewards credit card is the opportunity to earn cash back, points, or miles. This helps offset some of the convenience fee.
Check your card’s rewards rates and categories to see if utility payments qualify. Using the right card and paying on time each month maximizes the rewards you can earn.
Getting Account Support from APS
If you have any questions or need help setting up online card payments, recurring automated payments, finding a payment kiosk, or other bill pay issues, APS’s customer service team is available to assist you.
Contact them online or by phone at (602) 371-7171 for additional support paying your bill by credit card or debit card.
Summary
- APS allows customers to pay bills with credit cards and debit cards online, by phone, and at retail kiosks
- Card payments cost $2.65-$2.95 per transaction in convenience fees which APS does not receive
- Paying by card provides fast posting to help avoid late fees if paid by the due date
- Setting up automatic recurring card payments through AutoPay simplifies monthly bill payment
- Earning rewards is a potential benefit of paying APS bills with a rewards credit card
- Customer service can help with any questions on account management or paying by card
Paying your monthly APS electric bill with a credit card or debit card allows fast and convenient payment options. Weigh the fees charged by the payment processor against the time savings and rewards to choose the option that best meets your needs each month.
Pay with a phone call Call us at 602-371-6555 (866-776-044
You can make a payment using a checking or savings account for free. If you’d like to use a credit or debit card, PayPal, Venmo or Amazon Pay, there is a $2.65 convenience fee*. All payments post immediately, and you can save your payment information for future transactions.
*fee applies to every $750 towards a residential account or $5,000 towards a business account
Pay with bank account
Enroll in AutoPay and each month, your payment will be automatically withdrawn from the payment method of your choice on your due date. Now we’ve added a credit or debit card payment option in addition to using your bank account. There is no fee for bank account. A convenience fee of $2.65 per transaction applies for credit/debit card.
Credit Card Payments using APS and Acumatica
FAQ
Where can you pay an APS bill?
Retail Stores: You can pay with cash at Walmart, Fry’s Food Store, CVS, ACE Cash Express, and a number of local convenience stores.
Can I pay my credit card bill online?
A lot of people pay their credit card bills online, which moves money from their bank account to their credit card account. If your credit card issuer offers mobile banking, you can also make payments through your credit card app.
Can I pay my PGE with a credit card?
Pay online: Make one-time bank payments at pge. com/myenergy, or pay with your credit or debit card at pge. com/ezpay (a $1. 35 convenience fee applies). Pay by automatic withdrawal: Set up monthly automat ic payments at pge. com/myenergy. Pay by phone: Call 1-866-704-8472 to pay with your credit card.
Does ApS have a grace period in Arizona?
Your bill is due no later than 21 days from your bill date. Late payments are subject to a late payment charge of 1. 5% per month. Please keep in mind that if you have two late payments on an account that is on Budget Billing, the balance will be added to your next bill.
How do I pay my APS Energy Bill?
The easiest and fastest way to pay your APS energy bill with a credit or debit card is through the online account portal. Once you submit the payment, the credit card will be charged right away. You’ll receive a confirmation email with details of the transaction. Payments post to your account within 1-2 business days.
Does APS charge a fee for checking or savings payments?
There is no fee for checking or savings payments. Card or Digital Payment Service: Use our Paymentus partner site to link your credit or debit card or a digital payment service like PayPal, Venmo, Amazon Pay, Apple Pay, or Google Pay. APS does not receive a portion of this fee. AutoPay will start on your next billing cycle.
Where can I pay my APS Bill?
Cash payments are also accepted at kiosks. Expect a $2. 95 card payment convenience fee. Last but not least, you can pay your APS bill at Walmart, CVS, Fry’s Food, and other local stores and pharmacies. Tell the cashier you want to pay your APS bill in person, and they will do so. This method is quick and easy, but there is a $3 card transaction fee.
How much do APS credit card payments cost?
Late fees are $8 for residential customers. When making your monthly budget, don’t forget to include the small fees that come with using an APS credit card. The $2-3 transaction fees are affordable but do add up. Compare costs for different payment methods like your bank account (no fee) and weigh options.
How long does it take to pay APS?
Payments post to your account within 1-2 business days. Paying by credit card online takes just minutes and gives instant payment peace of mind. If APS customers would rather talk to a real person, they can also pay by credit or debit card over the phone. This automated phone payment system is open 24 hours a day, seven days a week. Expect a $2. 65 card payment fee.
How much do APS Energy Bills cost?
There are convenience fees of about $2 to $3 per transaction when you pay your APS energy bill with a credit card over the phone, online, in person, or by mail. Fees vary slightly by location. These card payment fees go to third-party payment processors, not APS. Debit cards also incur the convenience fees when processed as credit.
