If you financed your mattress purchase from Mattress Firm with their credit card you know you have a bill to pay. Avoid late fees and keep your credit in good standing by learning how to pay your Mattress Firm credit card bill online. This comprehensive guide covers everything from setting up your online account to automating payments.
Benefits of Paying Your Mattress Firm Card Online
Paying your Mattress Firm credit card bill through your online account offers many perks
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It’s fast & easy – Takes just minutes to log in and submit a payment anytime, anywhere.
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Avoid late fees – Online payments process quickly so you won’t miss your due date.
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Setup autopay – Schedule recurring automatic payments from your bank account.
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Access payment history – Your account dashboard shows your recent payments and balance.
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Go paperless – Reduce clutter and waste by opting out of mailed paper statements.
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Secure payments – Your information is encrypted and payments processed safely.
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Receive alerts – Get notifications for account activity, due dates, etc.
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Available 24/7 – Manage your account anytime day or night.
How to Set Up Your Online Account
If you’re new to paying your Mattress Firm card online, follow these steps:
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Go to Synchrony’s website.
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Click “Log In” and then “New Customers: Enroll in Online Account Access.”
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Enter your Mattress Firm credit card number and billing details.
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Create a username, password, and security questions for your account login.
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Agree to the website’s terms and conditions.
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Verify your identity by inputting a security code texted or emailed to you.
Once your online account is activated, you’ll have full access to manage your Mattress Firm credit card payments and account details online!
How to Pay Your Mattress Firm Credit Card Bill
Making an online payment on your Mattress Firm store credit card bill is simple:
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Log into your Synchrony account online or via their mobile app.
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Locate your Mattress Firm account and click “Make Payment.”
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Choose whether to pay the minimum due, full balance, or a custom amount.
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Enter your payment info like debit/credit card or bank account.
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Review payment details and submit!
Your account dashboard will update instantly with your payment, and you’ll receive a confirmation email. Easy!
Payment Method Options
You have flexibility in how you pay your Mattress Firm credit card bill online:
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Debit or credit card – Visa, Mastercard, American Express, Discover accepted.
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eCheck – Free direct payments from your checking or savings account.
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Mail-in check – If you prefer checks, mail to address on your statement.
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Cash payment – Visit a Mattress Firm store and pay with cash at the register.
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Autopay setup – Schedule recurring automatic payments each month.
Choose the payment method that works best for your needs and budget!
Avoid Late Payments and Penalties
To avoid late fees and credit damage, be sure to pay your Mattress Firm bill on time every month:
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Mattress Firm credit card payments are due on the same date each month. This date is shown on your statement.
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Payments received after your due date incur a late fee, usually around $29.
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If your account becomes 30 days past due, you may be charged a penalty APR of 29.99%.
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Serious delinquencies can result in account suspension or closure.
Avoid headaches by signing up for autopay or reminders to pay early each month. Monitoring your balance and payment due dates through your online account makes staying on top of your bill easy.
Track Monthly Interest Charges
If you carried a balance on your Mattress Firm card, you will owe interest charges each month:
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The Mattress Firm card has a variable annual percentage rate (APR) currently around 26.99%.
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This interest rate is applied to your average daily account balance.
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Interest charges are calculated each month and appear on your billing statement.
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Paying your full balance each month avoids interest fees.
Check your monthly statements to see the interest costs and pay down balances quicker to minimize expensive finance charges.
Pay More Than the Minimum Due
It may be tempting to just pay the small minimum amount due each month, but this causes balances and interest to grow over time:
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The minimum payment is usually around 2% of your total balance.
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Paying this minimum results in a large remaining balance that continues accruing interest.
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Stretching out payments with minimums means you end up paying far more interest.
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Putting extra toward your principal balance saves money.
For the most savings, pay your Mattress Firm bill in full each month. But even paying a little extra over the minimum makes a difference long term.
Manage Your Account on the Go
Thanks to Synchrony’s mobile app, you can stay on top of your Mattress Firm credit card account from anywhere:
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Download the Synchrony app for iOS or Android.
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Securely log into your account and access your Mattress Firm card.
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Quickly check your balance, due date, available credit.
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Make one-time payments or set up recurring autopay.
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Receive push notifications about account activity.
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Contact customer support right in the app.
Optimized for your smartphone, the Synchrony app makes managing your Mattress Firm financing ultra convenient.
Paying your Mattress Firm credit card bill on time takes just minutes each month when you use online account access. Sign up to enjoy easy, automatic payments that work for your budget and keep your account in good standing. Sleep easy knowing your mattress is paid off!
Mattress Firm will help pay your heating bill!
FAQ
How do I pay my Mattress Firm credit card bill by phone?
Pay by Phone: To make a payment by phone, call Synchrony Bank’s customer service line at 1-844-335-5909 during the following hours: Pay by Mail: Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to the due date.
Can I pay my synchrony loan online?
Yes. If you use your user name and password to log in to synchrony, you can make up to 12 payments. com. Will I receive a notification that my payment has been made? Yes.
Why is the Mattress Firm closing?
After years of growing too quickly, Mattress Firm filed for Chapter 11 bankruptcy in 2018 and closed about 700 stores while dealing with a financial scandal at its parent company and tough competition.
How do I check the status of my Mattress Firm synchrony home credit card?
To see what’s going on with your Mattress Firm Synchrony HOME Credit Card account, go to the Synchrony Bank website and click on the “Manage My Account” link. When you log in to your account, you will be able to: How do I pay my Mattress Firm Synchrony HOME Credit Card bill? There are three easy ways to do this.
How do I pay off my Mattress Firm Bill?
Mattress Firm’s partnership with Synchrony Bank makes it easy to pay your bill in a number of ways. You can set up autopay through bank transfer or electronic payment once you’ve logged in to your account or used the mobile app as we talked about above. You can also make a 1-time payment or set up multiple payments at once.
How much is a Mattress Firm promo fee?
Promo fee of 2% of amount financed will be included in monthly payments. At participating Mattress Firm stores from 10/2/24-12/10/24 on qualifying purchase of $4,999. Promo fee of 2% of amount financed will be included in monthly payments. Get a decision in seconds with no impact to your credit bureau score. Get started if you are ready to apply.
How do I pay for a mattress at Sleep Experts?
On purchases of $1,999+ at at Sleep Experts stores, online via chat or by phone from 10/2/24-12/10/24. Paid on a Visa® Prepaid Card by mail. Rebate form required. Everyday Promotional Offers. You can use your Sleep Experts credit card every day at any Mattress Firm brand store and pay over time.
What is a Mattress Firm credit card?
The Mattress Firm Credit Card is a good choice because it doesn’t charge an annual fee and lets you finance the purchase of your mattress at a 20% APR for up to 5 years. Card issuer Synchrony Bank provides over 120 credit card options to consumers. Many of these cards are linked to other popular brands including Amazon, eBay, and PayPal.
Should you get a Mattress Firm credit card?
You might be thinking about getting a Mattress Firm credit card if you want to buy a new mattress. The Mattress Firm Credit Card is a good choice because it doesn’t charge an annual fee and lets you finance the purchase of your mattress at a 20% APR for up to 5 years.
