How to Pay Your Sam’s Club Bill Over the Phone

Paying your Sam’s Club bill over the phone is a quick and easy way to make sure your payment gets processed right away. Sam’s Club offers several phone numbers you can call to pay your bill, depending on the type of account you have.

Sam’s Club Credit Card Bill Pay

If you have a Sam’s Club credit card, there are a couple of options for paying your bill over the phone:

• Call the number on the back of your credit card. This will connect you directly to Synchrony Bank, the financial institution that issues Sam’s Club credit cards. When prompted, select the option to make a payment.

• Call 1-877-295-2080 This is Synchrony Bank’s dedicated Sam’s Club credit card payment line. You’ll be connected to an automated system or representative who can take your payment information.

Synchrony Bank representatives are available 24/7 to take your credit card payment over the phone. Once you provide your account information, you’ll be able to make a payment from your bank account or debit card. Your payment will be applied to your account right away.

Sam’s Club PLCC Bill Pay

If you have a Sam’s Club Personal Line of Credit (PLCC), you can call 1-800-964-1917 to pay your bill over the phone. This line is open 9am-10:30pm EST Monday-Saturday and 9am-9pm EST on Sundays.

When you call, select option 5 for Spanish if needed. An automated system will walk you through making a payment on your PLCC account. You’ll need to enter your account number and other identifying information. Once your payment details are entered, your payment will be immediately applied to your account.

Sam’s Club Business Credit Bill Pay

For Sam’s Club Business Credit accounts, call 1-800-203-5764 to make a payment over the phone. This line is open 9am-10:30pm EST Monday-Saturday and 9am-9pm EST on Sundays.

Like with the PLCC line, select option 5 for Spanish if needed. Provide your Sam’s Club Business Credit account number and information to the automated system to make your payment right away.

Sam’s Club Direct Credit Bill Pay

If you have a Sam’s Club Direct Credit account, you can call 1-800-362-6196 to pay your bill over the phone. This line is open 7am-7pm EST Monday-Friday and 10am-6:30pm EST on Saturdays.

An automated system will guide you through making a payment on your Direct Credit account. Your payment will be applied immediately after you enter your account details.

Other Ways to Pay Your Sam’s Club Bill

In addition to paying over the phone, Sam’s Club offers several other convenient ways to pay your bill:

• Online – You can pay your Sam’s Club credit card, PLCC, business credit or direct credit bill conveniently online. Just log into your account on SamsClub.com or the Sam’s Club app and follow the steps to make a payment.

• In Club – Visit any Sam’s Club location and stop by Member Services to make a payment on your account in person. You can pay with cash, check or a debit/credit card.

• By Mail – Send a check or money order made payable to “Sam’s Club” to the payment address listed on your monthly statement. Be sure to include your account number on the payment.

• Automatic Payments – Set up recurring automatic payments from your checking account so your bill gets paid on time each month automatically. Log into your account online or call to set up.

No matter which way you choose to pay your Sam’s Club credit account bill, making sure your payment is received before the due date will help you avoid late fees and interest charges. The phone payment options allow you to easily pay your bill on the spot any day of the week.

Tips for Paying Your Sam’s Club Bill by Phone

Paying your Sam’s Club bill by phone is easy with just a few quick tips:

• Have your account number ready – This will allow you to access your account quickly when prompted by the automated system.

• Know your billing details – Confirm your current account balance and the minimum payment due so you pay the right amount.

• Double check payment info – Carefully enter the bank account or card information you want to use to avoid processing issues.

• Record confirmation number – Write down the confirmation number you receive after the payment goes through.

• Check account online – Log into your account afterwards to confirm the payment was applied as expected.

• Plan ahead – Leaving payment to the last minute can result in forgetting or errors. Schedule time to pay ahead.

• Pay more than minimum – If possible pay more than the minimum payment due to pay down your balance faster.

• Set up autopay – Automating payments ensures your bill gets paid on time every month.

• Know cutoff times – Payment phone lines have different cutoff times, so call early in the day to avoid issues.

Paying your Sam’s Club bill over the phone is fast and straightforward. Having the right account number and following the automated system makes it easy to pay in just a few minutes any time of day. Set up autopay or make a habit of proactively managing your account to avoid hassles down the road.

Frequently Asked Questions About Paying Sam’s Club Bill by Phone

Here are answers to some common questions about paying your Sam’s Club bill over the phone:

What information do I need to make a phone payment?

You will need your full account number, the amount you want to pay, your bank account/debit card information if paying from a bank account, your billing address, and the security code if paying with a credit card.

Can I set up recurring payments over the phone?

Yes, you can set up automatic recurring payments from your bank account by calling Synchrony Bank or the Sam’s Club bill pay number associated with your account. The payments will be automatically withdrawn each month.

What is the fastest way to pay my bill over the phone?

Using your bank account information to make a debit payment generally processes faster than making a credit card payment. Debit payments go through immediately, while credit cards may have a slight delay.

When will my phone payment be applied to my account?

Phone payments are applied to your Sam’s Club account immediately after the payment successfully goes through. You will see the updated balance right away if you log into your account online.

What are the cutoff times for making phone payments?

The cutoff time depends on the account type. For credit cards, payments can be made 24/7. For PLCC, business credit, and direct credit accounts, the cutoffs range from 6:30pm-10:30pm EST. Check your account for specifics.

Is there a fee for paying my bill over the phone?

No, Sam’s Club does not charge a fee for paying your bill over the phone using the automated system or via a customer service representative. It is a free payment option.

Can I get a payment confirmation number?

Yes, you will be provided with a confirmation number for phone payments after entering the payment information. Be sure to write this number down for your records.

What do I do if my payment won’t go through?

If there is an issue processing your payment, the automated system will communicate the problem or transfer you to a representative for assistance. They can help troubleshoot the issue.

What if I entered the wrong payment amount?

Contact Sam’s Club or Synchrony Bank immediately if you accidentally entered the wrong payment amount. Depending on the timing, they may be able to void, modify or reverse the transaction.

Paying your Sam’s Club bill quickly and easily over the phone is a convenient option accessible anytime day or night. Having the right account details and following the voice prompts will allow you to complete the payment process smoothly.