Paying your bills on time is crucial for maintaining good credit and avoiding late fees. If you bank with Pelican State Credit Union, you have several convenient options for paying your credit card, loan, or other bills. In this comprehensive guide, I’ll outline the various methods for paying bills through Pelican State CU along with tips for hassle-free bill payment.
Overview of Pelican State CU Bill Pay
Pelican State Credit Union is a full-service financial institution based in Louisiana with branches across the state, Members can take advantage of various bill pay options for free or low fees Here are the main ways to pay bills with Pelican State CU
- Set up automatic payments through your Pelican State account
- Use the online bill pay system
- Pay in person at a branch
- Mail in a payment
- Use a third-party bill pay service
- Pay by phone
- Pay at a shared branching location
I’ll explain each of these bill payment methods in more detail in the following sections. But first, let’s look at some key tips for smooth bill payment through Pelican State CU.
Tips for Paying Bills with Pelican State CU
- Set up bill pay immediately after opening your account to avoid late payments.
- Schedule recurring automatic payments for bills with fixed due dates.
- Allow 5-7 business days when mailing payments.
- Keep your account information current to avoid declined payments.
- Sign up for email bill reminders through online banking.
- Avoid fees by paying from your Pelican account when possible.
- Contact Pelican if you need to discuss alternate payment arrangements.
With these tips in mind let’s dive into the specifics of each bill payment option with Pelican State Credit Union.
Setting Up Automatic Bill Pay
The easiest way to pay your bills with Pelican State CU is to set up automatic payments through your account. You can schedule recurring transfers from your Pelican State checking or savings account to pay loans, credit cards, utilities, or other bills.
To set up automatic payments:
- Log in to online or mobile banking
- Go to Payments > Automatic Transfers
- Select the payee and enter payment details
- Pick the account to pull funds from
- Set the frequency and start date
With automatic payments, your bills are paid on time without you having to do anything. You can modify or cancel scheduled transfers at any time as needed.
Using the Online Bill Pay System
Pelican State CU offers a full online bill pay system you can use to conveniently pay almost any company or service provider. To pay bills through the online bill pay portal:
- Log in to online or mobile banking
- Select Payments > Pay Bills
- Add new payees by searching names or adding details manually
- Enter amount to pay and process date for one-time or recurring payments
- Confirm and submit payments
Online bill pay withdrawals the funds from your chosen Pelican State account. You can also use it to send paper checks if the payee doesn’t accept electronic payments.
Paying Bills at a Pelican Branch
All Pelican State CU branch locations have tellers that can accept bill payments from your account. To pay in person:
- Visit any Pelican branch with your bill
- Provide your account details to the teller
- Specify the payee name and payment amount
- The teller will process the transaction or give you a check
- Get a receipt before leaving the branch
Paying bills at a branch ensures same-day processing. Just check branch hours and bill due dates when using this method.
Mailing In Bill Payments
To mail a bill payment with Pelican State CU, simply:
- Write a check from your Pelican account payable to the payee
- Note your account number and bill details
- Mail the check to the payment address on your bill
- Allow 5-7 business days for delivery
This route works well for one-off bills rather than recurring payments. Be sure to mail at least a week before any due date to avoid late fees.
Using Third-Party Bill Pay Services
You can use non-Pelican bill pay services like your bank or biller websites. These sites can pull funds from your Pelican account by:
- Setting up your Pelican account details as a payee
- Entering your account number and routing number
- Scheduling one-time or automatic payments
The third-party service will withdraw the funds from your Pelican account on the date(s) specified.
Paying Bills by Phone
To pay a bill by phone with Pelican State CU:
- Call 1-800-351-4877
- Provide your member details and bill info
- Authorize the amount to be withdrawn from your account
- Record the confirmation number
There is typically a small fee for phone bill payments unless you have an account at Pelican.
Shared Branch Payments
Pelican State CU is part of the shared branching CO-OP network. This means you can visit any shared branch location to make a payment.
To pay at a shared branch:
- Bring your bill to any CO-OP shared branch
- Provide your Pelican member details
- Specify payee and amount
- The teller will process the payment from your account
Find shared branching locations on the Pelican State website or CO-OP network locator.
Troubleshooting Failed Pelican Bill Payments
If you receive a notice that your Pelican bill payment failed, take these steps:
- Verify your account has sufficient funds, including any overdraft options
- Check that your account information is current with no blocks
- Contact Pelican to see if they can reprocess the payment
- Pay again using a different method before the due date
- Ask the payee if they will waive any late fees due to the failed payment
As long as you promptly correct any account issues and retry the payment, you can usually avoid penalties for the failed transaction.
Closing Thoughts
Pelican State Credit Union offers their members multiple easy and low-cost ways to pay bills. From automatic transfers to online bill pay to shared branching, you can choose the option that suits your needs. Just be sure to schedule payments at least a week before any due dates.
Follow this guide to seamlessly set up and manage all your bill payments through Pelican State CU. Paying on time will help you maintain good standing, build credit, and avoid unnecessary fees. Use the tips provided to ensure your Pelican bill payments are always processed successfully.
Protect YourselfStay alert for unknown calls or texts from anyone claiming to be from Pelican requesting online banking information or your authentication code.
Its not too early to start teaching your kid the importance of being responsible for their finances, and we can help you teach them with hands-on learning! Learn more about our Team Pelican Youth Savings Account and our Teen Checking Account now to help guide your child on the path to financial wellness!
Financial Well-being at Pelican State Credit Union
How do I make payments to my Pelican State credit union loans?
Online Payment Center: Click on the link below to quickly and safely pay off your Pelican State Credit Union loans with a debit card, credit card, or account from another bank. *The MyPelican app (Opens in a new window) also makes it easy to get to the Payment Center at any time!
Does Pelican State Credit Union have a mobile app?
This app is available only on the App Store for iPhone and iPad. The PelicanMobile app has a lot of features that make it easier than ever to keep track of your money. The app was made with members of Pelican State Credit Union in mind, so you can easily see your accounts, loans, credit cards, and more.
Do I need A Pelican State cu membership?
Pelican State CU membership required to enroll in CARFAX Car Care™ with MyPelican. If you want to become a Pelican member, you must be able to open a Primary Share account with the company. You need to deposit at least $10 to open a Primary Share account ($5 to join, $5 minimum balance). Other restrictions apply.
How do I make a payment to my Pelican loan or credit card?
After setting up the outside account, go to the menu and choose “Transfers” to make a payment on your Pelican loan or credit card. Now that our Online Payment Center is better, you can make monthly payments on your Pelican loan for FREE! You can still bring cash to a Pelican branch near you if you need to.
Does Pelican State Credit Union have insurance?
We need you to show us information from your insurance policy that shows Pelican State Credit Union as the lienholder and the amount of your deductible. This will show us that you have the right comprehensive and collision coverage. Please note that an insurance card is not an acceptable proof of insurance.
What can I do with Pelican State cu?
You can see your Pelican State CU accounts and loans, send and receive money with Zelle, look at your budget or build your net worth with MyFinances, apply for accounts, loans, and credit cards, deposit checks, and chat with a Pelican team member. You can also organize your accounts by adding tags, notes, and photos of checks and receipts.
