Paying bills can be a hassle. Writing checks, buying stamps, remembering due dates – it takes time and effort every month. That’s why more and more people are turning to online bill pay. It’s fast, easy, and secure. One company offering convenient online bill pay is Royal Furniture.
Royal Furniture is a furniture retailer with 18 locations across Tennessee, Alabama, and Mississippi If you’ve financed furniture through Royal Furniture’s in-house credit program, you can take care of your bill online through Royal Furniture’s online bill pay system. Here’s everything you need to know about setting it up and using it
What is Royal Furniture Online Bill Pay?
With online bill pay, customers can pay their Royal Furniture credit account bill from home. You don’t have to mail a check or go to a store to pay your bill; you can do it from your home or office at any time of the day or night. It’s quick, easy, and secure.
Royal Furniture credit accounts are the only ones that can pay their bills online. If you borrowed money from Wells Fargo, Synchrony Financial, or a different lender, you’ll need to look at your loan documents to see how you can make payments.
How to Sign Up for Royal Furniture Online Bill Pay
Signing up for Royal Furniture’s online bill pay only takes a few minutes. Here’s what you’ll need:
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Royal Furniture account number – Locate this on your welcome email or recent payment receipt. If you can’t find it, email [email protected] for help.
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Email address – This is where you’ll receive email notifications about your account
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Cell phone number – Royal Furniture will use this to contact you if needed.
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Last 4 digits of your SSN – This helps verify your identity.
With that info handy, follow these steps:
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Click “Set Up Online Bill Pay.”
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Enter your Royal Furniture account number, email, phone number, and last 4 SSN digits.
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Read and agree to the terms of service.
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Click submit.
You’ll receive a confirmation email once your registration is complete. Then you’re ready to start paying your bill online!
How to Use Royal Furniture Online Bill Pay
Using Royal Furniture’s online bill pay system is simple. Just follow these steps whenever you want to make a payment:
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Enter your email and password to log in.
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Click “Make Payment” and enter your payment amount.
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Select your payment method – credit card or bank account.
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Review payment details and click submit.
Your payment will be processed instantly. You’ll receive an email confirmation with your payment details. If you pay before 3 p.m. Central time, your account will be credited the same day.
In addition to making payments, Royal Furniture’s online bill pay allows you to:
- View payment history
- Update payment methods
- Change account email and password
- Set up autopay
- Receive paperless statements
- And more!
It’s full-service bill management at your fingertips anytime you need it.
Royal Furniture Online Bill Pay Benefits
Royal Furniture’s online bill pay system makes it easy and convenient to keep track of your account. Here are some of the key benefits:
It’s fast – Make payments in just minutes instead of the days it takes to mail a check. Payments made by 3 PM Central time are credited the same day.
It’s easy – The intuitive interface walks you through each step. Registration only takes a few minutes.
It’s secure – Royal Furniture uses advanced encryption to keep your data safe.
It’s flexible – Pay how and when you want – desktop, tablet, mobile, any payment method, one-time or autopay.
It saves money – Avoid late fees by paying on time without postage.
It’s automatic – Set up autopay to ensure your payment is always on time.
It’s paperless – Opt out of mailed statements and manage everything online.
You earn rewards – Paying on time helps build your credit history.
For Royal Furniture credit customers, online bill pay is clearly the easiest way to manage payments.
Royal Furniture Bill Pay FAQs
Have more questions about Royal Furniture’s online bill pay? Here are answers to some frequently asked questions:
Can I pay my bill in person or by phone?
Yes. You can still make payments at any Royal Furniture store, by calling 901-527-2099, or by mailing a check. But online is fastest.
When will my payment be credited to my account?
Payments made by 3 PM Central time Monday to Friday are credited the same day. Weekend payments are credited the next business day.
Is there a fee to use Royal Furniture online bill pay?
Nope, it’s totally free! Royal Furniture does not charge any fees to use their online bill pay system.
What if I forget my online bill pay password?
On the login page, click “Forgot Password” to reset it. You’ll need your email address on file.
What if I want to switch back to paper statements?
Log in to your account and change your preferences back to paper statements. Allow 2-3 billing cycles for the change.
Can I update my stored payment methods?
Yes. Log in and click “Payment Methods” to add, edit, or remove credit/debit cards or bank accounts.
How do I cancel a scheduled payment?
To cancel a future-dated payment, log in and click “Scheduled Payments.” Click cancel on the payment you wish to remove.
Got additional questions? Royal Furniture’s friendly customer service team is available to help at 901-527-2099 or [email protected].
Is Royal Furniture’s In-House Financing Worth It?
Royal Furniture offers quality furniture at affordable prices. And their in-house financing makes it easy to buy now and pay over time. Here are some of the top benefits of financing your furniture through Royal Furniture:
Lower prices – Royal Furniture offers their lowest prices when you finance in-house. With other retailers, you often have to choose financing OR promotional pricing.
Fast credit decisions – Royal Furniture promises a credit decision within minutes when you apply in the store.
Flexible terms – Royal Furniture offers up to 48 months financing depending on your purchase amount. Put less on credit cards!
Easy payments – Affordable monthly payments fit your budget. Royal Furniture reports to credit bureaus to help build your credit score.
Friendly service – The knowledgeable Royal Furniture staff helps find the right financing options for your needs.
Card-free financing – No credit card required! Royal Furniture’s in-house plan helps consumers avoid high-interest credit card debt.
Fast funding – Royal Furniture finances most purchases up to $7,500 with no down payment required. Higher amounts may need 10-20% down.
Online account management – Royal Furniture’s online bill pay makes managing your account quick and easy.
While Royal Furniture offers great low prices with cash or credit card, their financing gives you the flexibility to buy now and spread payments over time. If you need new furniture, it’s worth exploring Royal Furniture’s financing options.
Final Thoughts on Royal Furniture Online Bill Pay
Paying bills is rarely fun. But Royal Furniture’s online bill pay makes it as quick and easy as possible. If you have Royal Furniture in-house credit financing, sign up for their online bill system to conveniently manage payments. It’s fast, simple, and secure – everything bill pay should be! Just another way Royal Furniture helps make financing furniture a pleasant experience.
Royal Furniture Billing Department
To make a payment or for questions regarding purchases financed on a Royal Furniture Credit Account
Phone: | 901-527-2099 |
Online: | pay.royalfurniture.com |
Hours: | Monday – Saturday 9:00 a.m. to 6:00 p.m. |
For information on how to pay for and get in touch with us about purchases financed by Synchrony and Wells Fargo, please see your service agreement.
We appreciate the opportunity to serve each of our valued customers. For most questions regarding your purchase, you may contact the sales team at your purchase location.
We hope that you have had a great experience with Royal Furniture but should you need further assistance, we have a dedicated customer care representative available to help.
Phone: | (901)579-2328 |
Email: | [email protected] |
Hours: | Monday – Friday 9:00 a.m. to 6:00 p.m. |
As a helpful resource for our customers, weve included our policies all in one place. If you have any questions about Royal Furnitures policies and service terms, your sales associate will be happy to help. You may also email customerservice@royalfurniture. com with additional questions.
Cancellation & Return Policies
Order Cancellation: Most standard orders can be canceled and refunded in full within a certain amount of time before the customer receives the goods, but there are some exceptions. Please onlineorders@royalfurniture. com to request cancellation of online orders. Special Order merchandise is excluded from our standard cancellation policy. Will-Call Pickups may be cancelled at any time prior to customer taking possession of the merchandise. Scheduled White-Glove deliveries may be cancelled at least 48 hours in advance of the first confirmed appointment. If cancelled within this time frame, the delivery fee is eligible for refund. Delivery fees are nonrefundable once a confirmed delivery has been attempted. If an order is cancelled after the aforementioned time frames, an $159. 99 handling fee will be charged. Special orders must be cancelled within 24 hours of purchase in order to be eligible for a full refund. Please call your purchase location or 901-346-1446 to cancel.
Returns & Exchanges Royal Furniture may authorize returns or exchanges on eligible merchandise within 3 days of pickup or white-glove delivery. Please call customer service to inquire about return or exchange within three business days of your delivery or will-call pickup. Attempted returns and exchanges exceeding three days of possession will not be authorized. Special Order merchandise is not eligible for return. Additional exclusions apply, see policies for details. Royal Furniture’s standard return policy applies to items bought at will-call pickup. The items must be brought back to the pick-up location in their original condition within three business days. Please call customer service for arrangements regarding merchandise return. Royal Furniture will not make in-home appointments for pick up or exchange of will-call merchandise.
Exclusions to Standard Return Policy: (A) Bedding Merchandise including mattresses, pillows and mattress protectors are excluded from Royal Furniture’s standard refund and exchange policy and are not eligible for exchange, reselection or refund. These sales are final once the merchandise has been received by the customer. (B) Special orders are excluded from Royal Furniture’s standard cancellation and return policy. Special orders must be cancelled within 48 hours of purchase in order to be eligible for a full refund. Please call your purchase location or for online orders email [email protected] to cancel. In the rare event that Royal Furniture approves a request for cancellation of special order merchandise after the 48-hour cancellation period but before receipt of the merchandise, the customer will incur a 20% restocking fee. Special Order merchandise is not eligible for return or exchange. (C) Purchases delivered outside Royal’s standard operating area are excluded from the standard return policy. Requests may be made for return or exchange within three days of taking possession of the merchandise, and will require written consent and shipping instructions from Royal Furniture to proceed if authorized. Original shipping fees are nonrefundable. If accepted for return, a 20% restocking fee will be charged and the customer may be responsible for return shipping costs. Unauthorized returns made to Royal Furniture will be returned to the customer freight-collect. (D) Items purchased online do not qualify for Return if a) The customer received delivery of an item(s) with a finish, color or texture that is different from what the customer saw at the Royal Furniture website, any website other than Royal Furniture, at a physical furniture store, or recommendations received from a furniture sales representative. Finishes and colors online may not accurately represent the true color or pattern. b) Closeout, Clearance, discontinued, and surplus merchandise may not be returned. c) Bedding and linens are also non-refundable and cannot be exchanged. (E) Value-Added items when included with a purchase may impact or void our standard return policy. Promotional items presented as value-added with qualifying purchase are not eligible for exchange, cash value or store credit. Merchandise purchased as part of a promotional package will only be considered for return or exchange when the entirety of the promotional package is eligible for return, and received in original condition and original packaging if applicable. Omission of any part of a packaged purchase may result in denial of the return or a partial refund. Free Mattress promotions with purchase of qualifying bedrooms include a mattress model determined by Royal Furniture with the purchase of specified bedroom items. If any portion of the qualifying purchase is returned, the promotion eligibility is no longer met and the customer will be subject to a fee at Royal Furniture’s discretion to account for the value-added mattress which is not eligible for return or exchange per Royal Furniture’s standard return policy as it pertains to bedding merchandise.
Exchanges, Reselection and Store Credit For authorized exchanges or reselections, Royal Furniture will issue a store credit in the amount of the returned merchandise purchase price including sales tax. A 20% restocking fee may be applied. The return item must be returned to Royal Furniture’s possession in original condition before a store credit can be issued. Exchanges or in-store credit must be used within 30 days of issue at the original purchase location, unless otherwise instructed by customer service or a store manager.
Purchased Merchandise Individual product units are not assigned to any purchase order until the customer physically takes possession of the merchandise. Royal Furniture does not guarantee availability of purchased merchandise at the customer’s request. In certain circumstances including but not limited to an order being placed and purchased but delivery or will-call pickup being deferred due to home renovations, relocation, etc., the inventory status of the purchased item or items is subject to change. Royal Furniture may postpone delivery or will-call availability of the item or items until they are back in stock. In the event that the purchased item has become discontinued and Royal Furniture can no longer fill the order, Royal Furniture will issue the customer a refund for the missing portion of his or her purchase, or authorize a reselection in the form of store credit for the equal value (purchase price plus sales tax) of the discontinued merchandise.
Layaway Merchandise Individual product units are not assigned to any purchase order until the customer physically takes possession of the merchandise. Royal Furniture does not guarantee availability of layaway merchandise at the customer’s request. In certain circumstances, merchandise purchased on a layaway program may be impacted by changes in inventory status. Royal Furniture may postpone delivery or will-call availability of the item or items until they are back in stock. In the event that an item or items being purchased on layaway have become permanently unavailable or discontinued and Royal Furniture can no longer fill the order, Royal Furniture will issue the customer a refund for the missing portion of his or her purchase, or authorize a reselection in the form of store credit for the equal value (purchase price plus sales tax) of the discontinued merchandise. If payments have been made toward the layaway purchase but are not yet complete, the refund or store credit amount will not exceed the amount that has been paid toward the merchandise by the customer.
Back-Ordered Merchandise Please see Purchased Merchandise policy above. When merchandise is back-ordered or delayed beyond the customer’s expectation, he or she may elect to cancel the order for a refund, or request store credit for the value of the unfilled order to reselect different merchandise. Any merchandise on the same purchase ticket that has already been received will be subject to our standard return policy. If white-glove delivery is purchased and some of the merchandise is on back-order, Royal Furniture may arrange at their discretion to make a partial delivery of the items that are immediately available. When a partial delivery is made, Royal Furniture will complete a courtesy delivery of the back-ordered items once they become available and the customer will not incur a second delivery charge. In the event that the customer receives a partial delivery but cancels the back-ordered items, the received items are subject to standard return policy and the delivery fee will be nonrefundable. If an order is impacted by back-ordered merchandise and no part of the order is delivered or received, the customer is eligible for a full refund upon cancellation of the complete order.
Cancelled or Missed Delivery Appointments If you need to cancel or reschedule your appointment, Royal Furniture requests 48 hours’ notice in order to properly pack and re-route our trucks. On the day of delivery, our drivers typically call ahead (to the number listed on the order) an estimated 15-30 minutes before their arrival, and are permitted to wait for up to 15 minutes at the customer residence if the customer cannot be reached. If the delivery team is still unable to reach the customer or gain access to the property with someone present 18 years or older, the delivery is considered a Not-At-Home and will be flagged for reschedule on the next available delivery date. Please note, the next available date may not be the next consecutive day, and may be further delayed by seasonal influxes or holidays. Our delivery team will attempt two confirmed delivery appointments to a customer location, if both attempts are unsuccessful due to customer Not-At-Home then the delivery fee is forfeited by the customer and the merchandise will be made available for customer pick-up at our Memphis warehouse, or at the regional will-call location nearest the customer. (Please see will-call policies and call ahead one hour prior to pick up.) If the customer wishes to attempt a third delivery appointment, Royal will charge either a 20% handling fee, or a new delivery fee (whichever is lesser and therefore in the customer’s favor) and the regular scheduling procedure will ensue, as outlined above.
Delivery Waiver: If Royal’s delivery team attempts delivery and discovers that any purchased item does not fit into the space requested by the customer, or does not fit through doors, windows or passage ways necessary to move the furniture into the space requested, a delivery waiver will be required if the customer wishes for the delivery to be completed against our team’s recommendation. The waiver states that Royal Furniture is completing the delivery at the customer’s explicit instruction and clears Royal Furniture Company and crew from liability for any damages caused. This includes any perceived damages to home, furniture or other belongings. Royal Furniture is not liable for the inability to deliver furniture due to size or space restrictions in, or leading into the customer’s home. Should the delivery be aborted or refused due to space concerns, the customer can exchange or return the furniture for refund but may be subject to a 20% restocking fee. Delivery fees are nonrefundable.
Damages Merchandise is thoroughly inspected by our warehouse prior to delivery and is released to delivery teams in good condition. Royal Furniture requires that someone 18 years or older is home at the time of delivery, and is authorized to sign for the receipt and good condition of the items purchased. Customers reserve the right to refuse delivery of any item due to damages caused in transit. Damaged furniture refused at time of delivery will not be subjected to a restocking fee, nor additional delivery charge for replacement. Customers also may opt to accept delivery of the damaged furniture until an even exchange can be made by our delivery team. However, damages of any nature should be clearly recorded on the delivery ticket before the crew leaves the premises so that photos can be documented for claim records. Photos and other documentation made by our crew does not imply nor admit fault, but is strictly for review by our claims department. In the rare event that damages are realized after the delivery team’s departure, the damage must be reported to Royal Furniture Customer Care 901-579-2328 or [email protected] within 3 business days. Royal Furniture is not responsible for any damages reported outside of this time frame and such instances will not be considered for any type of compensation including repair, replacement, refund, discount, reimbursement or settlement.
Customer must have the pink copy of their Royal Contract or Online Purchase receipt and a valid government identification in order to take possession of purchased merchandise. Our experienced staff will help load your items and have twine available to secure them. Please note that with free Will-Call pickup, the customer is responsible for any required assembly of the merchandise. Delivery is available for purchase in select areas. Will-Call merchandise must be thoroughly inspected by the customer prior to loading into the vehicle. A signature is required by the customer or eligible representative of the customer to complete the will-call pickup and confirms that the merchandise was received to completion and in good condition. Though our staff is available to help with the loading process, it is the customer’s responsibility to properly load and secure will-call merchandise onto their vehicle. Once the merchandise leaves the warehouse, it is in the sole care of the customer or customer’s representative. Royal Furniture is not liable for damages or loss in transit.
Service and Warranty In rare cases when parts or hardware are discovered to be missing after leaving the Will-Call pickup location, or prior damages are found to have penetrated the protective packaging of boxed items picked up from Will-Call pickup location, these missing parts or damages must be reported within 3 business days of the pick-up by calling Royal Furniture Customer Service 901-346-1446 or emailing [email protected]. The customer is responsible for returning to the pick-up location to exchange the damaged items or obtain the missing parts. Royal Furniture will not make home deliveries to replace, repair or service merchandise nor supply missing or damaged parts for a Will-Call pickup. Should a customer file a warranty claim on merchandise that has been picked up at a Will-Call location, an assessment may be conducted at the customer’s home by a third-party repair company at the warranty department’s discretion. If it is determined that the damage is indeed covered by the manufacturer’s warranty, repairs will be made in accordance with the manufacturer’s warranty guidelines. If the damage is covered under the warranty but is beyond repair and therefore eligible for exchange or reselection, the customer is responsible for transporting the damaged merchandise back to their Will-Call pickup location and obtaining their new merchandise. If the customer would prefer home delivery, Royal Furniture’s Delivery service is available for a fee of $159.99 within our standard service area, and will include delivery and installation of the customer’s replacement merchandise to the exact room of their choosing, as well as removal of the damaged merchandise in the same visit. Customers outside our standard service area may be eligible to purchase delivery service for an increased fee. Please see our Delivery policies for additional information, or contact your sales associate for more details.
Warranty Most special-order merchandise will include a standard manufacturer limited warranty. Customers also have the option to buy an extended warranty for an additional fee at the time of purchase. Please see warranty policies for a complete understanding of coverage details and restrictions.
Down Payment Special Orders purchased with financing will be subject to a twenty percent down-payment. The down-payment is nonrefundable if order is cancelled after the 24-hour cancellation period.
Cancellation Special orders may be cancelled for a full refund within 24 hours of purchase. Please call your purchase location or 901-348-9184 to cancel. In the rare event that Royal Furniture approves a request for cancellation of special order merchandise after the 24-hour cancellation period but before receipt of the merchandise, the customer will incur a 20% restocking fee or forfeit their twenty percent down-payment if financed.
Returns Special Orders are excluded from Royal Furniture’s standard refund and exchange policy. Special Orders are not eligible for return or exchange.
Standard Warranty Royal is proud of the quality we offer our customers. However, if there is a problem, the manufacturer typically covers its product for one year from the date of purchase. To request service on damaged or defective merchandise, please contact the customer service department for your location. Royal Furniture warrants to the original purchaser that merchandise will be free from defects in materials and workmanship under normal use for a period of one (1) year following the date of original delivery or pick-up. Damage must be reported within five (5) days of occurrence at the original delivery address to be considered eligible under the warranty guidelines. If Royal Furniture determines that merchandise is defective under manufacture guidelines, Royal Furniture will repair or replace, at its discretion, the affected item only (not the set, suite or collection). If the affected item cannot be repaired or replaced, as determined by the manufacture guidelines, Royal Furniture may issue the reselection of a new item of equal or lesser value to the original purchase price of the defective item. Furniture rated for residential use has a warranty for residential use only. If Royal determines that damage is due to customer abuse, the warranty is nullified. For warranties to apply, all accounts with Royal Furniture must be current to receive service. Items requiring service may be scheduled and repaired by a third party.
Extended Warranty Extended Warranties are offered through third-party companies which provide supplemental coverage outside of the items manufacturer warranty. Refer to your service agreement for specific coverage and exclusions. For extended warranty claims, Royal Furniture will strictly adhere to the coverage policies and guidelines of the third-party extended warranty provider.