How to Pay Your U.S. Bank Credit Card Bill Online or In Person

It’s important to pay your credit card bill on time every month to keep your credit score high and avoid late fees. U. S. You can pay your credit card bill in a number of easy ways, including online, through the mobile app, by phone, through the mail, or in person at a branch. This article will show you how to use each method and give you tips to make sure your payment is made on time and correctly.

Paying Online

The easiest way to pay your U,S, Bank credit card bill is through online banking, Here’s how

1. Log into your U.S. Bank online account.

2. From the account summary page select your credit card account under “Accounts”.

3. Click “Pay credit card bill” on the right side.

4. Enter the amount you wish to pay – you can choose from preset amounts or enter a custom amount.

5. Select the account you want the payment withdrawn from.

6. Pick a delivery date – you can pay immediately or schedule a future payment date.

7. Review the payment details and click “Pay bill”.

That’s it! The payment will be processed and applied to your credit card account on the date you selected. You’ll receive a confirmation email with the payment details.

Tips for paying online:

• Schedule payments at least 5 days before the due date to ensure on-time delivery.

• For a same day payment, submit before 10pm ET Monday – Friday.

• You can set up automatic payments to have your bill paid automatically each month.

• Keep your payment account sufficiently funded to avoid overdraft or returned payment fees.

Paying Through the Mobile App

You can also easily pay your credit card bill using the U.S. Bank mobile app:

1. Log into the U.S. Bank mobile app.

2. Tap on “Payments” at the bottom.

3. Select your credit card from the list.

4. Enter the payment amount and select a delivery date.

5. Choose the account to withdraw funds from.

6. Review and submit the payment.

The app allows you to pay your bill on the go or setup recurring payments. You’ll receive notifications when payments are processed or if a payment fails.

Mobile app payment tips:

• Enable notifications to monitor payment status.

• Save payment accounts and amounts for easy repeat payments.

• Schedule payments 5 days before due date for on-time delivery.

• Make sure your phone has service/data connection at time of payment.

Paying by Phone

U can be used to pay your credit card bill over the phone. S. Bank’s automated payment system:

1. Call 1-888-791-3661.

2. When prompted, enter your 16 digit credit card number.

3. Follow the menus to select “Make a payment” and enter your payment details.

4. Choose a payment account and delivery date.

5. Listen to the payment summary and confirm the details.

The phone system is available 24/7 allowing you to make payments whenever needed. Speaking to a live agent for assistance is also an option.

Phone payment tips:

• Have your credit card and payment account numbers handy to complete payment quickly.

• Schedule at least 5 days before due date for on-time delivery.

• Save the phone number to easily call and pay whenever you want.

• Contact U.S. Bank directly if you need help making a payment.

Paying by Mail

If you prefer, you can mail your credit card payment to U.S. Bank:

1. Write your 16 digit credit card number on your check or money order.

2. Make it payable to U.S. Bank.

3. Mail it with your remittance coupon to:

   U.S. Bank

   P.O. Box 6335

   Fargo, ND 58125-6335

Be sure to allow 7-10 days for the mailed payment to reach U.S. Bank and be credited to avoid late fees. Write your account number on the check or money order in case the remittance coupon gets separated.

Mailing payment tips:

• Mail at least 10 days before due date to ensure on-time processing.

• Use standard mail with no tracking to save money – U.S. Bank will receive it.

• Always include remittance coupon and write account number on payment.

• Notify U.S. Bank if payment will be late so they can waive late fees.

Paying at a Branch

People who would rather pay in person can go to any U S. Bank branch and make a cash or check payment:

1. Let the teller know you want to make a credit card payment.

2. Provide them with your 16 digit card number and payment amount.

3. Pay with cash, check, or withdraw funds from your U.S. Bank accounts.

4. Get a receipt as proof of your payment.

Branch staff can also help with any account questions while making your payment. Locate a branch convenient for you using the U.S. Bank branch locator.

In-person payment tips:

• Visit during branch hours – weekdays 9am-5pm local time.

• Bring ID and payment method – cash, check, or your account debit card.

• Ask for a stamped receipt as payment confirmation.

• Make payments by the branch cutoff time – usually 3pm local time.

Payment Statuses and Notifications

U.S. Bank offers notifications and payment statuses so you can easily track your credit card payments:

• Email confirmations – Payment receipts are emailed after successful payments.

• Text alerts – Get text notifications when payments are processed or fail.

• Online payment history – View status and details of payments made the past 18 months.

• Mobile notifications – The app provides alerts on payment issues or delays.

• Any payment made in the last 10 days can be checked on by calling customer service.

Enabling notifications and checking payment history ensures you know immediately if a payment fails or needs attention. U.S. Bank’s online and mobile tools make monitoring easy.

Avoid Late Fees and Costly Interest

To avoid credit card late fees and interest charges, be sure to pay your bill in full each month by the due date. U.S. Bank’s online, mobile and automatic payment options enable making on-time payments simple.

Tips for avoiding fees and interest:

• Always pay by or before the due date shown on your statement.

• Set payment reminders to ensure you remember to pay monthly.

• Pay online for fastest processing and to avoid mail delays.

• Setup autopay or schedule recurring payments so it’s automated each month.

• Contact U.S. Bank before the due date if you cannot make a full payment to discuss payment arrangements.

Get Support from U.S. Bank

If you ever have questions about your credit card payment options or need help making a payment, U.S. Bank customer service is available 24/7:

• Call 1-888-791-3661

• Chat online at usbank.com

• Visit a local branch

U.S. Bank can help with payment issues, late fees, credit limit increases and any other credit card account needs you may have. Their online banking tools, mobile app and friendly staff make managing your account easy.