Giving your Lord a There are other ways to pay, like by mail or over the phone, but most people find that paying online through the Lord
Overview of Paying Lord & Taylor Credit Cards Online
Lord Here’s an overview of paying your bill online:
- Log into your Capital One account through the Lord & Taylor website
- Select your Lord & Taylor credit card account
- Choose whether to pay the minimum, statement balance, or a custom amount
- Enter your payment info like bank account or another card
- Review payment details and submit
The online system allows you to set up recurring automatic payments as well. Payments are typically credited within 1-2 business days.
Step-by-Step Guide to Paying Your Lord & Taylor Card Online
Follow these steps to pay your Lord & Taylor credit card bill through the online system
1. Log into Your Lord & Taylor Account
- Go to lordandtaylor.com and click “My Account”
- Enter your username and password and click “Sign In”
With your card number, billing zip code, and a few other details, you can sign up for an online account if you haven’t already.
2. Access Your Capital One Account
- Once logged into your Lord & Taylor account, click on “My Store Card”
- This will open a window to access your Capital One account
- Enter your Capital One username and password and click “Sign In”
You might need to call Capital One or Lord if you don’t already have a Capital One account.
3. Select Your Lord & Taylor Credit Card
Once logged into your Capital One account you will see a list of all your Capital One credit cards. Locate your Lord & Taylor card and click “Make a Payment”.
4. Choose Your Payment Amount
On the payment page, you will see three options:
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Minimum Payment: The smallest amount you must pay to keep the account in good standing. Making minimum payments results in more interest paid over time.
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Statement Balance: The full balance owed on your last statement. Paying this will keep you debt-free from month to month.
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Other amount: You can enter a custom amount here, which is useful if you want to pay a set budgeted amount towards your balance each month.
Select which amount you would like to pay.
5. Enter Payment Method
After selecting your payment amount, choose how you want to make the payment:
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Bank account: Connect a checking or savings account to make an electronic transfer.
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Other credit/debit card: Pay with a different credit or debit card, such as if you are earning rewards.
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Gift card/money: Redeem a Capital One gift card or account balance.
Enter the details for your selected payment method.
6. Review and Submit Payment
Carefully review the payment details on the final page, including:
- Payment amount
- Payment method
- Processing date
If everything looks good, click “Submit Payment” to complete the process.
7. Confirmation and Receipt
You should see a confirmation page that your payment was submitted successfully. You can view your payment under “Recent Activity” and should receive an email receipt as well.
And that’s it – you’ve securely paid your Lord & Taylor credit card bill online in just a few quick steps!
Tips for Paying Your Lord & Taylor Card Online
Here are some tips to optimize paying your card online:
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Set up autopay to have payments automatically debited each month. This prevents late fees from forgotten bills.
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Schedule payments in advance if you won’t be available near the due date or want to ensure on-time delivery.
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Pay early so your payment posts well before the due date, especially when paying by mail.
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Review recent charges so you don’t overpay an amount you plan to dispute.
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Check your balance to know exactly how much is owed before making a payment.
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Save payment info like bank accounts to simplify future payments.
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Opt for text/email alerts to monitor payments and catch any issues.
Alternatives to Online Payments
While paying online is the most popular method, here are a couple other ways to pay your Lord & Taylor card:
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By phone: Call the number on the back of your card to make an automated payment or speak to a representative.
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By mail: Send a check or money order to the payment address printed on your statement. Allow 7-10 days for delivery to avoid late fees.
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In person: Visit select Capital One branches or Lord & Taylor stores with a payment slip to pay your bill.
No matter which option you choose, the key is making your Lord & Taylor credit card payment on time each month. Setting up autopay online provides the most convenient way to avoid missed payments and any credit score damage or late fees from a forgotten bill.
Frequently Asked Questions
How long does an online payment take to process?
Online payments are usually credited to your account within 1-2 business days.
Is there a fee to pay my Lord & Taylor card online?
No, Capital One does not charge a fee for online payments.
When is my Lord & Taylor payment due each month?
Your payment due date is shown on your monthly statement and online. It’s typically 3-4 weeks after the end of a billing cycle.
Can I schedule a future-dated payment?
Yes, you can pick a future processing date for both one-time and recurring payments.
What if I didn’t receive an email confirmation?
You can view payment confirmations under “Recent Activity” in your Capital One account. If you still can’t find it, contact customer service.
The Bottom Line
Paying your Lord & Taylor store card bill online is quick and easy through the Capital One website. Just log into your accounts, choose a payment amount, select a payment method, review the details, and submit. You can even set up automatic payments to save time each month. Paying on time protects your credit score and avoids unnecessary interest and fees – so be sure to mark those monthly due dates on your calendar.
