Can I Pay My Sears Bill At Kmart? Everything You Need To Know

You may be wondering if you can pay your Sears credit card bill in person at Kmart. After all, Sears and Kmart used to be sister stores under the Sears Holdings Corporation. But now that Sears has gone bankrupt and closed most of its stores, Kmart is still open for business. Are you able to take care of your Sears bills at your nearby Kmart?

Yes, you can pay your Sears credit card bill at any Kmart store with a payment center. But there are a few important things you should know to make the process go more smoothly.

In this detailed guide, I’ll provide a complete overview on paying your Sears credit card bill at Kmart. We’ll cover everything from what to bring with you to hours of operation so you can conveniently take care of your Sears financial responsibilities next time you’re out running errands

A Brief History of Sears and Kmart

First, let’s take a quick look at how Sears and Kmart are linked. For many years, Sears and Kmart were two stores that worked together closely. Sears bought Kmart in 2005 and made the Sears Holdings Corporation. This made it possible for the two brands to work together and share resources.

For more than ten years, Sears and Kmart were pretty much two separate stores owned by the same company. Many locations were even co-branded as “Sears inside Kmart” superstores.

However, in recent years Sears Holdings struggled financially. After filing for bankruptcy in 2018, Sears closed many locations, leaving Kmart as the still-operating retail chain.

The Ongoing Kmart and Sears Credit Card Relationship

Even though Sears stores are disappearing, your Sears credit card still works at Kmart locations. That’s because Kmart is currently owned by Transform Holdco which licenses the Kmart brand from Sears.

Transform Holdco was formed in 2019 to acquire selected assets of Sears Holdings, including Kmart, after the bankruptcy. One of the assets they licensed was management of the Sears credit card program.

So while Sears and Kmart no longer share a corporate parent, they maintain a business relationship. This is why your Sears credit card is still fully accepted at Kmart stores.

What to Bring When Paying Your Sears Card Bill at Kmart

Now that you know paying your Sears credit card bill at Kmart is possible, let’s talk about what you need to bring:

• Sears Credit Card – You’ll need to bring the actual credit card to make in-store payments. The card number is required.

• Government-Issued Photo ID – Kmart will ask to see a valid driver’s license or other government ID to confirm your identity.

• Sears Credit Card Payment Slip – While not required, having your most recent statement or payment slip will speed up the process.

• Cash, Check or Money Order – Kmart does not accept credit or debit cards for Sears credit card bill payments. Bring cash, a check, or money order for the payment amount.

How to Pay Your Sears Credit Card Bill at the Kmart Customer Service Desk

Kmart allows Sears credit card bill payments to be made at any store with a payment center or customer service desk. Here is the step-by-step process when you are in the store:

1. Locate the customer service or payment counter at the Kmart store.

2. Take out your Sears credit card and photo ID and let the clerk know you need to make a Sears card payment.

3. Provide the clerk with your Sears card to scan and photo ID when requested.

4. Let the clerk know if you have a payment slip or just need them to provide the balance.

5. When the balance is provided, give the clerk the cash, check, or money order for that amount.

6. Get a receipt as proof of your Sears card payment.

It’s quick and easy! Just allow a few extra minutes for the clerk to access your Sears account on their system.

Helpful Tips for Paying at Kmart

To make your Sears card bill paying experience at Kmart go smoothly, keep these tips in mind:

• Find out the store’s payment counter hours – They may have limited hours compared to general store hours.

• Know your Sears account details – This helps the clerk easily access your account.

• Have the exact payment amount ready – In cash, check, or money order to avoid issues.

• Call ahead for large payments – Most stores can take high payments, but it’s best to check.

• Get and save the receipt until the payment appears on your next Sears statement.

Paying Your Sears Card Bill Online

While paying at Kmart is convenient if you’re already out shopping, you can also easily pay your Sears credit card bill online:

• Sears offers online account management through Citibank, their credit card issuer.

• Online options include payment reminders, account activity viewing, and one-time or recurring automatic payments.

• You can make quick online payments without leaving home through the Sears Citibank website.

To pay online, just have your Sears card number and visit the Sears Citibank website. First-time users need to create an online account, which only takes a few minutes.

Online payments are fast, easy, and secure. Just remember that electronic payments take 1-2 days to process, so pay before the due date.

Key Questions to Ask Before Making a Kmart Payment

If paying at Kmart for the first time, it’s wise to call Sears customer service beforehand so the payment goes smoothly. Here are some important questions to ask:

• What forms of payment does your Kmart location accept for Sears bills?

• Is there a maximum Sears card payment amount your store will accept?

• Will I be able to get a receipt for my records?

• Are there limitations on your payment counter hours?

• Do you need my Sears account number or will my card work?

Having these answers will ensure your Kmart payment experience is simple and hassle-free. The customer service agent can also provide any other store-specific details.

Paying your Sears credit card bill at Kmart is a convenient option, especially for those with limited time and transportation. Now that you know what to bring, where to go, tips for smooth payments, and commonly asked questions, paying your Sears card at Kmart will be easy.

So next time you’re shopping at Kmart, swing by the service counter and conveniently cross that Sears bill payment off your to-do list! With the helpful information above, you can take care of your Sears financial obligations with ease when you’re out running errands.