Can I Pay My Eversource Bill With A Credit Card?

Paying your monthly utility bills on time is crucial to avoid service interruptions. For Eversource customers, you have payment options like autopay, online banking, pay by phone, and mail. But can you pay your Eversource electric, gas, or water bill with a credit card?

Eversource is one of the largest energy providers in New England, serving over 4 million electric, natural gas, and water customers across Connecticut, Massachusetts and New Hampshire

If you are an Eversource customer, you likely want a quick and simple way to pay your bill every month. Using a credit card can allow you to earn rewards points and benefits. However, Eversource does not directly accept credit card payments for residential customer bills.

In this comprehensive guide, we will cover:

• Overview of Eversource bill payment options
• Why Eversource doesn’t take credit cards directly
• Paying your Eversource bill with a credit card via third party services
• Tips for paying your Eversource bill on time

Eversource Supported Bill Payment Methods

Eversource offers a variety of payment options for customers to pay their utility bills Here are some of the most common ways to pay your Eversource bill

• Auto Pay – Set up automatic payments from your bank account each month.
• Online Bank Pay – Make one-time payments from your checking or savings account.
• In Person – Pay with cash, check or money order at authorized walk-in payment locations.
• By Phone – Call Eversource’s automated phone payment system.
• By Mail – Mail in a check or money order with your payment stub.

Eversource also provides an online Account Center where you can review billing history, monitor energy usage, enroll in paperless billing, and manage payment settings.

But Eversource doesn’t let people pay their home bills directly with a credit card. Any credit card logos you see on their website only show third-party services that are built in.

Why Eversource Doesn’t Accept Credit Cards

If you often pay for things online with a credit card, you might be wondering why a big utility company like Eversource doesn’t take them directly. There are a few key reasons behind this policy:

• High Processing Fees – Credit card companies charge a processing fee for each transaction, which would drive up Eversource’s costs.
• Fraud Risks – Utility companies have to carefully manage risks relating to fraudulent charges and identity theft.
• Fee Recovery Difficulties – If a credit card payment gets reversed, Eversource often can’t recoup the reversal fees.
• Rate Regulations – Laws prohibit utilities from charging credit card customers more to cover processing fees.

Eversource lowers the costs and risks of processing payments that would otherwise be passed on to all customers through higher rates. They do this by only accepting bank transfers, checks, cash, and third-party services that are built in.

Paying Your Eversource Bill With a Credit Card

Although you can’t pay Eversource directly with a credit card, there are authorized third party bill payment services that accept credit cards. These services facilitate payments by accepting your credit card, charging your card their fee, and then paying the bill amount to Eversource on your behalf.

Some popular examples include:

• Plastiq – Pay any bill with your credit card for a 2.5% fee. Send payments to Eversource.
• DoXo – Links to your Eversource account. Pay by credit card for a $1.99 transaction fee.
• Paymentus – Eversource’s authorized credit card payment partner. Charges a $2.95 convenience fee per transaction.

This kind of service lets you pay your Eversource bill with a credit card, which lets you earn rewards. The third party covers their processing costs by charging the customer a service fee. Just account for the extra fees in your budget.

Tips for Paying Your Eversource Bill On Time

As an Eversource customer, here are some tips and best practices for ensuring on-time bill payment:

• Go paperless – get bills directly via email to avoid postal delays.
• Use autopay to set and forget electric, gas and water bill payments.
• Pay a few days early in case bank processing is delayed.
• Check your usage regularly and monitor for spikes.
• Update payment method right away if your card details change.
• Consider budget billing to spread costs evenly throughout the year.
• Leverage flexible payment plans if you need help with bill management.

The bottom line is that Eversource limits payment types to control costs and risk. But with authorized third party services, credit card users can pay their utility bills while earning rewards points and benefits. Just account for the extra convenience fees charged by those services.

As long as you pay your Eversource electric, gas and water bills by the due date using one of their accepted payment methods, your utility services will continue uninterrupted. Pay early, automate payments, and use their online account tools to monitor usage and billing details. With the right approach, on-time payment is assured every month!