How to Pay Your Advance America Bill Over the Phone or Online

Advance America is a leading provider of payday loans, installment loans lines of credit and other financial services. If you have a loan with Advance America, there are a few convenient ways to make your payment when it is due. In this article, we will look at how to pay your Advance America bill over the phone or online.

Overview of Payment Options

When you take out a loan with Advance America, you agree to repay the amount borrowed plus any fees and interest by a specific due date Advance America offers several ways to make your payment

• In person – You can visit any Advance America store location and make a payment in cash, with a money order, or with a debit card

• By phone – Call the Advance America payment number to make a payment over the phone.

• Online – Log into your online account to schedule a payment.

• Automatic bank withdrawal – Agree to automatic payments that are debited from your bank account on the due date.

Paying online or by phone allows you to make payments conveniently without visiting a store. Below we will look at these two options in more detail.

Paying Your Advance America Bill by Phone

To make a payment by phone, you will call Advance America’s payment number and follow the prompts. Here are the steps to pay your bill over the phone:

1. Call 877-505-0701. This is the dedicated Advance America payment number.

2. When prompted, enter your 10-digit loan account number. This allows Advance America to pull up your account details.

3. Follow the prompts to make your payment. You can pay with a debit card or bank account.

4. Enter the payment amount when prompted. Make sure to pay at least the minimum due, or you may incur late fees.

5. Stay on the line to get a confirmation number for your payment.

The payment number is available 24/7, so you can call anytime to make a payment. Phone payments are processed immediately, so your account will be updated right away.

Tips for Paying by Phone

• Have your loan account number ready when you call. This will speed up the process.

• Know the minimum payment due so you pay at least that amount.

• Save the confirmation number in case you need to reference your payment later.

• Call early in the day to avoid long wait times in the evening.

Paying by phone is quick and easy as long as you have your account information handy. It is a good option if you prefer talking to a live agent when making payments.

Paying Your Advance America Bill Online

You can also sign into your Advance America online account anytime to make a payment. Here is how online bill pay works:

1. Go to www.advanceamerica.net and click on “Log In”

2. Enter your username and password to access your account.

3. Click on “Make a Payment” from the account dashboard.

4. Enter the payment amount and select a payment method.

5. Review payment details and click submit.

When you make an online payment, it will immediately update your account balance. You can schedule payments in advance as well.

Tips for Paying Online

• Make sure your account information is saved for fast checkout.

• Set up text or email reminders for upcoming payments.

• Schedule recurring payments so you never miss a due date.

• Pay a few days early to avoid issues if funds are slow to transfer.

Paying online is convenient since you can do it anytime from your computer or mobile device. It gives you more control to schedule and manage payments.

Automatic Bank Withdrawal Payments

When you take out a new loan with Advance America, you may have the option to enroll in automatic payments. This means the payment amount is automatically deducted from your bank account on the due date each month.

To set up automatic payments, you will need to provide your:

• Bank name
• Account number
• Routing number

On the due date, Advance America will debit the agreed payment amount from your bank account. You don’t have to remember to go online or call in.

What Happens If You Miss a Payment?

If you cannot make the minimum payment by the due date, contact Advance America right away to discuss your options:

• You may qualify for an extension or alternate payment plan.

• In some states, you can refinance the loan for better terms.

• Discuss hardship programs or temporary hardship status if you have extenuating circumstances.

Failing to pay on time can result in late fees, interest charges, and collection activity. Avoid this by paying on time or reaching out for assistance if needed.

Other Bill Payment Tips

• Provide up-to-date contact information so Advance America can send reminders about upcoming payments.

• Know the late payment policy and fees so you can avoid penalties.

• Ask about loyalty programs or discounts that may reduce your payments.

• Set payment alerts through your bank so you never miss when a payment is processed.

• Contact customer service if you have questions about your account or available repayment options.

Paying your Advance America bill is easy when you use the available phone and online payment options. Just call the dedicated payment number or log into your account to schedule and manage payments. Make sure to pay at least the minimum amount due by the due date to avoid late fees or other issues. If you ever have trouble making payments, reach out right away for assistance. Responsible repayment can help improve your financial health over time.