How to Use Alliant Credit Union’s Convenient Bill Pay Service

Alliant Credit Union offers a user-friendly online bill pay service that allows members to easily pay bills and manage payments. With Alliant bill pay, you can avoid late fees, save on postage, and set up automatic recurring payments. This article provides a comprehensive guide on how Alliant members can utilize bill pay to simplify bill management.

Overview of Alliant Credit Union Bill Pay

• Available for free to all Alliant checking account holders
• Pay bills from thousands of companies nationwide
• Schedule one-time or recurring payments
• Set up automatic payments based on bill due dates
• Receive and view electronic bills within Alliant bill pay
• Make same-day rush payments for an additional fee

Getting Started with Alliant Bill Pay

To start using online bill pay, simply log into your Alliant account and navigate to the Pay Bills section. From your Pay Bills dashboard, you can:

• Add Payees – Search for companies you want to pay or add them manually Confirm biller information and account numbers

• Set Up Payments – Enter amount to pay and pick from available delivery speeds including standard, rush, and overnight.

• Manage Payees & Payments – View payment history, edit payee details, change or cancel scheduled payments.

• Go Paperless – Sign up to receive and view eBills directly within Alliant bill pay rather than paper bills

The first time you schedule a payment, allow 2-3 business days for payee confirmation. After that, payments can process as fast as the same business day if initiated prior to the daily cutoff time.

Paying Bills with Alliant

Alliant Bill Pay offers flexibility in how and when you pay bills:

• One-Time Payments – Manually schedule a single payment by entering payment details and send date. Useful for irregular or non-recurring payments.

• AutoPay – Set up recurring payments to be sent automatically each month or based on bill due dates. Saves time on repeat bills.

• Rush Delivery – For an extra fee starting at $4.99, rush a payment to arrive the next business day or same day. Prevent late payments.

• eBills – Receive bills electronically from supported merchants. View and pay eBills in one place rather than tracking paper statements.

• Mobile App – Schedule, edit or delete payments on-the-go using the Alliant mobile banking app for iOS and Android.

No matter how you decide to pay your bills, Alliant Bill Pay makes it simple and convenient from your computer or mobile device.

Alliant Bill Pay Features and Settings

Take advantage of useful features and customization options:

• Spending Report – See monthly and annual spending stats across payees to help with budgeting.

• Payment Calendar – View scheduled one-time or recurring payments on an easy-to-read calendar.

• Alerts – Get email or text alerts when bills are delivered, payments are processed, or if a payment fails.

• Limits – Increase your individual payment limit or total monthly limit if needed. Contact Alliant.

• AutoPay Date – Pick the number of days before the due date that recurring payments get sent out.

• Delivery Speed – Choose standard 3-5 day delivery or rush delivery when scheduling payments.

• Notifications – Opt into alerts about account changes, late payments, eBills, and other events.

Take time to review the bill pay settings and preferences to customize your experience. Update as needed if your needs change.

Paying Rent and Mortgage through Alliant

Many large property management and mortgage companies accept online payments through Alliant Bill Pay. Here’s how to pay these bills:

Rent Payments

• Verify your property management company accepts electronic payments. Many do to avoid security risks of checks.

• Make sure you have your tenant account number handy when setting up the payee.

• Schedule recurring rent payments to be sent on or just before your due date each month.

Mortgage Payments

• Confirm with your lender that they accept online mortgage payments. Most major companies do.

• When adding the payee, use your mortgage loan account number.

• Set up automatic recurring mortgage payments to avoid late fees.

• You can schedule an extra principal payment whenever you want just change the amount.

Paying large recurring bills like rent and mortgage through Alliant Bill Pay provides convenience and tracking.

Getting Help with Alliant Bill Pay

If you ever have an issue or question about Alliant Bill Pay, here are some ways to get assistance:

• Online FAQs and Tutorials – The Alliant website provides extensive help resources under the Support tab.

• Live Chat – Chat online with a customer service rep Monday to Friday from 7am to 7pm CT.

• Secure Message – Send a message to Alliant support from within online or mobile banking.

• Phone – Call 800-328-1935 during business hours for help from a bill pay specialist.

• Email – Email any inquiries to [email protected]. Responses within one business day.

• Online Community – Post questions and get input from fellow Alliant members in the community forums.

• Alliant Mobile App – Access bill pay help and manage your payments on-the-go.

Don’t hesitate to reach out by your preferred contact method if any issue arises with your Alliant Bill Pay account or payments.

Pros of Alliant Bill Pay

There are many benefits to paying bills through Alliant:

• Convenience of paying bills online from anywhere
• Avoid late fees with scheduled payments
• Eliminate paper bills with free eBills
• Set up automatic recurring payments
• Pay rent/mortgage electronically
• Risk protection of no checks involved
• Payment tracking and spending overview
• Mobile app to manage payments on-the-go