The Top American Express Software Engineer Interview Questions and How to Prepare

Hi everyone! In this article, I’ll talk about my interview with American Express for a 6-month internship. “American Express” will always have a special place in my heart. At the end, you’ll find out why.

American Express held an AmExpert Event in 2021. Only a few colleges were allowed to attend, and luckily my school was one of them! The hiring process started with a coding round, which was more like a hackathon, and then there were a series of interviews. Now I’ll tell you everything you need to know about the process, along with some tips and tricks to get you going.

It can be both exciting and nerve-wracking to interview for a software engineering job at American Express. American Express, a top financial services company, is looking for strong technical candidates who can write good code and figure out hard problems.

I recently went through the American Express software engineering interview process and learned there are some common questions asked across multiple levels – from new grad software engineers to senior software engineers. Knowing what to expect can help you feel more confident and ace the coding, system design, and behavioral questions.

In this article, I’ll share details on some of the most frequent American Express software engineer interview questions and my tips on how to prepare

Overview of the American Express Software Engineering Interview Process

Even though each candidate’s interview may be a little different, American Express software engineering interviews usually go like this:

  • 1 phone screen focusing on coding/algorithms
  • 2-4 technical/coding rounds via video conference
  • 1 system design round
  • 1-2 behavioral/culture fit rounds

The coding rounds involve both algorithm questions as well as problems that resemble real-world software design and debugging. I’ll cover some examples of these later in the article.

The system design round assesses your skills in designing large scale systems and your knowledge of web/distributed architectures. This is an important part of the process for senior software engineering roles.

Finally, the behavioral interviews evaluate your communication skills, leadership abilities, and culture fit. American Express looks for engineers who are passionate, creative problem solvers and strong team players.

Common American Express Algorithm Interview Questions

Algorithms questions make up a major component of American Express’ software engineering interviews across both new grad and experienced roles

Here are some of the algorithm topics I encountered and recommend preparing for

  • Arrays/Strings: A classic topic. Expect questions like checking if a string has unique characters, manipulating 2D arrays, and string manipulation.
  • Linked Lists: Know how to traverse, insert, delete, reverse, and merge linked lists. Be able to implement basic operations.
  • Trees: Study up on binary trees, binary search trees, tree traversal algorithms, etc. Understand how to construct, search, insert, delete, and balance trees.
  • Graphs: Review graph representations, graph traversal algorithms like breadth-first search and depth-first search, shortest path algorithms, and common graph problems.
  • Recursion: Get very comfortable with recursive solutions for trees, arrays, linked lists, etc. Know when recursion is appropriate.
  • Dynamic Programming: Review tabulation and memoization approaches for Fibonacci, coin change, knapsack, etc.
  • Sorting: Know how to implement bubble, merge, quick sorts and understand complexity.

For each topic, I’d recommend being able to code up solutions from scratch and analyze time/space complexity. LeetCode is great practice.

American Express Coding Interview Questions and Tips

In addition to algorithms, the American Express coding rounds contain more practical programming problems similar to what you might encounter on the job.

Here are some examples along with tips for tackling them:

Debugging

You may be given buggy code and asked to debug it. For example, identify the issue in code for performing a binary search on a sorted array.

  • Take methodical approach: walk through example input, inspect edge cases, add print statements
  • Explain thought process clearly to interviewer

Building Features/Apps

You could be asked to build parts of a real app like an e-commerce site’s shopping cart or rating system.

  • Clarify requirements upfront
  • Consider clean code principles like modularity, reusability, readability
  • Discuss tradeoffs of different approaches

Refactoring

The interviewer may present you with working but messy code and ask how you would refactor it.

  • Identify pain points: duplicated logic, poor naming, unnecessary complexity
  • Apply OOP principles: encapsulate logic into classes/methods, separate concerns
  • Communicate benefits of proposed changes

The key is to show strong programming fundamentals, communication skills, and ability to methodically solve problems.

Mastering the American Express System Design Interview

The system design interview is critical for experienced software engineering candidates to showcase their technical architecture skills. You’ll be asked to design a large scale system like Amazon, Uber, etc.

Follow these tips to stand out:

  • Ask clarifying questions upfront to define scope and constraints
  • Sketch high-level design and components. Explain choices.
  • Discuss scalability and reliability considerations
  • Analyze tradeoffs of different solutions
  • Estimate capacity needs based on scale, traffic
  • Consider future improvements like caching, load balancing

Demonstrate your breadth of knowledge and use of design principles over trying to get to a perfect solution.

Sample American Express Behavioral Interview Questions

American Express wants engineers who fit their collaborative, innovative culture. Expect questions like:

  • Tell me about a time you faced a difficult obstacle on a project. How did you overcome it?
  • When working on a team project, how do you ensure collaboration across members?
  • Describe a time you made a mistake at work. How did you handle it?
  • Why do you want to work at American Express specifically?

Highlight your problem-solving skills, communication abilities, and passion for the company. Use concrete examples versus general claims about your strengths.

How to Prepare for the American Express Software Engineering Interview

Here are my top tips for preparing:

  • Thoroughly study data structures and algorithms. Master trees, graphs, recursion, DP, etc.
  • Practice leetcode-style coding problems across multiple topics
  • Strengthen object-oriented design skills using examples like online retail systems, social networks
  • Refresh computer architecture knowledge like scaling, caching, microservices, etc.
  • Research American Express products/tech stack to show motivation
  • Practice communicating your approach clearly and calmly
  • Get a good night’s rest! Eat a nutritious meal before the interviews

american express software engineer interview questions

Round 1 — Online Coding Assessment

This round was very different from the usual coding assessment rounds that we have. The twist is that the coding problems were based on real problems that most credit card companies have to deal with and the steps they take to lower the risk they face. For each question, we were given raw data that had to be processed before you could use your logic. The coding round was more like a hackathon; you had to solve real-life problems based on the issues you were given. There were a total of five coding questions with medium-hard difficulty.

This round went pretty well for me and I got shortlisted for the interviews with American Express.

Round 2 — Technical Interview

There were no questions about anything else. I was only asked two coding questions about maps and comparator functions. I was also asked questions related to Python as I had it mentioned in my resume. The interviewer checked my knowledge of CS Fundamentals in depth. He asked me questions on topics such as ACID properties, IPv4 vs IPv6 and paging in OS. I was also asked to write several SQL queries for the given problem statements. The interviewer then moved on to discussing my projects that I had mentioned in my resume. He finally asked me if I knew anything about American Express and the work it does.

Point to note — Be prepared for everything that you have mentioned in your resume. American Express focuses on your resume minutely. You will be checked thoroughly on your resume. Additionally, you must be prepared to answer some basic HR questions on American Express as a firm.

American Express Interview Questions with Answer Examples

FAQ

Is American Express interview difficult?

Is it hard to get hired at American Express? Glassdoor users rated their interview experience at American Express as 70.8% positive with a difficulty rating score of 2.99 out of 5 (where 5 is the highest level of difficulty).

How many rounds of interviews does American Express have?

What candidates say about the interview process at American Express. It is a 3 step process in which the first round is with the HR, second with the Team Leader and the final round is with HOD.

Is it hard to get a job at Amex?

How Hard is It to Land a Job at American Express? Securing a position at American Express can be difficult as they have a comprehensive interview process that can sometimes last up to four rounds. Since Amex invests so much in its employees, the company looks for the best and brightest in the financial industry.

Why work with Amex in interview questions?

You answer “why are you interested in working for American Express” by expressing your desire to work for a nationally recognized company that is fully committed to inclusion and diversity.

How did American Express recruit a software engineer?

American Express had visited my campus for recruiting an Engineer Trainee- Software Engineer (Technology) in August 2021. The recruitment process included 1 online test for initial shortlisting, after which 2 technical interviews and finally an HR round was held, all rounds were eliminative.

Can you become a software engineer at American Express?

Stepping into the competitive realm of software engineering at a prestigious company like American Express is no small feat. This Fortune 500 company is not just looking for someone who can code, but also a candidate who can innovate, problem-solve and contribute to their cutting-edge technology solutions.

Why does American Express need a financial software engineer?

American Express needs to ensure that their engineers can handle the complexities of financial software development while maintaining security and compliance standards. How to Answer: Example: I’ve spent several years developing financial technology software. My experience includes creating algorithms for risk management and predictive modeling.

What was the interview process like at American Express?

I interviewed at American Express It was an off-campus opportunity. First round was an online coding round consisting of 3 questions. After that was one technical interview mainly focused on projects, basic information about the company, the next round was an HR round. Why do you want to join american express? I interviewed at American Express

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