A Complete Guide to Paying Your Amica Insurance Bill

Having insurance coverage gives you invaluable protection and peace of mind. But keeping up with monthly or quarterly premium payments can feel like a chore. Thankfully, Amica Insurance offers flexible billing and payment options to fit your lifestyle Read on to learn the easiest ways to pay your Amica bill for auto, home, life, or business insurance

Overview of Amica Billing

Amica sends out insurance premium invoices by mail or email based on your selected billing preferences

Mail: Receive a paper bill in the mail each billing cycle.
Email: Sign up for e-bill delivery to get premium invoices right to your inbox.
Frequency: Amica bills policies on a monthly, quarterly, or annual basis depending on your policy type.
Due dates: Payment is due by the due date shown on your Amica invoice to avoid any lapse in coverage.
Late fees: Payments received after the due date incur a late fee around $20, depending on your state.

Keeping track of billing cycles and due dates for multiple policies can get confusing. Setting payment reminders and using autopay can help avoid missed payments and penalties.

Pay Your Amica Bill Online

The fastest and easiest way to pay your Amica insurance premium is online via your secure Amica account dashboard. Here’s how online bill pay works:

Log in to your account: Go to Amica.com and log in using your username and password.
Access billing section: Once logged in, click on “Pay Bill” to access your billing and payment portal.
Select payment amount: Pick which Amica insurance policy you want to make a payment towards. Enter the payment amount.
Provide payment method: Input your credit card or bank account information if not already saved in your account.
Submit payment: Carefully review all details and click submit to complete the payment.

Online payments get applied directly to your account in real time. You receive instant payment confirmation via email. It’s fast, easy, and secure – no need to use checks or stamps.

Pay via the Amica Mobile App

Today’s world revolves around mobile. Amica’s free insurance app allows you to handle billing and payments on-the-go from your smartphone or tablet.

After downloading the app, log in to your Amica account. Navigate to the payments section. Select your policy, payment amount, and payment method. Review and submit the payment right from your device.

The Amica app makes managing your insurance bills effortless, anytime, anywhere.

Pay by Phone

If you prefer human interaction or need assistance paying your Amica premium, you can call Amica’s billing department directly.

To pay an auto, home, marine, or umbrella policy bill, call 1-800-242-6422. To pay a life insurance or annuity bill, call 1-844-894-4228.

Explain that you wish to make a payment. Have your Amica account information and payment details handy. The billing agent will walk through the process quickly and easily.

Pay via Mail

Mailing a check or money order directly to Amica is another billing option. Here’s how paying by mail works:

Wait for your Amica invoice to arrive in the mail. Detach the payment stub from the invoice.
Write your Amica policy number on your check or money order. Indicate which policy you are paying for.
Mail your payment and payment stub to the address listed on the invoice.
Allow 7-10 business days for mailed payments to process and avoid late fees.

While not as fast as electronic payments, mailing a paper check gives you visibility into each transaction.

Auto-Pay Your Amica Bill

For maximum convenience, enroll in Amica autopay to have insurance premiums paid automatically each billing cycle. Here’s how:

Log into your Amica account and access the payments page.
Select the “Setup AutoPay” link and choose which policies to enroll.
Enter your preferred payment method information.
Pick the date you want payments automatically withdrawn each billing cycle.

Once setup, autopay takes care of your Amica insurance bills without you having to do a thing. It’s the ultimate in bill paying ease.

Use Your Amica Insurance Dividends

Amica mutual insurance customers receive annual dividends – Amica’s way of sharing profits with policyholders. You can opt to have your dividends automatically applied to pay your Amica premiums when issued each year.

To set this up, log into your Amica account and access the billing section. Select the box to use dividends for premium payments. Dividends will then be automatically credited to your account when paid.

Using dividends to pay your Amica bill saves you effort and gives you one less payment to think about.

Understand Your Amica Account Activity

Logging into your Amica account allows you to view billing histories, payment records, account balances, and upcoming due dates for all your Amica policies.

Monitoring this account activity ensures:

You know exactly what you owe and when it’s due
You catch any billing errors quickly
You avoid unnecessary late fees and penalties

Staying on top of account activity gives you control over your Amica insurance bills and premium costs.

Get Support from Amica Representatives

Managing insurance bills can get confusing sometimes. If you ever have questions or issues, Amica’s award-winning customer service team is ready to help.

Connect with a knowledgeable Amica representative by calling or chatting online via your account dashboard. They can:

Explain Amica billing and payment procedures in detail
Assist with making a payment
Review your account activity and balances
Troubleshoot any billing problems

Amica strives to make paying your insurance bill as simple and stress-free as possible. With flexible payment methods, autopay options, and stellar customer service, they have you covered! Paying your Amica insurance premiums can be a breeze when you use the payment option that works best for your needs.

Billing and payment questions asked by customers

Our partnership with One Inc., a payment processing company, has given our customers more ways to pay. This is making it easier for them to send and receive payments in a more modern way. If you’ve received an email from amica@oneinc. com, rest assured that it’s been sent on behalf of Amica. Please see the questions below for directions on accepting an Amica Mutual or Amica Life disbursement. For directions on accepting a claim payment, visit the Claims Frequent Questions page.

If you’re entitled to a dividend, premium or other disbursement from Amica, you’ll receive an email from amica@oneinc. com. Follow the directions outlined in the email to select how to receive funds. If you got an email about a claim payment, please go to the Claims Frequently Asked Questions page to learn how to accept the money.

Your payment can be sent to your bank account electronically (EFT), through Venmo, PayPal, or a check.

If you select PayPal, the email we use must match the email used for the PayPal account. If you choose Venmo, the phone number we use must be the same as the account holder’s phone number.

It starts with the letter “N.” This is your account number for an auto, home, marine, or umbrella policy. ” You can find it on your invoice, policy documents or Amica. com account home page.

To receive disbursement from Amica electronically, you’ll need to follow the steps below. Otherwise, you’ll be mailed a check.

One Inc. will send an email to the main insured ([email protected]). com) first. There will be a link in the email to One Inc.’s secure portal. Note: You will need your account number, which starts with the letter “N.” You can find it on your bill, policy papers, or Amica com account home page.
After the Identity Verification Process is done, the main insured person will be asked to choose the payment method or let the other named insured person do it.
If the primary insured makes the choice, they will need to enter or confirm the information about the payment method.
The main insurance company will then finish approving the payment.
An email from One Inc. (amica@oneinc) will be sent to the second insured. com) with a link to One Inc.’s safe website once the main insured has finished all the steps. Note: You will need your account number, which starts with the letter “N.” You can find it on your bill, policy papers, or Amica com account home page.
After the Identity Verification Process is over, either the second insured will see the account information that the first insured chose or they will be asked to choose a payment method. The second insured person can’t change what the first insured person chooses.
Once both insured people have agreed to the payment, they will each get a confirmation email.

The policyowner will receive an email from One Inc (amica@oneinc. com) first. There will be a link in the email to One Inc.’s secure portal. Please note: You’ll need your policy number. You can find it on your bill, policy papers, or Amica. com account home page.
The policyholder will be asked to choose a payment method after the Identity Verification Process is done.
A confirmation email will be sent to the policyowner once the process is done.

Electronic funds transfer (EFT) from your bank account, a debit or credit card, or both can be used to make a payment. We accept Visa, MasterCard, Discover and American Express. (Please note that for annuity payments, you must use a bank account. ).

To update your payment methods, log in to your account and go to the Billing section. You can add a new payment method or change or delete an existing one on the Payment Methods tab.

Once you make some changes, you’ll need to delete your saved payment method and add a new one with the updated information.

To cancel a payment, go to the Billing section of your account. There you’ll be able to view your pending payments and cancel a payment.

To avoid having your bank account charged, payments must be canceled by midnight (ET) on the day of submission.

To cancel a payment for your Amica Life policy, please contact Amica Life customer service at 844-894-4228.

You can make a payment online, by U. S. mail or by phone. You can also sign up for AutoPay to avoid installment charges.

Send payments for your car, home, boat, and umbrella insurance to Amica Mutual Insurance PO Box 9128 Providence, RI 02940-9128.
Put your payments for life insurance or annuities in the mail to Amica Life Insurance Company PO Box 9700 Providence, RI 02940-9700.
Call 800-492-6422 to make a payment by phone
For life and annuity payments, call 800-894-4228

Yes, if you sign up for AutoPay, your payments will be taken out of your bank account or charged to your credit card automatically.

Once a bill has been sent to you, you can set up a payment for a time before or on the due date. 1.

Yes, as long as you have a primary email address on file.

Thank you. Please give your bank up to three business days after the due date for processing the payment.

Payment History can be found in the Billing section of your account. Once a payment has been processed, you can see it there.

You can enroll in Paperless under the Profile section of your account.

1 Scheduled payments are not available for Amica Life products.

There may be different terms and conditions for different payment methods and types of products. Discounts and payment plans may also be different. Scheduled payments are not available for Amica Life products.

How Much Car Insurance Do I Actually Need?

FAQ

Can I pay Amica bill with credit card?

How can I pay for something online? You can use a debit or credit card, electronic funds transfer (EFT) from your bank account, or both to pay.

What is the phone number for Amica login?

Message not sent Please try again or call 800 242 6422 Thank you for your inquiry. Someone from our team will reach out to you shortly.

Does Amica charge a cancellation fee?

Does Amica charge a cancellation fee? Yes. If you cancel your Amica policy before the end of your coverage term, you may have to pay a fee of up to $29 You can avoid this cancellation fee by ending your policy close to your renewal date.

How can I pay my Amica Mutual Insurance Bill?

On this website, you can pay your Amica Mutual Insurance bill right away. You can also use doxo to pay with a credit card, debit card, Apple Pay, or bank account.

Can I make a payment over the phone at Amica?

Amica branches cannot take payments for MAIP or producer policies. Insureds or agents may call Monday through Friday between 8 a. m. and 5 p. m. to make a payment over the phone. EFT and credit and debit card payments are accepted over the phone. No additional fees apply to these transactions.

What payment options does Amica offer?

You can pay Amica with a bank account, a debit card, or a credit card from Visa, MasterCard, Discover, or American Express. Amica customers can also set up automatic payments using a debit card or bank account. Amica customers have the option of paying premiums in one lump sum or in monthly or quarterly installments.

Does Amica life offer a payment plan?

Is Amica eligible for autopay?

Not eligible for AutoPay. Annual payment plan – Receive a bill or enroll in AutoPay and pay your annual premium in full. Discover Amica’s flexible payment plans for convenient insurance policy payments. Explore various options for premiums and installment plans.

What happens if I don’t pay my Amica Bill?

Amica bills are issued 20 days prior to the due date. If we don’t get payment within 10 days of the due date for an installment, that installment is considered late, and the amount will be added to the next installment bill.