Applied Bank issues a variety of credit cards including the Applied Advantage, Rewards, and Business cards. If you have an Applied Bank credit card, you can manage your account and make payments online through Applied’s bill pay portal.
In this guide we’ll walk through the process of logging into your Applied Bank card account, viewing statements making one-time or recurring payments, setting up autopay, and more. Managing your account online is fast, easy, and secure.
Access Your Applied Bank Credit Card Account
To access your Applied Bank credit card online, visit onlineaccountservices.appliedbank.com and do the following:
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Enter your 16-digit Applied Bank credit card number
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Provide your name as it appears on your account
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Enter the last 4 digits of your Social Security Number
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Accept the Terms & Conditions
This will log you into your account dashboard. If it’s your first time, you may need to set up online access by verifying additional personal details.
Review Your Account Balance and Statements
Once logged in, you’ll see your current balance owed along with available credit, due date, and recent transactions. Navigate to the “Statements” section to view past billing statements.
Applied Bank statements contain your full transaction history, interest and fees, payments made, and ending balance for each month. Download statements anytime to monitor your spending.
New statements are generated around the 20th of each month. You’ll receive an email notification when they are ready to review online.
Understand Charges That Contribute to Your Balance
By regularly checking your Applied Bank account online, you’ll understand exactly what makes up your total balance. This includes:
- Purchases and transaction fees
- Interest charges
- Account fees
- Credits from returns or payments
- Pending charges that haven’t posted yet
Monitoring these items helps you accurately budget for your payment each month.
Make Quick Online Credit Card Payments
Applied Bank offers a few simple ways to pay your credit card bill online:
- ACH from Bank Account – Free direct transfers from checking or savings
- Debit or Credit Card – Visa, Mastercard, Discover, American Express
- Electronic Check – Use account and routing number
Payments made before 9:00pm ET each day are applied same-day. Payment receipts are emailed to you instantly as well.
Schedule One-Time Future Payments
You can pre-schedule future dated payments in your Applied Bank card account for easy planning:
- Select “Make a Payment” from the account menu
- Choose “Make a Future Date Payment”
- Enter the payment amount and future date
- Select payment method and submit request
The system will withdraw the payment automatically on the specified date.
Set Up Recurring Automatic Payments
For hands-free, on-time payments, enroll in autopay through your online account. Just determine the amount and payment method, and your bill will be paid automatically each month.
To start autopay:
- Click on “Autopay Program” under the “Account Services” menu
- Select your payment method and enter details
- Choose a payment date
- Review and submit your enrollment
Set it and forget it! Autopay prevents late fees so you maintain good standing.
Receive Email Alerts and Notifications
Applied Bank lets you customize email alerts for important account notifications like:
- Statement available
- Payment received
- Failed payment
- Past due alert
- Balance update
Configuring alerts ensures you never miss key account activity and can stay on top of your balance.
Get Support for Account Questions
If you need help with your Applied Bank credit card, contact customer service:
- By phone at 1-877-897-5588
- Using live chat available online
- Email support at [email protected]
Support agents can assist with payment issues, account access, statement details, credit lines, and any other questions.
Benefits of Online Applied Bank Account Access
Managing your Applied Bank credit card online provides many perks:
- Check your balance and statements anytime
- Make payments immediately and schedule future payments
- Set up autopay to avoid late fees
- Receive alerts by email or push notification
- Access customer support 7 days a week
- Avoid checks, stamps, paper statements
- Manage everything securely on your own schedule
Pay bills quickly and stay in control of your account with user-friendly online and mobile tools from Applied Bank. Sign up to access your account today!
Making the Most of Your Time and Money℠
Who wants to dig through mounds of paperwork when you can get to everything you need online? Take advantage of our enhanced 24-hour access to the information you need the most.
Our free Online Banking and Bill Pay provides convenient 24-hour access to your account, payment, and statement information all on our secure system. Viewing account information, transferring funds, paying bills, and much more has never been easier.
You can monitor your daily account activity, access current and previous months statement information, view check s, and transfer funds between your Applied Bank accounts, all online. It’s easy, secure, and best of all, it’s FREE!
Applied Bank Online Banking and Bill Pay allows you to:
- Access detailed account information for all of your accounts, including Checking, Savings, Money Market, Loans, and Line of Credit.
- View the front and back of canceled checks in both current and previous statement cycles.
- Transfer funds between accounts and loans or lines of credit.
- Pay and receive bills from any individual or business through our Online Bill Pay.
- Download your account activity into popular money management software programs such as Quicken and Quickbooks.
- We make it easy with our convenient Switch Kit as we will set up your Merchants for your Bill Pay.
Signing up for Online Banking is quick and easy!
Dont have an Applied Bank Deposit Account yet? Click here!
Online Banking: Bill Pay Tutorial
FAQ
Can I pay online payment from credit card?
You can pay for things with your saved credit card information. All you have to do is enter the CVV and confirm with a One Time Password (OTP). You can link your credit card to UPI apps such as Google Pay, PhonePe, Paytm, etc. the process for linking the credit card will depend on the bank issuing the card.
What is the phone number for applied bank collections?
How do I activate my applied bank card?
Call (888) 802-8424 to Activate New Credit Card Accounts and Set/Reset PIN numbers. Call (800) 947-1090. Associates are available from 9:00 a. m. to 6:00 p. m. Eastern Time, Monday through Friday.
What is applied bank online banking & bill pay?
Online Banking and Bill Pay from Applied Bank lets you: See detailed account information for all of your accounts, such as your checking, savings, money market, loans, and line of credit; View the front and back of canceled checks in both current and previous statement cycles. Transfer funds between accounts and loans or lines of credit.
How do I access applied bank’s online account services?
Enroll today to get access to all of these great features and more. Applied Bank’s Online Account Services give you access to information like your balance, available credit, payment history, transactions, and online statements 24 hours a day, 7 days a week. Enter your username and password to sign in.
Does applied bank offer free online account services?
When you use Applied Bank’s free Online Account Services, you can get to the information you need at any time. Who wants to dig through mounds of paperwork when you can get to everything you need online?.
How do I make a payment at applied bank?
Applied Bank offers several other convenient payment options too. If you have a checking or savings account, you can make payments over the phone, online, or with the help of a Customer Service Associate. Our Customer Service Associates can also assist you with making a payment using a credit/debit card.
How do I pay my applied bank bill or check?
Be sure to include your account number on your check or money order. Applied Bank offers several other convenient payment options too. If you have a checking or savings account, you can make payments over the phone, online, or with the help of a Customer Service Associate.
How do I get Started with applied bank?
To get started complete the information below and click “Submit”. Your login information is protected using Secure Sockets Layer (SSL) technology. Learn more. Applied Bank works with people to re-establish credit. Find out about credit card offers and sign up for Applied Bank’s Online Account Services.
