How to Pay Your Ashley Furniture Credit Card Bill Through Synchrony

If you have an Ashley Furniture credit card from Synchrony Bank, it’s easy and convenient to pay your bill. The Ashley Advantage credit card from Synchrony gives Ashley Furniture customers special financing options and rewards. Here’s what you need to know about using Synchrony to pay your Ashley Furniture credit card bill.

Overview of the Ashley Advantage Credit Card

The Ashley Advantage Card is a store credit card offered in partnership with Synchrony Bank, It provides financing options exclusive to Ashley Furniture purchases, Benefits include

• Special financing offers, like no interest if paid in full within a set time period
• 5% rewards on qualifying Ashley Furniture purchases
• Access to Ashley Advantage Tuesdays with extra discounts
• No annual fee

When you get an Ashley Advantage Card, Synchrony Bank lends you money and takes care of your account. This includes billing, payment processing, and account management.

Ways to Pay Your Ashley Furniture Credit Card Bill

Synchrony offers several convenient ways to pay your Ashley Furniture credit card bill. Consider these options:

Pay Online

Online account management is the fastest way to pay your bill through Synchrony. You can use one-time payments or set up automatic payments to happen over and over again.

To pay online, first create an account on Synchrony’s website. You’ll need some personal information like your Social Security Number and card number. Once your account is set up, you can log in anytime to view statements and make payments.

Synchrony offers an option to enroll in paperless billing. Going paperless means you’ll receive statements electronically rather than by mail. This feature can make bill pay faster and more environmentally friendly.

Pay by Phone

If you prefer to speak with someone directly, Synchrony has customer service agents available to take payments over the phone. Simply call the number on the back of your Ashley Advantage Card and follow the prompts.

You’ll need to provide your account number, billing address, and payment information. Phone payments can be made 24/7. However, note that an additional $5 fee applies for assisted payments made over the phone.

Pay by Mail

Sending a payment by mail is easy too. Just write your payment on the coupon on your printed bill and send it in the mail with a check or money order. Write your account number on the check and make it out to Synchrony Bank.

To avoid late fees, allow 7-10 days for mailed payments to reach Synchrony’s processing center. You can send payments to the address listed on your statement coupon.

Pay at Ashley Furniture Stores

Many Ashley Furniture store locations have customer service desks where you can make credit card payments. Simply visit a local store and ask to speak with a customer service representative.

You’ll need to bring your credit card and a form of payment, like cash, check, or debit card. Store associates can look up your Ashley Advantage account and process a payment on the spot.

Set Up AutoPay

For consistent on-time payments, enroll in Synchrony’s AutoPay program. This automatically deducts your payment each month from a linked checking account.

Log in to your Synchrony account and navigate to the AutoPay page. Enter your bank account information and choose a payment amount. On future due dates, Synchrony will withdraw the funds. You can adjust the payment amount anytime.

Tips for Hassle-Free Bill Pay

Follow these tips for a smooth bill payment experience with your Ashley Furniture credit card:

• Check your balance and due date regularly by logging into your Synchrony account. Mark your calendar with upcoming due dates.

• Keep your billing address, phone number, and email up-to-date on your account. This ensures you receive statements and payment reminders.

• Set payment reminders and alerts through your Synchrony account. You’ll get notices by email, text, or in your account.

• If you mail payments, send them 7-10 days in advance of the due date. This prevents late fees due to mail delays.

• Contact Synchrony customer support if you need to update payment information, change due dates, or discuss financial options.

• Opt for paperless billing and AutoPay to streamline payments each month.

• Take advantage of Ashley Advantage special financing offers to make purchases more affordable.

Avoiding Late Fees and Other Charges

To avoid incurring extra fees on your Ashley Furniture credit card, make sure to pay at least the minimum amount due by the payment due date each month. Synchrony charges late fees up to $39 if a payment is not received on time.

Here are some other common fees to be aware of:

• Returned Payment Fee: Up to $39 if your payment is declined or returned unpaid.

• Expedited Payment Fee: $15 for rush processing of a single payment over the phone.

• Assisted Payment Fee: $5 for one-time payments made over the phone.

You can avoid all extra fees by paying on time, opting for automated payments, and avoiding assisted phone payments. Always pay at least the minimum amount due each month to keep your account in good standing.

Getting Support From Synchrony

If you have any questions or issues related to your Ashley Furniture credit card payment options, Synchrony Bank’s customer service team is available to help you.

Contact Synchrony by phone at (844) 771-2419. Customer service agents are available 24/7.

You can also chat live with a support representative by logging into your Synchrony account online and clicking on the chat icon. Email and mail options are available as well.

When you contact Synchrony, have your Ashley Advantage Card number ready along with your account information. The support team can walk you through billing questions, payment issues, account maintenance, and more.

Paying Your Bill is Fast and Easy

As you can see, Synchrony Bank offers flexible options for paying your Ashley Furniture credit card bill. From online payments to automatic deductions, you can choose the method that works best for your needs.

Keep up with monthly payments to take advantage of Ashley Advantage Card rewards and financing offers. Avoid late fees by paying at least the minimum amount due every month by the due date. Contact Synchrony customer support anytime you need account assistance.

With multiple payment channels and helpful resources, paying your Ashley Furniture credit card bill through Synchrony is convenient. Set up automated payments to keep your account in good standing each month.