Paying your credit card bill on time each month is crucial for maintaining a good credit score. For Discover cardholders you may be wondering if you can pay your Discover bill at Sears. The short answer is yes, you can pay your Discover credit card bill at Sears stores.
This convenient bill payment option allows Discover customers to walk into any Sears location that accepts credit card payments and pay their bill in person. While not as quick and easy as paying online, it gives cardholders another way to ensure on-time payment if they prefer paying bills in person or don’t have easy online access.
We will talk about everything you need to know to pay your Sears Discover card bill, such as:
- How paying at Sears works
- What payment methods Sears accepts
- When your payment will post
- Tips for paying your bill at Sears
How Paying Your Discover Card at Sears Works
While Discover and Sears used to have a close business relationship, they are now completely separate companies. However, Sears does still allow Discover cardholders to pay their credit card bills in Sears stores.
To pay your Discover bill at Sears, simply go to any Sears location that accepts credit card payments and let the cashier know you need to make a Discover card payment. You’ll provide them your full Discover account number and payment amount. The Sears associate will process the payment and provide you with a receipt.
It’s important to note that you don’t need to bring your actual Discover card with you to make a payment at Sears. You just need to know your full account number. The Sears cashier will take care of the rest.
Payment Methods Accepted at Sears for Discover Bills
Sears accepts the following payment methods for Discover credit card bills:
- Checks – You can pay by personal check made out to Discover. Be sure to include your full Discover account number on the check memo line.
- Debit cards – Sears accepts debit card payments for Discover bills.
- Credit cards – You can pay your Discover bill with other credit cards, like Visa or Mastercard.
The one payment method Sears does not accept for Discover bills is cash payments.
When Will My Discover Payment Post If I Pay at Sears?
If you’re used to making Discover payments instantly online, paying your bill at Sears will take a little longer to post. Here’s a general timeline:
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When you pay at Sears during the week before 3:00 p.m. local time, It’s likely that your Discover account will get the money the next business day.
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You make a weekend payment at Sears. Your payment may take until Monday or Tuesday to post.
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You make an evening payment after 3:00pm on a weekday. The payment may take two business days to post.
If you need your payment to go through quickly, go to Sears early in the week. If you pay on Friday or over the weekend, the payment will take longer to process and show up in your Discover account.
Tips for Paying Your Discover Bill at Sears
If you want to pay your Discover credit card bill at Sears, keep these tips in mind for a smooth payment process:
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Call ahead – It’s always smart to call your local Sears store first and verify they accept credit card payments. Most locations do, but some may not offer this service.
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Bring your account number – Be sure to have your full 16-digit Discover card number handy when you go to Sears. You’ll need to provide it to the cashier.
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Pay early – Don’t wait until the last minute! In-store payments take longer to process, so give yourself a few extra days cushion before your bill’s due date.
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Pay early in the day – As mentioned above, morning and early afternoon payments will likely post to your account faster than evening payments.
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Save your receipt – When you make an in-store payment, Sears will provide a receipt. Save this in case you need proof of your payment date.
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Set up autopay – Sign up for Discover autopay as a backup plan. That way if you ever miss paying at Sears, your bill is covered.
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Pay extra – If it’s close to your statement closing date and you want to keep credit utilization low, consider paying a few extra dollars over your statement balance. This ensures you stay under 30% credit utilization.
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Pay online – For fastest processing, pay your Discover bill on their website or mobile app whenever possible. But Sears is a handy option in a pinch if you prefer in-person payments.
The Bottom Line
While not as common today, paying your Discover credit card bill at Sears is still a viable payment option. Most Sears locations that accept credit cards allow you to pay Discover bills in-store with a check, debit card, or other credit card. Just be aware payments take 1-2 business days to post compared to near-instant online payments. But if you like handling bills in person or Sears is more convenient, paying there can help ensure your payment arrives on time.
StepsMethod
- {“smallUrl”:”https://www. wikihow. com/s/thumb/5/53/Make-a-Discover-Card-Payment-Step-6. jpeg/v4-460px-Make-a-Discover-Card-Payment-Step-6. jpeg”,”bigUrl”:”/s/thumb/5/53/Make-a-Discover-Card-Payment-Step-6. jpeg/v4-728px-Make-a-Discover-Card-Payment-Step-6. 1. Take the payment coupon off of your monthly account statement. Your total balance, the minimum payment you need to make every month, and a list of your most recent transactions will be at the top of your statement. At the bottom, you’ll find a detachable payment coupon. Cut this part of the statement out so you can send it in with your payment. [6] Carefully peel off the payment coupon so you don’t tear it and lose any important information.
- {“smallUrl”:”https://www. wikihow. com/s/thumb/2/26/Make-a-Discover-Card-Payment-Step-7. jpeg/v4-460px-Make-a-Discover-Card-Payment-Step-7. jpeg”,”bigUrl”:”/s/thumb/2/26/Make-a-Discover-Card-Payment-Step-7. jpeg/v4-728px-Make-a-Discover-Card-Payment-Step-7. 2. Write down your minimum monthly payment on a check or money order. Give all the necessary information about your payment, such as your name, the date, and the amount of the check, both in numbers and words. On the memo line, write your account number so that you can tell what the payment is for. You must also sign the front of the form if you are sending a money order. Always avoid sending cash through the mail because it is easy for someone else to steal it.
- {“smallUrl”:”https://www. wikihow. com/s/thumb/9/98/Make-a-Discover-Card-Payment-Step-8. jpeg/v4-460px-Make-a-Discover-Card-Payment-Step-8. jpeg”,”bigUrl”:”/s/thumb/9/98/Make-a-Discover-Card-Payment-Step-8. jpeg/v4-728px-Make-a-Discover-Card-Payment-Step-8. As you can see, the image is a jpeg with the dimensions “smallWidth”:460″ and “smallHeight”:345″ and “bigWidth”:728″ and “bigHeight”:546. The license for the image is Creative Commons. If you are giving someone information, make sure you write down the address for the main Discover billing office, not the company headquarters or a regional office. The address for Discover’s Financial Services department is P. O. Box 6103, Carol Stream, IL 60187-6103. Furthermore, this address is clearly written at the top of the payment coupon, so you shouldn’t forget it. Someone might not get your payment before the due date if you send it to the wrong address by mistake.
- {“smallUrl”:”https://www. wikihow. com/s/thumb/5/56/Make-a-Discover-Card-Payment-Step-9. jpeg/v4-460px-Make-a-Discover-Card-Payment-Step-9. jpeg”,”bigUrl”:”/s/thumb/5/56/Make-a-Discover-Card-Payment-Step-9. jpeg/v4-728px-Make-a-Discover-Card-Payment-Step-9. 4. Send your payment by mail seven to ten business days before it’s due. It’s called “snail mail” for a reason. You should send your payment at least a week before the due date if you want to be sure it will be received on time. Otherwise, there’s no telling when it might arrive. Remember that in some parts of the world, mail doesn’t go out on the weekends. Only count business days in your 7–10 day window to make sure your payment gets there on time.
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Reader Success Stories
- The person who spoke anonymously said, “I wanted to pay with cash, but our Sears store no longer takes cash.” I was thankful that I had another option. “. ” more .
History of Discover Card Network – From Sears to Global Dominance
FAQ
Does Sears take Discover payments?
We take Mastercard, VISA, Discover, Shop Your Way Mastercard®, Sears Mastercard®, Salters Home Improvement AccountSM, and Sears Mastercard®.
Where can I pay my Discover card bill in person?
You cannot pay the Discover credit card in a branch, because Discover doesn’t have any branches. If you need to pay using cash, Western Union is your only option. You can wire a cash payment to Discover Card from any Western Union location and expect your payment to be credited to your account within 24 hours.
Is Discover card affiliated with Sears?
Together with the Discover Card (and its issuing bank, the Greenwood Trust Company, owned by Sears), this was named the Sears Financial Network. Early Discover Cards bore a small embossed symbol representing the Sears Tower, then the company’s headquarters.
Where can Discover card payments be made?
You can pay your credit card bill online or through a mobile app. To pay your credit card bill online, you need to register your account. You can set up recurring payments through your online account so you don’t miss a due date.
Does Sears accept Discover card payments?
Check with your local Sears store to verify they accept Discover Card payments (please note payments via cash, cashier’s checks and money order are not accepted at Sears stores); any sales associate can assist with your payment. When paying via check, the card is not required; however, the full account number must be written on the check.
How can I make a payment from a Sears store?
“How can I make my payment from a Sears store? Check with your local Sears store to verify they accept Discover Card payments (please note payments via cash, cashier’s checks and money order are not accepted at Sears stores); any sales associate can assist with your payment.
How do I pay my Discover credit card?
From there, you can create an account, review your balance, and make payments. To pay by mail, detach your monthly statement coupon, fill out a check with your payment amount, and address your envelope to Discover’s Financial Services department. Be sure to mail your payment at least 7-10 business days before it’s due.
How do I log in to the discover account center?
Log in to the Discover Account Center. If you are making a new account, you should be logged in automatically after giving all the required information. If not, you’ll need to go back to the main website and look for the Login box in the top right corner of the page.
How do I provide the recipient information to discover?
When providing the recipient information, make sure you put down the address for the main Discover billing office rather than the company headquarters or a regional office. The address for Discover’s Financial Services department is P.O. Box 6103, Carol Stream, IL 60187-6103.
How do I detach a payment coupon?
Detach the payment coupon from your monthly account statement. At the top of your statement you’ll see your total balance, your required monthly minimum payment, and all recent transactions. At the bottom, you’ll find a detachable payment coupon. Tear off this portion of the statement so you can send it in along with your payment.
