Paying your credit card bill on time each month is crucial for maintaining a good credit score and avoiding late fees. For Dress Barn credit card holders, paying your bill online is a quick and easy process that can be done in just a few minutes from your computer or mobile device. In this comprehensive guide, we’ll walk through the steps for setting up and using the online bill pay system for your Dress Barn credit card.
Overview of Dress Barn Credit Cards
Dress Barn offers a store-branded credit card issued by Capital One that can be used for purchases at Dress Barn locations and online The Dress Barn Credit Card offers special financing options and discounts for cardholders,
Some key features of the Dress Barn Credit Card include
- Special promotional financing – Deferred interest and low monthly payment options on qualifying purchases
- 10% off your first purchase when you’re approved for a Dress Barn Credit Card
- $15 reward certificate for every $150 spent on the card
- Points earned for purchases that can be redeemed for reward certificates
- Special bonus point offers and Dress Barn credit cardholder events
To apply for and manage a Dress Barn Credit Card, you’ll need to create an online account on the Capital One website. This is where you’ll access online bill pay and account management services.
How to Sign Up for Online Bill Pay
Paying your credit card bill online through Capital One is fast, secure, and convenient. Follow these steps to get signed up:
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Go to the Capital One website at https://dressbarn.capitalone.com/ and log into your account.
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Once logged in, click on “Settings” and then select “Payment Settings” from the dropdown menu.
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Under Payment Settings, click on “Edit” next to Payment Method.
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Select “Pay Online” as your payment method.
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Enter your bank account information and confirm the account.
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Agree to the terms and conditions.
Finally, your Dress Barn Credit Card account will be ready for online bill pay after you finish these steps.
How to Pay Your Dress Barn Credit Card Bill Online
Now that online bill pay is set up, here is the process to pay your bill each month:
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Log into your Capital One account at https://dressbarn.capitalone.com/ and access your Dress Barn Credit Card account.
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Click on “Statements” to view your available statements. Open the current statement that is due.
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Review the statement balance and due date. Note the minimum payment amount.
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Scroll down and click on “Pay Bill”. This will open the payment window.
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Enter the payment amount, confirming it meets the minimum due. You can make any payment, along with the minimum due, or the full amount on your statement.
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Select which bank account you want the payment to come from.
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Review the payment details and click “Continue”.
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Confirm the payment amount and select “Submit Payment”.
That’s all there is to it! The payment will be processed and the funds withdrawn from your bank account based on the selected payment date. You’ll receive a confirmation email when the payment goes through.
Tips for Hassle-Free Online Bill Pay
Here are some tips to ensure your online bill payments go smoothly each month:
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Set up bill pay reminders – Many banks allow you to schedule an automatic email reminder before your bill is due, so you never miss a payment.
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Pay the least—To avoid late fees, you should always pay at least the the least amount due before the due date. Pay more whenever possible.
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Schedule future payments – For extra convenience, you can schedule payments days or even weeks in advance to avoid last minute rushing.
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Update payment info – If your bank account number changes, update it right away in your Capital One account settings to prevent issues.
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Check your statements often—Log in to your Capital One account every so often to see if there are any fraudulent charges or billing mistakes that you need to report.
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Set up autopay – For ultimate convenience, you can opt to have your Dress Barn credit card payment automatically deducted each month for the statement balance or a set amount.
Alternative Bill Pay Options
Online bill pay is the fastest and simplest way to pay your Dress Barn credit card each month. However, you do have other options if needed:
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Pay by phone – You can make an automated payment by calling the number on the back of your credit card 24/7.
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Pay by mail – Send a check or money order with your billing statement payment voucher to the payment address provided. Allow 7-10 days for processing.
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Pay in person – Take your payment to a Capital One location or other authorized retail payment center. Same-day payments.
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Autopay deductions – As mentioned above, you can enroll in autopay to have payments automatically deducted from your checking account each month.
No matter which option you choose, be sure to make at least the minimum payment by the due date to keep your Dress Barn credit card account in good standing! Set up online bill pay for a quick, easy way to manage payments.
Troubleshooting Online Bill Pay Issues
Online bill payment systems are typically very reliable, but occasional issues can come up. Here is some troubleshooting advice if you run into problems with your Dress Barn Credit Card online bill pay:
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Account verification failure – If your payment is rejected because your bank account can’t be verified, update your account number or input it again carefully.
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Temporary service interruption – Try again later if the Capital One site is down for maintenance when you tried to make a payment.
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Incorrect payment amount – Double check that you entered the right payment amount before submitting. The wrong amount can lead to late fees or credit issues.
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Payment posting delay – It can take a couple days for an online payment to reflect in your account. Allow time before contacting Capital One about a missing payment.
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Locked account – If your Capital One account is locked, call customer service to get it unlocked so you can process payments.
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Web browser issues – Try clearing cookies/cache or using a different browser if you have technical difficulties with the online bill pay site.
If a problem persists, call Dress Barn Credit Card customer service at 1-888-256-2163 for assistance. Be ready with your account number, related payment details, and problem description.
Benefits of Paying Your Credit Card Bill Online
Paying your Dress Barn Credit Card bill using Capital One’s online bill payment system has many great benefits:
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It’s fast – Payments can be made instantly and processed in minutes. No more waiting for checks to clear.
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More convenient – Pay at any time of day or night without stamps, envelopes, or trips to a payment center.
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Payment reminders – Help avoid late fees by getting emailed reminders when your bill is due.
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Money saving – Avoid late payment fees, interest charges, and credit score hits by paying on time.
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Access statements – View PDFs of current and past billing statements all in one place for easy reference.
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Improves security – Payment info is encrypted and doesn’t need to be sent via postal mail.
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Account management – Make changes to payment methods, update account info, and more all on the Capital One site.
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Environmentally friendly – No paper bills or checks required, which is better for the planet.
For today’s busy consumers, paying bills online is the optimal approach. Dress Barn Credit Card holders can manage payments with ease using Capital One’s secure online bill pay platform.
Frequently Asked Questions About Dress Barn Credit Card Bill Pay
Here are answers to some common questions about paying bills online for your Dress Barn Credit Card:
How long does an online payment take to process?
Online payments are usually processed instantly or within a few minutes. The payment is deducted from your bank account right away.
Is there a fee for paying my credit card bill online?
No, Capital One does not charge any fee for online bill pay. It is a free service.
When will an online payment post to my account?
The payment will show as pending immediately and then post to your Dress Barn Credit Card account within 1-2 business days.
Can I get a receipt for my online payment?
Yes, you can view and print a receipt after the transaction is complete. You will also be emailed a payment confirmation.
What if I need to cancel an online payment?
You can cancel a pending online payment any time before 3 pm EST on the scheduled payment date by logging into your account and going into the payment portal.
What do I do if my online payment won’t go through?
If your payment is rejected, there is likely an issue with your bank account verification. Update your account number and try processing the payment again.
Is there a limit on how much I can pay online?
There is typically no limit, but large payments over $99,999 will likely require additional verification for security purposes before being processed.
Can I set up recurring automatic payments?
Yes, Capital One allows you to enroll in autopay so payments of your choice are automatically made each month by the due date.
Paying your Dress Barn credit card online is fast, easy, and secure. Sign up for online bill pay today!
