Simplify Payments with First Commonwealth Online Bill Pay

Juggling utility bills, credit card statements, and other expenses each month? First Commonwealth Bank offers a convenient online bill pay option to streamline payments. Read this guide to learn how First Commonwealth online bill pay works and how to start paying bills online in just minutes.

Overview of First Commonwealth Online Bill Pay

First Commonwealth online bill pay allows you to view balances, see payment history, schedule future payments, and pay bills immediately – all through a secure website or mobile app.

You can use First Commonwealth online bill pay for the following bills and expenses

• Credit cards
• Utilities – electric, gas, water, etc.
• Auto loans
• Insurance premiums
• Mortgages
• Cable/internet
• Gym memberships
• Subscriptions

To enroll, you must have a First Commonwealth checking account. Bill pay is free for personal checking accounts (fees may apply for business). After signing up through online banking, you can access bill pay via desktop or mobile.

You can pay bills by debit card or electronic check (ACH). First Commonwealth processes payments through CheckFree, a leader in electronic bill payment.

Benefits of Paying Bills Online

First Commonwealth online bill pay makes managing expenses easier with features like:

• Convenience – Pay anywhere 24/7 through web or mobile

• Control – Schedule one-time or recurring payments

• Organization – View payment history in one place

• Savings – Avoid late fees by automating payments

• Security – Uses bank-level encryption and data protection

• Tracking – Get status updates on when payees receive payments

• Eco-friendly – Reduce paper waste from mailed bills and checks

• Budgeting – See real-time balances and cash flow

• Simplicity – Manage multiple bills and merchants in one spot

Step-by-Step Guide to Get Started

Ready to simplify bill management? Here is how to set up First Commonwealth online bill pay:

1. Log In to Online Banking

First, access your First Commonwealth checking account online:

• Go to www.fcbanking.com

• Click “Account Login” and enter your username and password

• If you don’t have online banking, enroll using your account information

2. Access Bill Pay

Once logged in, you can navigate to the bill pay dashboard:

• Look for the Bill Pay menu option

• Or, find the prompt on your account summary page

• Click through to open the First Commonwealth bill pay system

3. Set Up Payees

Now, add the companies and accounts you want to pay:

• Click “Add a Company or Person” to set up a payee

• Search for the company name or enter it manually

• Enter your account number at that payee

• Add more payees as needed

4. Schedule Payments

With your payees in place, schedule one-time or recurring payments:

• From the dashboard, select a payee and enter the amount due

• Pick a delivery date for one-time payments

• Or, set payment frequency for ongoing bills

• Confirm payment details and submit

• Your payment is processed on the delivery date

That’s it! First Commonwealth online bill pay streamlines managing monthly expenses.

Tips for Managing Your Account

As you use First Commonwealth’s online bill payment platform, keep these tips in mind:

• Update Payee Info – Keep payment addresses and account numbers current

• Review Payment History – Monitor past payments for accuracy

• Enable Alerts – Get email/text notifications for key account activity

• Pay Early – Don’t wait for due dates – schedule payments in advance

• Choose Payment Method – Pick the fastest delivery based on payee capabilities

• Store Payment Details – Save payment info for fast checkout in the future

• Go Paperless – Reduce clutter and waste by going paperless

• Use Mobile App – Pay bills on-the-go with the First Commonwealth app

• Set Budgets – Create bill pay budget limits to control spending

Frequently Asked Questions

Still have questions about First Commonwealth online bill pay? Find answers below to commonly asked questions:

What bills can I pay through online bill pay?

You can pay any company, merchant, or service provider – utilities, loans, insurance, subscriptions, etc.

Is there a cost for bill pay?

Bill pay is free with First Commonwealth personal checking accounts. Fees may apply for business accounts.

When will my payee receive the online payment?

Delivery times vary by payee. Most electronic payments arrive within 3-5 days.

Can I cancel a scheduled payment?

Yes, you can edit or cancel a pending payment anytime before the delivery date.

What if I need help with bill pay?

Contact First Commonwealth Customer Care at 1-800-711-BANK for live support.

Can I use bill pay on my mobile device?

Yes! You can easily pay bills via the First Commonwealth mobile banking apps.

Take control of bills with First Commonwealth online bill pay. Sign up through your online banking account to simplify payments today!