Keeping the lights on in the beautiful Florida Keys takes reliable power and timely payment of electric bills. This guide will walk you through everything needed to easily pay your Florida Keys Electric Cooperative (FKEC) bill.
About Florida Keys Electric Cooperative
FKEC is a not-for-profit electric utility providing power to over 31,000 homes and businesses across the Keys.
They are a member-owned electric cooperative serving
- Key Largo south through Key West
- Including the islands of No Name Key and Big Pine Key
FKEC is governed by a 7-member Board of Trustees elected by co-op members. They are dedicated to delivering excellent service and value.
Understanding Your Electric Bill
Reviewing the charges on your FKEC bill ensures you pay the correct amount each month
Electric Usage Charge
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Based on the kilowatt-hours (kWh) of electricity used, as read from your meter.
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Rates vary by meter class – residential, commercial, etc.
Facility Charge
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Daily access fee for being connected to the electric system.
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Usually a flat monthly rate.
Taxes
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County and municipal taxes on the electric service.
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Typically a percentage of the usage and facility charges.
Other Charges
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Deposit payments, late fees, reconnection fees, etc.
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Review billing policies so you know what may appear.
When and How Bills Are Issued
Here’s what to expect for receiving and paying your FKEC electric bill:
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Meters read around the 20th of each month.
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Paper bills are mailed by the 1st of the next month.
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Due date is the 25th – allow 5-7 days for mail delivery.
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E-bills can be accessed online a few days earlier than mailed bills.
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Multiple ways to pay including online, phone, auto-pay, etc.
Pay Your Bill Online
The fastest and most convenient way to pay is through FKEC’s online member portal:
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Visit fkec.com and click “Access Your Account”
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Register for an online account with your account number
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Securely login anytime to view and pay bills
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Make one-time payments or setup recurring auto-pay
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Avoid late fees by paying by the due date
Other Authorized Payment Options
In addition to online payments, FKEC offers:
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Phone Pay – Call the automated phone payment line anytime.
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Pay In-Person – Visit an FKEC office in Tavernier, Marathon, or Key West.
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Pay-by-Mail – Send a check or money order to the remittance address.
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Drop Boxes – Place check or money order payments in secure boxes.
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Auto Pay – Have payments automatically deducted from your bank account.
Avoid Late Fees and Disconnection
It’s essential to pay your FKEC bill in full by the due date to avoid penalties:
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A late fee of $5 or 1.5% applies after the due date.
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Accounts 10 days past due receive a disconnect notice.
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Power is disconnected if not paid within 15 days of notice.
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An additional $40 fee is charged for reconnections.
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Protect your credit by keeping your account current.
Payment Assistance Programs
If you are struggling financially, FKEC offers programs to help:
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Payment arrangements – Set up a payment plan for past-due balances.
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Due date extensions – Move your due date to better align with paydays.
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Third-party notification – Have someone assist with bill monitoring.
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Energy audits – Identify ways to reduce power usage and lower your bill.
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LIHEAP assistance – Federal funds may help pay electric bills.
Get Billing Support
FKEC’s member services team is available to assist with any billing questions:
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Call the toll-free customer service line during business hours.
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Chat live on their website for quick assistance.
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Email member services for help with billing issues.
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Schedule an appointment to go over your account in person.
Pay Promptly and Stay Connected
Now you have the tools and know-how to manage your FKEC electric bill with ease. Sign up for online access, pay on time, and contact member support if you ever need a hand. Keeping your account current ensures uninterrupted electric service across the Keys.
How to Sign Up for Electronic Debit Program
To sign up, you can submit the Authorization Form online, by mail, or visit our office.
The following forms are available online. You may type directly into the form fields from your computer, then submit, save and/or print the form.
If you would like to request a paperless monthly energy bill, please complete the following form and select the SUBMIT REQUEST button. You can also call one of our customer service representatives at (305) 295-1090 or stop by our offices at 1001 James Street, Key West, to request to go paperless. Once processed, you will begin receiving your monthly energy bill via e-mail.
If you want to access the customer portal, please create your online profile/account today!
âThank you! If you have not received a confirmation email from KEYS within one business day, please contact KEYSâ Customer Service at (305) 295-1090 to ensure receipt.Oops! Something went wrong while submitting the form. If it continues, please reach out to KEYS customer service.First NameLast NameEmail Address Account Number*Service Address*Best Number to Reach MeThank you! If you have not received a confirmation email from KEYS within one business day, please contact KEYSâ Dispatch Center at (305) 295-1010 to ensure receipt.Oops! Something went wrong while submitting the form. If it continues, please reach out to KEYS customer service.First Name*Last Name*Email Address Account Number*Service Address*Best Number to Reach MeThank you! If you have not received a confirmation email from KEYS within one business day, please contact KEYSâ Customer Service at (305) 295-1090 to ensure receipt.Oops! Something went wrong while submitting the form. If it continues, please reach out to KEYS customer service.
You can pay your bill securely online HERE.
When paying your bill by mail, please send it to the address listed below:
For those customers who are not comfortable paying their bills online, KEYSâ TELELINK telephone system lets you pay your monthly bill securely by phone whenever it is convenient for you. Call (305) 295-1000 to get started. Please note that applicable Transaction Fee charges will apply.
Help KEYS maintain your current account information. The TELELINK system works best when the telephone number you are calling from to report an outage or pay your bill by phone is the same as the one that is reflected in your account.
Keys Energy Services offers you a fast and easy way to pay your monthly electric bill. The Electronic Debit Program automatically deducts your electric bill from your checking/savings account or credit/debit card monthly. You save the time of preparing your monthly payment and sending it in.
You can authorize Keys Energy Services and your bank to automatically debit the amount of your electric bill from your checking or savings account. Each month, the money is transferred from your account to our account about 2 business days before the due date on the bill.
You can also authorize Keys Energy Services to debit the amount of your bill from your credit/debit card (Visa, Mastercard, Discover, or American Express). Please note that applicable Transaction Fee charges will apply.
Youâll know the program is in place on your account when you see the statement âDo Not Payâ in the PAYMENT TYPE field on your bill.
To be eligible for the Electronic Debit Program, your account must be free of any returned items for insufficient funds for the last 12 months.
Additionally, for those customers signing up for residential electric service, if you sign up for the Electronic Debit Program simultaneously, your initial deposit fee will be waived.
How to Sign Up for Electronic Debit Program
To sign up, you can submit the Authorization Form online, by mail, or visit our office.
The following forms are available online. You may type directly into the form fields from your computer, then submit, save and/or print the form.
KEYS will accept your payment by check, money order, cash, or major credit card when you visit KEYSâ offices at 1001 James Street. FREE customer parking is available off Grinnell Street on the buildings north (back) side. Please note that applicable Transaction Fee charges may apply.
- Monday 8:00a-5:00p
- Tuesday 8:00a-5:00p
- Wednesday 9:00a-5:00p
- Thursday 8:00a-5:00p
- Friday 8:00a-5:00p
In addition to paying your bill online or by phone, you can pay using our bill pay kiosk or payment drop boxes. Click here for more information on the bill payment kiosk. Payment drop boxes are available for your convenience at 1001 James Street or in front of the Shops of Ships Way in Big Pine Key. You may drop your payment stub and check or money order in the drop boxes 24 hours a day. Cash should not be deposited.First Name*Last Name*Business NameService Address*Account Number (Found on Billing Statement)*Best Number to Reach Me*Email Address (Optional)
For customers who are having difficulty paying their monthly energy bill, the following programs and agencies may provide some assistance â pending qualification.
KEYS offers a Senior Citizenâs/Disabled American Veteranâs discount. To find out if you are eligible for this discount, visit https://www.keysenergy.com/discount/ or contact KEYSâ Customer Programs department at (305) 295-1080.
Monroe County Social Services may be able to help if you are having trouble paying your energy bill. They administer LIHEAP (Low Income Home Energy Assistance Program) and EHEAP (Elderly Home Energy Assistance Program). To find out if you are eligible, call (305) 292-4408. This program is open to income-qualified families and individuals who need help paying their utility bills, depending on funding availability. To find out if you are eligible, call (305) 292-4408 or visit their website at www.monroecounty-fl.gov/146/Community-Support-Services. Please click here to access the LIHEAP Application Packet.
Non-profit Agencies:
- Aids Help: Call (305) 296-6196
- American Cancer Society: Call (800) 227-9954
- Cancer Foundation of the Florida Keys: Call (305) 294-7300
- Catholic Charities: Call (305) 292-9790 in Key West
- Domestic Abuse Shelter: Call (305) 294-0824
- Salvation Army: Call (305) 294-0478
Please note that all agencies have different and specific qualification criteria.
Keys Energy Services is committed to providing a website that is accessible to the widest possible audience, regardless of technology or ability. If you require any functionality or specific accommodation which you find is not immediately provided for on the website, please contact us so that we may promptly address your individual needs.
Monthly Electric Bill: Frequently Asked Questions
How is my monthly electric bill calculated?â
There are several components that comprise Keys Energy Servicesâ (KEYS) monthly electric bill.
If you are a residential customer, they include: the Energy Charge; the Power Cost Adjustment; the Customer Charge; the Storm Surcharge and the Gross Receipts Tax.
If you are a small commercial customer, they include: the Energy Charge; the Power Cost Adjustment; the Customer Charge; the Storm Surcharge, the Sales Tax and the Gross Receipts Tax.
If you are a large commercial customer, they include: the Energy Charge; the Demand Charge; the Power Cost Adjustment; the Customer Charge; the Storm Surcharge, the Sales Tax and the Gross Receipts Tax.
All customers are charged a Storm Surcharge.
What is KEYS Energy Charge (also referred to as the Base Rate)?â
The Energy Charge is a fixed charge and is the cost to provide service to customers.
The Energy Charge for each class of customer is:
- Residential â $0.1107 per kilowatt-hour* (kwh)
- Small Commercial â $0.1287 per kilowatt-hour (kwh)
- Large Commercial
- $0.1287 per kilowatt-hour (kwh) for the first 5,000 kwh
- $0.1069 per kilowatt-hour (kwh) for all additional kwh
- Large Commercial Primary â $0.0965 per kilowatt-hour (kwh)
What is the Demand Charge?
Large non-residential customers are billed for their demand for electricity along with the kWh used. Demand is measured in kW. The demand is the highest amount of electricity required at any one given time. Billing Demand is not applicable to residential and small commercial customers.
The Demand Charge for Large Commercial Customers is:
- $0.00 per kW- First 20 kW
- $12.50 per kW- All additional kW
The Demand Charge for Large Commercial Primary Customers is:
What is the Power Cost Adjustment (PCA) Charge?
The actual cost of power does not always match the cost of power built into the Energy Charge. Â When power costs fluctuate above or below the cost recovered by the Energy Charge (currently $62.20/1,000 kwh), KEYS passes the increase/decrease along to customers via the PCA.â
What determines the PCA rate?
KEYS purchases all of its power from the Florida Municipal Power Agency (FMPA). Power costs from FMPA fluctuate month-to-month with the cost of energy and with the âtrue upâ from the previous month. Â Your power comes from a variety of generation sources, including natural gas, coal, nuclear and solar. Â As a result, the PCA does not directly correlate to change in any specific fuel market.
Who sets the Energy and PCA charges?
The Utility Board sets the rate structures of both the Energy Charge and the PCA. The Florida Public Service Commission (FPSC), which regulates all electric utilities in Florida, then reviews and approves the rate structure. The Energy Charge is set by the Utility Board following Public Hearings, and the PCA is set by KEYSâ General Manager & CEO based on past, present and projected power costs.
What is the Customer Charge?
The Customer Charge is a fixed amount charge to recover costs incurred regardless of energy consumption. These costs include operation and maintenance costs of transmission and distribution systems, tree trimming, meter reading and customer service.
The Customer Charge for each class of customer is:
What is the Storm Surcharge?
The Storm Surcharge is a $1.35 charge per 1,000 kWh of consumption assessed to all customers monthly to fund KEYSâ Disaster Reserve and Mitigation Fund. By resolution, the Disaster Reserve and Mitigation Fund was established to fund liabilities incurred as a result of a disaster, such as a hurricane.
What are Gross Receipts Taxes?
A 2.56-percent tax on the gross receipts of electric, gas, and telecommunications utilities in the State of Florida and is recovered from all customers, regardless of tax-exempt status. Gross Receipts Tax revenues are used for public education capital outlay funding (chapter 12B-6, Florida Administrative Code).
What can I do to reduce my monthly electric bill?
Take steps to conserve energy and reduce your consumption, log on to www.KeysEnergy.com and click on the âGrowing Greener Every Dayâ icon for ideas to get started.
*A kwh is a common unit of electric energy consumption, and the basic unit of electric energy. For example, ten 100-watt light bulbs burning for one hour use one kilowatt-hour.
Florida residents struggle to pay rising electric bills
FAQ
How do I pay my Florida Keys Electric by phone?
Call (855) 940-4007 to pay by phone using FKEC’s free, secure phone payment system available 24/7. Have your account number handy. You can pay with a checking account or a credit or debit card, and there are no extra fees or menus to figure out.
How does the Florida Keys get electricity?
FKEC is a distribution cooperative that takes care of a 138,000-volt transmission line that brings electricity to the Florida Keys from the mainland. FKEC purchases nearly 100% of its energy needs from Florida Power & Light (FPL). Generators in Marathon and FKEC’s two solar arrays also contribute to our power supply.
How much is electricity in Key West?
Provider
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Service Type
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Residential Average Bill ($)
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Keys Energy
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BUNDLED
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177.48
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How do I pay my West Florida electric bill by phone?
Call (855) 699-3322/(855)-MYWFECA to use the co-op’s automated system to pay your bill. You can also call our office to make payments.
How do I contact Florida Keys Electric Cooperative?
Call (305) 852-2431 or (800) 858-8845 to get in touch with us or use our employee portal. You can also find us on Facebook and Twitter. © Copyright Florida Keys Electric Cooperative A Powerful Creation.
How does keys bill payment kiosk work?
The kiosk is operated by a simple touch screen with easy-to-understand instructions. Simply follow the onscreen prompts. KEYS’ bill payment kiosk accepts cash, check, debit, and credit cards. If using cash, the kiosk only accepts bills. It will not accept coins and it does not dispense change. Any overpayments will be applied to your account.
Does keys offer free payment options?
There are several free ways to pay at KEYS. Why did KEYS start charging a transaction fee? In 1998, KEYS started accepting credit card payments from customers and paid the fees that came with them. As the program grew in popularity, so did the cost of transaction fees.
What payment methods does fkec accept?
FKEC takes Visa, MasterCard, Discover, and American Express. After a quick, one-time registration process, you can see and pay your bill, see your account history and usage, set up autopay and paperless billing, and change your contact information. Visa, MasterCard, American Express, Discover and electronic checks accepted.
How do I pay at fkec?
Visa, MasterCard, American Express, Discover and electronic checks accepted. Call (855) 940-4007 to pay by phone using FKEC’s free, secure phone payment system available 24/7. Have your account number handy. You can pay with a checking account or a credit or debit card, and there are no extra fees or menus to figure out.