How To Pay Your Hancock-Wood Electric Bill

Having reliable electric service is essential for households and businesses Hancock-Wood Electric Cooperative provides power to thousands of members in Northwest Ohio As a member, it’s important to pay your electric bill on time each month. Hancock-Wood offers flexible payment options to fit every schedule and budget.

Why Pay Your Electric Bill On Time?

After receiving your monthly statement from Hancock-Wood Electric Cooperative, be sure to pay the amount due by the due date. Paying late can lead to:

• Late fees – Hancock-Wood charges around a 5% penalty for overdue bills, This extra cost adds up quickly

• Shut off notice – If your bill is 10 days past due, they’ll issue a disconnect warning saying your power may be turned off.

• Power disconnection – Hancock-Wood can remotely disconnect your electricity if you don’t pay after getting a shut off notice.

• Reconnection fee – You’ll have to pay a $40 fee to restore power if you’re disconnected for nonpayment.

• Deposits – Larger security deposits may be required when reconnecting after disconnection.

• Credit damage – Unpaid electric bills can potentially impact your credit rating if sent to collections.

Avoid these headaches by paying your bill in full and on time. Hancock-Wood offers multiple ways to pay that fit your needs.

Payment Options From Hancock-Wood Electric

Hancock-Wood Electric provides cooperative members various options to pay electric bills:

• Online – Log into your account anytime and pay by credit/debit card or e-check.

• Mobile app – Download the free app to pay instantly on your smartphone.

• By phone – Call 24/7 and pay through the automated system using your card.

• In person – Visit the office and pay by cash, check, or credit card.

• By mail – Send a check or money order using the payment stub from your bill.

• Bank draft – Sign up for automatic monthly payment deductions from your bank account.

• Drop box – Use the 24/7 night deposit box at the drive-through window.

Choose the most convenient way for you to pay each month. Many members love the ease of bank draft or online payments.

Tips For Paying Your Electric Bill With Hancock-Wood

Follow these tips when paying your monthly electric bill with Hancock-Wood:

• Provide your 10-digit account number anytime you pay to ensure proper crediting.

• If mailing payment, allow 7-10 business days for it to process. Send early to avoid late fees.

• If struggling to pay, call Hancock-Wood before your due date to discuss payment plan options.

• Go paperless with e-billing and get due date reminders emailed to avoid forgetting.

• For fastest processing, pay online, through the app, or by phone.

• Review usage online and adjust if a bill seems abnormally high due to seasonal spikes.

• Consider level billing to pay a predictable amount each month.

Staying current on electric bills prevents disruption and costly late payment fees. Let Hancock-Wood know immediately if you’ll have trouble paying a bill so they can advise on assistance programs or alternate arrangements.

What To Do If You Miss Paying Your Hancock-Wood Bill

Life happens and you may forget or be unable to pay your electric bill on time. Don’t stress! Here are some steps to take:

• Pay the past due amount right away, plus any late fees. This prevents additional penalties.

• If you can’t pay in full, call Hancock-Wood before disconnect day to request an extension or payment plan.

• Ask about Hancock-Wood’s PowerOn low-income assistance program if facing financial hardship.

• Borrow from family or friends if possible to cover an urgent electric bill.

• As a last resort, contact local charities for utility bill assistance.

• If disconnected, promptly pay required amounts to get reconnected.

Act quickly if your account becomes past due to avoid extra fees, credit impacts, or power interruption. Hancock-Wood aims to work with members facing hardship.

Seek Assistance Paying Overdue Hancock-Wood Bills

If you’re struggling with an overdue electric bill from Hancock-Wood, assistance may be available:

• Payment plans – Set up an agreed monthly payment plan to gradually pay off large past due balances.

• PowerOn program – Provides bill payment help for low-income members.

• LIHEAP – Federal funds help pay cooling bills for qualified low-income households.

• Local charities – Groups like Salvation Army may offer help with electric bills.

• Borrow from family – Ask relatives who can afford it to lend money to cover an urgent electric bill.

• Negotiate – Offer to pay a lump sum to settle an old bill for less than the full past due amount.

Explore every option before an unpaid bill leads to power disconnection. Get the help needed to catch up.

Paying Bills Protects Your Comfort and Credibility

As a member of Hancock-Wood Electric Cooperative, it’s crucial to pay your electric bill fully and on time each month. Take advantage of easy payment options like online, phone, or app payments. Set payment reminders to avoid lapses.

If you do miss paying on time, take corrective action right away. Seek hardship assistance if needed. Maintaining good standing with your electric provider ensures reliable power to your Northwest Ohio home or business!