How to Use Leominster Credit Union’s Convenient Bill Pay Service

Paying your bills can be a hassle. Writing checks, buying stamps, remembering due dates – it takes time and effort each month. That’s why Leominster Credit Union offers an easy online bill pay service for members. With just a few clicks, you can pay all your bills securely through your credit union account.

In this comprehensive guide, we’ll explain how Leominster Credit Union’s bill pay service works and the key benefits it provides members like you. Let’s get started!

What is Bill Pay?

Bill pay allows you to pay your bills online directly through your Leominster Credit Union account. Rather than mailing payments yourself, you can schedule one-time or recurring payments to businesses or individuals.

The credit union will withdraw funds from your account and mail checks or make electronic payments on your behalf All you have to do is schedule payments and confirm there are sufficient funds in your account

Bill pay centralizes payments and helps you avoid late fees, saving you time and headaches.

Accessing Bill Pay

To start using Leominster Credit Union’s bill pay system first log into your credit union account online or via your mobile app. Under the “Move Money” menu, you’ll find the “Pay Bills” option.

The first time, you’ll need to enroll in bill pay by agreeing to the terms and conditions. Then you can begin setting up payees and payments.

Adding Payees

A payee is any company, service provider, or individual you want to pay. When adding a new payee, you will need their full name, address, account number, and any other identifying details.

Common payees include:

• Utilities like electricity, gas, water, cable, etc.
• Mortgage and loan providers
• Insurance companies
• Telecommunications like cell phone and internet
• Government entities for taxes
• Childcare services
• Individual contractors or service providers

You can add payees one at a time or even import a list of payees from your online banking account at another institution. Adding payees saves you time setting up future payments.

Scheduling One-Time Payments

To schedule a single, one-time payment to an existing payee:

1. Go to “Pay Bills” and select the payee.
2. Enter the payment amount and date.
3. Select one-time payment.
4. Review payment details and submit.

One-time payments are useful for infrequent or irregular bills. The funds will be withdrawn from your credit union account on the scheduled payment date.

Setting Up Recurring Payments

For regular ongoing bills like your mortgage, utilities, or phone bill, you likely want to automate payments. Here’s how to set up automatic recurring payments:

1. Select the payee and enter the standard payment amount.
2. Choose frequency (e.g. monthly, quarterly, annually).
3. Pick the start date and end date (or leave as ongoing).
4. Review details and confirm setup.

Recurring payments provide convenience, ensuring your bills are always paid on time. You control the frequency and amount.

Making Quick Payments

For businesses you pay often like your child’s daycare or a regular contractor, use the Quick Pay feature.

Once set up, you can quickly select the payee from the pay bills screen and schedule a payment in just a few taps whenever needed. It saves you time.

Managing Payments

Review your scheduled one-time and recurring payments under the “Pending” section. You can cancel or edit upcoming payments here before they are processed.

Under “Payment History,” you can see your bill pay activity over the past 24 months. Use this to monitor payments and account for your spending.

You have full control to change, pause, or delete payees and scheduled payments as needed. Bill pay adapts to your changing needs.

Tracking Payment Status

As you schedule payments, you can opt to receive email and/or text alerts when:

• A payment is made
• A payment fails due to insufficient funds
• An eBill is ready to view

These status updates ensure your payments go through as expected or alert you to any issues requiring attention.

Accessing eBills

For payees that offer electronic billing, like your utility company or cell provider, you can enable eBills.

This allows you to view your full bills directly within your Leominster Credit Union account rather than receiving paper statements.

Go paperless to simplify billing and have instant access to eBills to review charges.

Set a Reminder

To avoid late fees, use the optional One Time Reminder feature when scheduling payments.

You select a date in advance of the due date to receive an email reminding you about the upcoming payment. This prevents forgotten bills.

Reminders provide peace of mind that your payments are covered and on track.

Paying with Mobile App

In addition to the online bill pay portal, you can also pay bills and manage payments through Leominster Credit Union’s mobile banking app.

The convenience of paying bills on-the-go from your smartphone or tablet allows you to tackle bills anywhere, anytime.

Cost of Bill Pay

The great news is Leominster Credit Union offers bill pay as a free service for members. There are no monthly fees or transaction fees to pay your bills online.

You save money compared to buying stamps and checks or using other third-party bill pay platforms that charge monthly subscription fees.

Help and Support

If you have any trouble setting up bill pay or making payments, Leominster Credit Union’s support team is ready to assist you:

• Call 800-649-4646 or visit a branch location
• Live chat available at Leominstercu.com
• Email [email protected]

Their knowledgeable staff can answer questions, troubleshoot issues, walk you through bill pay, and get you started.

With Leominster Credit Union’s convenient and user-friendly bill pay service, you can simplify paying your bills each month. Enjoy automated recurring payments, mobile access, eBills, reminders, and more helpful features.

Sign up for bill pay today and make your monthly financial obligations quick, easy, and stress-free!