How to Pay Your Midco Bill: Phone, Online & By Mail Options

Paying your monthly Midco bill is easy and convenient with several options to choose from. You can pay by phone, online, by mail or even set up automatic payments. Here’s a breakdown of the available payment methods and key details on how to pay your Midco bill.

Paying Your Midco Bill by Phone

Calling Midco to pay your bill is one of the fastest ways to do it. You can use a credit card, checking account, or savings account to make a payment by calling Midco at 1-800-888-1300.

When you call, you’ll need to provide your Midco account number and the amount you’d like to pay. The Midco agent can then process the payment on your behalf using the payment method you select.

Some key advantages of paying your Midco bill by phone include

• Quick processing—Your payment will be put on your account almost right away after the call.

• Payment confirmation – You’ll receive instant confirmation that your payment was received and processed.

• Personal assistance – If you have any questions about your bill or payment options, Midco agents are available to help

One thing to note is that Midco does charge a convenience fee for phone payments using a debit or credit card. The exact fee amount depends on the payment amount. Still, the convenience of fast payment processing makes phone payment a top choice for many Midco customers.

Paying Online Through My Midco Account

For those who prefer digital convenience, paying your Midco bill online is a great option. Registered Midco customers can log into My Midco Account online or via the mobile app to view their bill and make payments.

Some benefits of paying your Midco bill online include:

• 24/7 access – Pay anytime, day or night, through the website or mobile app.

• Automatic payment options – Set up recurring auto payments from your bank account.

• Paperless billing – Go green by opting out of mailed paper statements.

• Payment history – View past statements and payment dates and amounts.

To pay online, first make sure you’re registered for My Midco Account. Then simply log in, select “Make a Payment”, choose your payment amount and submit. It’s that easy!

Much like phone payments, online payments are processed almost instantly. Just keep in mind that debit and credit card payments will incur a fee.

Paying by Mail

Sending your payment by mail is the most traditional way to pay your Midco bill. While it’s not as fast as phone or online payments, it’s a reliable option.

To pay your Midco bill by mail:

• Review your monthly statement and detach the payment stub.

• Write a check, money order or cashier’s check for the “Total Due” amount. Make it payable to Midco.

• Place the payment stub and check in an envelope. The account number should be very clear on the check.

• Mail to:

  Midco
  PO Box 5010
  Sioux Falls, SD 57117

• Allow 7-10 business days for your mailed payment to process. Payments must be received by the due date to avoid late fees.

Mailed payments have the advantage of avoiding extra convenience fees. Just make sure to mail your payment several days before the due date. Otherwise, you risk late charges if the payment arrives after the due date.

Setting Up Automatic Payments

For maximum convenience, Midco customers can enroll in automatic monthly payments. This conveniently deducts your bill amount from your specified bank account each month.

To start auto pay:

• Log into My Midco Account

• Under “Billing”, select Auto Pay Enrollment.

• Enter your bank account information.

• Pick a payment date that works for you.

Once enrolled, you don’t have to do anything further. Your Midco bill is paid automatically each month on the scheduled date.

Key benefits of auto pay include:

• Never miss a payment and avoid late fees

• Easier budgeting with a consistent monthly deduction

• Time savings from not having to manually pay each month

• Avoid stamps or convenience fees from other payment options

Just note that automatic bank drafting can take 1-2 billing periods to take effect. So you’ll want to use another payment method for your first 1-2 Midco bills before auto pay kicks in.

Helpful Tips for Paying Your Midco Bill

• For quick processing, pay early in your billing cycle rather than waiting until the due date.

• Always include your Midco account number on checks or money orders to ensure proper crediting.

• If paying by mail, allow at least 7-10 business days for delivery to avoid late fees.

• You can view your payment history and print statements directly through My Midco Account.

• If you need to discuss payment arrangements or billing issues, Midco’s customer service agents are available 24/7 at 1-800-888-1300.

No matter how you choose to pay your Midco bill, numerous options make it quick and easy. Pay by phone, online, through the mail or set up auto payments to find the solution that works for your needs and schedule. Midco offers flexible payment choices with your convenience in mind.