How to Pay Your Middle Tennessee Electric Bill Online in Just Minutes

As a Middle Tennessee Electric (MTE) customer, keeping your account in good standing is important. You want to avoid late fees, service interruptions, and other issues. MTE offers convenient online payment options to make paying your bill fast and straightforward. In this article, I’ll outline the simple process for paying your MTE electricity bill digitally in just minutes.

Sign Up for an Online Account

The first step is to create an online account with MTE. This allows you to securely access your account details, view your usage, and make payments.

To sign up

  • Go to mte.com and click on “My Account”

  • Select “Register for myMTE”

  • Enter your MTE account number and email address

  • Create a username and password

Once your account is activated, you can log in anytime to manage your MTE account online.

Make Quick One-Time Payments

With your myMTE account, making one-time bill payments is easy. Whenever your current MTE bill is due, just log in and submit payment.

To make a one-time payment:

  • Log into your myMTE account

  • Click on “Pay Now”

  • Enter your payment details

  • Payments post instantly to your account

One-time payments can be made through the myMTE web portal or mobile app. You can pay by credit/debit card, bank account, or electronic check.

Set Up Convenient AutoPay

For maximum convenience, I recommend setting up automatic recurring payments through myMTE. This automatically pays your MTE electricity bill from your preferred payment method each month.

To set up AutoPay:

  • In your myMTE account, click on “AutoPay”

  • Select your payment account

  • Choose the withdrawal date each month

  • Your bill will be paid automatically on the due date

With AutoPay, you never miss a payment or deal with late fees. Your MTE bill gets paid on time without the hassle.

Pay Without an Account

If you prefer not to create an online account, MTE allows you to make one-time payments as a guest through their payment portal:

  • Go to mte.com/PayNow

  • Enter your MTE account number

  • Submit your payment details

No account needed to pay your bill online. But having a myMTE account enables useful account management features.

Pay Your MTE Bill Online with Ease

Paying your Middle Tennessee Electric bill online is quick and straightforward. MTE offers digital account tools to simplify the payment process. I recommend registering for online account access to enjoy the full suite of convenient features. Pay your electric bill in minutes from home or anywhere in just a few clicks!

Middle Tennessee Electric Bill Pay

Customized billing options are offered to fit your lifestyle.

MTE always seeks to improve the member experience. This is why several convenient billing options are offered to fit your lifestyle or financial situation. These billing options are available for most budgets, are easy to understand and easy to use.

Levelized Billing is calculated by taking an average of the previous 12 months of electricity billing. Bills then adjust every month but are always based on the preceding 12-month average, which allows members to have a more consistently priced bill even during high-energy-consumption seasons. By reducing the variation in monthly bills, members can more accurately budget each month. This is perfect for members who want to smooth out the peaks and valleys in billing. The option does fluctuate slightly each month to account for energy consumption.

Levelized Billing is only available for residential members. To learn more or find out if you qualify, contact MTE at 877-777-9020, through a local area office, or our contact form.

Fixed Budget Billing allows members to pay fixed amounts each month calculated on their previous 12-month consumption. No matter your energy consumption, you’ll be charged the same amount on your monthly bill. Once a year, your account will be “settled up” and either a credit issued (if you’ve over-paid) or an adjustment added (if you’ve underpaid) based on actual use the previous 12 months. Its another convenient billing option for members, especially those who want a consistent monthly payment. Don’t forget that on an annual basis, you’re required to settle the amount of unused or overused energy consumption.

This option is only available for residential members. To learn more about how to sign up or if you qualify, contact MTE at 877-777-9020, a local area office, or through our contact form.

Prepay allows you to add money to your account before you the electricity is consumed, and well calculate your usage each day and deduct your consumption from your accounts balance. This option is great for those who want to pay for their electricity as they go or avoid paying a deposit when establishing membership. Prepay allows you to add money through the myMTE app, over the phone, through Money Gram, or by stopping by one of our seven local offices. If youve already signed up and are looking for the terms and conditions, just click here.

This option is only available for residential members. To learn more about how to sign up or if you qualify, contact us at 877-777-9020, a local area office, or through our contact form.

Traditional billing is how members have paid for electricity for more than 80 years. At the end of your billing cycle, you pay for the energy consumed. This is great for those who arent looking for a change and want to simply pay for what they use.

MTE exists to make life better for our members. We understand how electricity brings you light, comfort, and connection. We also understand how important it is to remain affordable, reliable, safe. Our members often ask us questions about their bills, and weve compiled the most frequent ones below.

If you have any questions, comments, or concerns, please reach out to us at 877-777-9020, by stopping at a local office, or through our contact form.

myMTEMC How To Guide – Pay Your Bill via Web Portal

FAQ

What is the phone number for middle tennessee electric bill pay?

You can also call our office at 1-833-GET-MTNG (833-438-6864) between 8 am and 5 pm, Monday through Friday to pay by phone. It will be processed through the same system and cost the same amount.

What is the phone number for middle tennessee electric auto pay?

We have a member support team that can help you if you call 877-777-9020 or stop by one of our offices.

What is the late payment policy for Middle Tennessee Electric?

CHARGES: Customers will be billed every month, and they need to pay within fifteen (15) days of the date the bill is mailed or sent electronically by MTEMC. Bills paid after the due date shown on the bill will be charged a late payment fee of 5%, as shown on each bill.

How late can you be on your electric bill before they shut it off in Tennessee?

Failure to pay within 10 days from your due date subjects you to a possible disconnection of service.

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