You can expect to receive your statement approximately every 30 days. Your statement will include your Payment Due Date for that month. Remember that even though the dates on your statements may change a little from month to month, the date that you need to pay will always be the same. You can also view your Payment Due Date by logging into your account online or in the American Express® App and navigating to “Statements”. You can make a payment at any time before your Payment Due Date.
Sign up to have your statements and account communications sent to you electronically by logging into your digital account and going to Account Preferences. Then youll receive statements and communications online and receive helpful account alerts straight to your inbox.
Use the bank account on file to pay – you can add a bank if youve not yet linked one.
Pick the amount you want to pay, the date you want to pay, and confirm your one-time payment. Now you’re good to go. .
There are several ways to pay your American Express credit card bill, making it easy and convenient. American Express cardholders can pay their bills online, over the phone, through the mail, or even in person at some locations. Amex wants to make paying your bills as easy as possible since it is one of the biggest credit card companies in the world.
Overview of Payment Options
Here is a quick list of the ways you can pay your Amex credit card bill.
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Online – The fastest and most convenient way is to pay online through your Amex account. You can make one-time payments or set up recurring payments.
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By Phone – Call the number on the back of your card to pay with an Amex representative. They can take payment info over the phone.
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By Mail – Fill out the payment stub from your statement and mail it with a check or money order.
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If you want to pay your Amex bill in person, you’ll need to bring your account number and payment method with you.
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Automatic Payments – You can enroll in autopay from your bank account so payments are made automatically each month.
Step-by-Step Guide to Pay Online
Paying online through your Amex account is fast and easy Follow these steps
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Go to americanexpress.com and log into your account.
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From the account homepage, select “Pay Bill” under the “Account Summary” section.
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On the payment page, choose the amount you want to pay. You can pay the minimum, current balance or a custom amount.
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Select the payment method – you can use a linked bank account, PayPal or a debit/credit card.
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Review the payment details and submit the payment.
Once submitted, the payment will typically process right away and the funds will be deducted from your selected payment method. It’s that quick and simple!
Paying by Phone
You also have the option to pay your Amex card bill over the phone. Just call the number on the back of your card and follow the prompts.
An Amex representative can take your payment info and process the payment for you. Have your account number, amount to pay and payment details ready when you call.
One good thing about paying over the phone is that it’s easy to get answers to any questions you have about your account or monthly bill. The reps are there to help!.
Setting Up Automatic Payments
For maximum convenience, you may want to enroll in automatic payments. This way, your monthly Amex bill gets paid automatically without you having to do anything.
To set up autopay, just log into your account and find the autopay section under “Account Services”. Choose the amount to pay each month – minimum, full balance or custom.
You’ll need to select the bank account you want payments withdrawn from. Review the details to make sure everything looks good and submit.
Now your Amex card gets paid on time every month without the hassle! You can cancel or adjust the autopay settings any time.
Payment Tips and Reminders
To avoid late fees or interest charges, keep these Amex payment tips in mind:
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Try to pay your balance in full each month if possible. Carrying a balance results in interest fees.
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Pay at least the minimum amount due by the payment due date shown on your statement. Late payments lead to fees.
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Allow up to 5 days for mailed payments to be processed and avoid mailing on the due date.
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You can schedule payments up to a year in advance if you want to plan ahead.
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Always pay attention to your account balance and payment due date. Set payment reminders if needed.
Enjoy the Benefits of Amex Card Membership
Paying your bill on time is key to get the most value from your American Express card. Benefits like purchase protection, rental car insurance, rewards points and more depend on you keeping your account in good standing.
So review those payment options and take advantage of the ease and convenience of paying your Amex card bill online, by phone or automatically each month. Proper payment management keeps you focused on enjoying the benefits of the card, not worrying about late fees!
Decide which type of scheduled payment is right for you
You can customize your AutoPay amount to fit your needs. You’ll need to pay at least the Minimum Payment Due each month.
Minimum Payment Due The amount you need to pay each month to keep your account in good standing.
Total New Balance Your Statement Balance, including payments made and credits received.
Adjusted Balance Your Total Balance, including Plan It or Pay Over Time payments.
Other Amount AutoPay will debit a fixed amount of your choice each month.
If this Other Amount is less than the minimum amount that is due in any billing period, American Express will increase the debited amount to the minimum amount due for that billing period.
Avoid missed payments with AutoPay
AutoPay lets you schedule payments that will automatically debit from your bank account each month. That means AutoPay enrollment may help you avoid missing your Payment Due Date and incurring late fees*. You can easily enroll in AutoPay online. Keep in mind, only the Primary Card Member can enroll in AutoPay.
To enroll in AutoPay, simply open your Amex® App. If you dont have the Amex® App, you can easily download it in the app store. You can also enroll in AutoPay online. Log into your account with your username and password, navigate to the “Payment” section, and select “Start AutoPay.”.
*Card Members who signed up for Autopay before 10/23/2020 and chose to pay a certain amount may still be charged a late fee if that amount is less than the Minimum Payment Due and the difference is not paid by the Payment Due Date.
How to Pay American Express Credit Card Bill via Amex app
FAQ
How do I pay my American Express credit card bill?
You can easily pay your bill via bank transfer in just a few quick steps in the American Express® App. When logged in, click “Make payment”, select the amount and date. Then, select your bank and you will be redirected to its app or internet banking service to securely complete the payment.
Can you pay an Amex bill by phone?
1 (800) 472-9297Call the number on the back of your card and, once your bank account is enrolled, you can save time by paying your American Express bill over the phone every month. This service is fee-free, quick and secure. You can pay your bill any day, 24 hours a day.
How do I pay with my Amex card online?
Online: For online purchases, you’ll be asked to enter your Card details during checkout, including your Card number, expiration date and 4-digit security code located on the front of your Card.
What is the 1-800-number to American Express?
Can I pay my American Express card online?
This facility enables you to pay your American Express Card bills on-line from your bank accounts. So, no more trips to the drop boxes or waiting in queues. How do I know my bank is included? Will I be charged for this? How long will it take for the money to be credited to my American Express Card?.
How do I make an American Express payment?
Select “Make a Payment”. Use the bank account on file to pay – you can add a bank if you’ve not yet linked one. Choose the amount you’d like to pay, your payment date, and confirm your one-time payment – you’re all set. Browse our Amex Bill Payment Guide to Find How to Make an American Express Payment.
How do I Check my American Express card payment status?
This number can be quoted for any transaction queries. In case you do not get a Transaction “SUCCESS” message and the amount gets debited from your Bank Account, kindly check the payment status after 1-2 business days by logging onto your American Express Card Account online.
When will my American Express card be credited?
Your American Express Card will be credited with the amount you authorised within 2 business days. Can I also pay for my add-on and supplementary cards? Payments can be made only towards Credit Cards issued by American Express, including add-on and supplementary cards.
Does creditsecure accept AMEX cards?
CreditSecure® on the American Express website accepts Amex Cards. Credit Intel – Financial Education Center Supplier Diversity Credit Score 101 US Newcomers Frequently Asked Questions United StatesChange Country Terms of Service Privacy Center Do Not Sell or Share My Personal Information AdChoices
Can a payment be made to a credit card?
Payments can be made only towards Credit Cards issued by American Express, including add-on and supplementary cards. What if I enter the wrong Card number? If the payment goes to the wrong card, please call the helpline number on the back of your card.
