How to Pay Your Cabela’s Credit Card Bill

If you have a Cabela’s credit card, whether it’s the Cabela’s CLUB Visa or Cabela’s World Mastercard, you’ll need to pay your bill each month to avoid interest charges. Cabela’s credit cards are issued by Capital One, so you’ll make payments to Capital One. This article provides a complete guide on the various ways you can pay your Cabela’s credit card bill conveniently.

Pay Online

The easiest way to pay your Cabela’s credit card bill is online through Capital One’s website. You’ll first need to connect your Cabela’s card to your Capital One online account. Here are the steps:

1. Go to cabelascapitalonecom and select “Set Up My Account” if you don’t already have a Capital One login,

2. Provide your card details and personal information to verify your identity

3. Choose a username and password.

4. You’ll then be able to log in anytime and see your Cabela’s credit card account dashboard.

Once your Cabela’s card is connected to your Capital One account, you can make one-time payments or set up autopay each billing cycle. Capital One accepts payments from bank accounts, debit cards, or other Capital One credit cards.

Pay By Phone

Another fast option is to pay your Cabela’s credit card bill over the phone using Capital One’s automated system.

• For Cabela’s Visa cards, call 1-800-300-1723.

• For Cabela’s Mastercards, call 1-800-850-8402.

The phone system is available 24/7 and will guide you through the entire payment process using voice prompts. You’ll need to enter your card number, expiration date, and payment amount.

One benefit of paying by phone is that you can also set up recurring autopayments. This automatically pays your bill each month on the due date.

Pay By Mail

If you prefer to mail in a payment, you can send a check or money order to this address:

Capital One
PO Box 71083
Charlotte, NC 28272-1083

Be sure to include your 16-digit Cabela’s credit card number on the check or stub so the payment is applied correctly.

Mail your payment at least 5-7 business days before your due date listed on your statement. This gives enough time for the mail to be delivered and payment processed to avoid late fees.

Pay In-Store

For those who prefer in-person payments, you can pay your Cabela’s credit card bill at any Cabela’s retail location. Visit the CLUB booth and let an associate know you need to make a credit card payment.

However, in-store payments may take 2-3 days to post to your account, so make sure to pay well before your due date. The associate can look up your Capital One account and process a payment on your behalf.

Avoid Late Fees

Cabela’s credit cards have a $35 late fee if you don’t pay your minimum by the due date. Setting up autopay through Capital One’s website or phone system is the easiest way to avoid late fees.

You can also opt-in to receive email alerts before your bill is due to help remember your payment deadline. Don’t let a late payment hurt your credit score or result in penalty fees.

Get Payment Help

If you can’t pay your entire Cabela’s credit card bill, contact Capital One before the due date to ask about hardship programs or alternative payment arrangements. Based on your situation, they may be able to waive late fees, offer reduced payments for a few months, or set up a payment plan.

Don’t wait until after your due date to seek help. Being proactive can help you avoid damaging your credit. Keep an open dialogue with Capital One if you foresee any issues paying your bill in full.

Manage Your Account Responsibly

Having a Cabela’s credit card provides useful benefits like rewards points and special financing offers. But you need to use the card responsibly and pay your bill on time each month. Sign up for online account access, enroll in autopay, monitor your account activity frequently, and reach out for help early if needed. Successfully managing your Cabela’s credit account will allow you to enjoy the many perks of the card without unwanted fees or interest charges.