If you use a credit card, youâll likely have a payment to make every month. It is also important to pay this bill on time because it can help keep your account in good standing. Itâs also a big part of building healthy credit.
Most credit card issuers let you pay your credit card bill by phone, through an online account or mobile app, or by mail. You may also be able to pay in person. Hereâs what to know about how to pay credit card bills and why itâs so important.
Through MoneyGram, you can easily pay your Capital One credit card bill with cash. With over 150,000 MoneyGram locations in big stores like Walmart, CVS, and Albertsons, it’s easy to find a place near you to pay your Capital One bill.
In this comprehensive guide we’ll walk through the step-by-step process to pay Capital One using MoneyGram. We’ll cover
- Overview of MoneyGram and how it works
- Benefits of paying Capital One bills with MoneyGram
- Detailed instructions for making a Capital One payment at MoneyGram
- Tips for avoiding fees with MoneyGram payments
- Other payment options for Capital One bills
Overview of MoneyGram
MoneyGram is a money transfer service that allows you to quickly send and receive money. They have hundreds of thousands of agent locations globally, primarily in retail stores and post offices.
To pay your Capital One credit card bill with MoneyGram, all you have to do is go to a MoneyGram agent location, give them your credit card information, and pay with cash. After that, MoneyGram will electronically send the payment information to Capital One.
The main benefits of using MoneyGram are
- Pay with cash – MoneyGram allows cash payments, useful if you don’t have a bank account.
- Wide availability – With agent locations in major retailers, MoneyGram is widely accessible.
- Fast processing – Payments are usually processed by Capital One within 1 business day.
Now let’s go through the step-by-step process for paying your Capital One bill with MoneyGram.
Step-by-Step Guide to Paying Capital One with MoneyGram
Follow these simple steps to pay your Capital One credit card bill using MoneyGram:
1. Find a MoneyGram location
MoneyGram’s website or mobile app can tell you where their stores are. There are MoneyGram counters at CVS, Walgreens, Kroger, Albertsons, and Walmart, among other big stores.
Make sure the location accepts bill payments. Some are for money transfers only.
2. Bring your Capital One credit card bill & cash
When going to make the payment, you’ll need to bring:
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Your Capital One credit card bill statement. This has your account number which is needed to make the payment.
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Cash for the amount you want to pay plus fees. MoneyGram payments must be made in cash.
3. Fill out the MoneyGram “Bill Payment” form
At the MoneyGram counter, ask for a “Bill Payment” form. Fill it out with:
- Your Capital One credit card account number
- Amount you want to pay
- Recipient name: Capital One
- Recipient account number: Your credit card account number
- Recipient city and state: Wilmington, DE
4. Pay cash and get a receipt
Hand the form to the MoneyGram agent with your cash payment. They will keep the cash and provide you with a receipt.
Hold on to this receipt as proof the payment was made. Also note the reference number, which can be used to track the payment.
5. Payment will be processed in 1 business day
MoneyGram will transmit the payment details to Capital One electronically. The payment usually posts to your Capital One account within 1 business day.
You can check your Capital One account online to confirm when the payment processes.
And that’s it! By following these simple steps, you can easily pay your Capital One credit card bill with cash using MoneyGram.
Tips to Avoid Fees with MoneyGram Payments
One downside of MoneyGram bill pay is the fees. Here are some tips to avoid or minimize fees:
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Compare agent fees – Fees vary by location, so compare to find the cheapest. Walmart tends to have lower fees.
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Pay larger amounts – MoneyGram fees are largely fixed, so paying $500 costs almost the same as $100. Pay bigger amounts less frequently to save.
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Pay 7+ days before due date – Paying well before your due date gives time to correct any errors and avoid late fees.
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Track payment processing – Log into your Capital One account to ensure payment was received on time.
Following these tips will help you pay your Capital One bill via MoneyGram while reducing unnecessary fees.
Other Ways to Pay Your Capital One Bill
In addition to MoneyGram, Capital One offers various ways to pay your credit card bill:
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Online – Pay directly on Capital One’s website. You can make one-time payments or set up auto-pay.
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Mobile app – Use Capital One’s mobile app to pay instantly.
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Phone – Call the number on your bill to pay with an agent.
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Mail – Send a check or money order to the payment address.
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In person – Visit a Capital One branch or ATM.
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Retail locations – Pay at Money Services counters inside Kroger-owned grocery stores.
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Other bill pay services – Options like Western Union and PayNearMe also process Capital One payments.
Evaluate all the options to choose the Capital One payment method that works best based on your needs for convenience, fees, processing time, etc.
Key Takeaways on Paying Capital One with MoneyGram
Paying your Capital One credit card bill with MoneyGram is a fast and easy way to pay with cash. With thousands of retail locations across the country, you’re never far from a place to pay.
To recap the key steps:
- Find a nearby MoneyGram agent location that accepts bill payments
- Bring your Capital One account number and cash for the amount you want to pay
- Fill out the MoneyGram “Bill Payment” form
- Get a receipt after paying
- Payment will process to Capital One within 1 business day
Minimize fees by paying 7+ days before your due date, paying larger amounts, and comparing agent fees. And consider the other payment methods Capital One offers if MoneyGram isn’t the optimal choice for your needs.
MoneyGram provides a convenient option for paying your Capital One credit card bill with cash. By following the simple process outlined here, you can easily make a payment at thousands of retail locations nationwide.
Strategies for making on-time credit card payments
It can be easy to miss a credit card payment, especially if youâre juggling multiple bills every month. But paying a credit card bill by the due date helps you maintain healthy credit and keep your credit card account in good standing.
To help you pay your credit card bill on time and use your card wisely, here are some tips:
You can ask your credit card company to take money out of your bank account every month to pay your credit card bill automatically with automatic payments. The issuer can withdraw the minimum payment, the entire balance or a prespecified amount on a prespecified date. This can ensure your bill is paid on time. Just make sure you have enough money in your bank account before the automatic payment goes through.
Request a due date that works for you
Some card issuers, like Capital One, allow cardholders to pick their due date. This can help you streamline your payments if you have multiple credit cards and other bills. You can usually do this by either calling your card issuer or making a payment due date request online.
Based on your take-home pay and ongoing expenses, it may help to figure out how much you can afford to charge to a credit card each month. Try to stick to a budget so you can pay off the balance in full and avoid interest. When you plan ahead, youâre more likely to pay your credit card bills on time.
How to pay bills in MoneyGram app?
FAQ
Can you pay credit card bills with MoneyGram?
Answer: Cash payments can be made at any MoneyGram location for a fee of $3. 99. Debit Card payments can be made at any Walmart location for a fee of $3. 99 or at www. moneygram. com/PayBills for a fee of $7. 99. Credit Card payments can be made on-line at www. moneygram. com/PayBills or by calling 1-800926-9400.
How to pay credit one credit card with MoneyGram?
You may send us a payment by using MoneyGram’s ExpressPayment service. In addition to providing your 15 or 16-digit Credit One Bank credit card account number, you will need to provide MoneyGram with our 4-digit Receive Code, which is 1430. You may also send us a payment by using Western Union.
What payment methods does Capital One accept?
Capital One offers payment options via AutoPay, mobile app, online portal, calling the telephone number listed on your statement, and mailing a check to the statement address.
Where can I pay my Capital One credit card bill?
You can pay your Capital One credit card bill in person at a Capital One branch, or at the Money Services counters in Kroger brand stores. You can also make a payment at MoneyGram and Western Union locations, which can be found inside Walmart, Rite Aid, Walgreens, and Money Tree stores.
Can I pay my Capital One credit card with cash?
But by using Capital One branches, Kroger Money Services, or bill pay spots like MoneyGram and Western Union, you can easily pay your Capital One credit card with cash. The most important thing is making those on-time payments each month – regardless of whether you pay online, by mail or in cash.
How do I make a capital one payment?
Make a payment online. Make a payment by mail. Make a payment by phone at 1-877-383-4802. Make a payment at your local Capital One location. You can change the date your payment is due online if there is a better time for you to make the payment. Keep in mind, it takes two billing cycles for the change to take effect.
When should I pay my Capital One credit card?
Monday through Saturday, 8:00 p.m. ET is the last day that Capital One credit card payments can be made for the next day to go through. It is a good rule of thumb for any credit card How can I pay my Capital One credit card bill?.
Can I pay my Capital One credit card bill at Walmart?
You can pay your Capital One credit card bill at Walmart if you have a Walmart® Store Card. If it’s any other Capital One credit card, you can only pay the bill by using MoneyGram, which is located inside most Walmart stores. MoneyGram allows Walmart customers to pay lots of bills in-store, including Capital One credit card bills.
Does Capital One accept cash?
Cardholders can also apply cash back or travel rewards earned on a Capital One credit card toward their account balance through a statement credit. It is worth mentioning that Capital One does not accept cash payments by mail. They will only take checks or money orders for this payment method. How does Capital One pay bills?
