How to Easily Pay Your Kmart Layaway Bill Online

Layaway plans are a great way to spread out payments on bigger purchases over time. Kmart offers layaway options in their stores to make buying large items more affordable. If you have a Kmart layaway plan, here is a complete guide on how to easily pay your Kmart layaway bill online.

What is Layaway at Kmart?

For those unfamiliar, layaway is a payment plan offered by retailers like Kmart. It allows you to reserve products by putting down a deposit, then pay off the remaining balance over a set time period through regular installments.

Some key things to know about Kmart’s layaway program:

• Minimum transaction amount is $50
• Requires a minimum deposit of 10% of the total layaway amount
• Remaining balance can be paid off over 8 weeks
• $3 non-refundable service fee charged per order
• Items must be picked up by the final due date
• Payments can be made online, in-store, or by phone

Layaway lets you lock in sale prices and spread out payments over several weeks interest-free. It’s great if you want to reserve items but can’t pay the full amount upfront.

How to Pay Your Kmart Layaway Bill Online

Paying your Kmart layaway bill online is quick and straightforward. Just follow these simple steps

Step 1: Locate Your Layaway Number

Your 10-digit layaway number is on the receipt you got when placing the order in-store. This number is required to access your account online. If you can’t find the receipt, call the store to get your layaway number.

Step 2: Go to Kmart’s Layaway Payment Website

Go to layaway.kmart.com in your browser. This is Kmart’s dedicated layaway payment site. You can also get there from kmart.com by clicking “Layaway” then “Make a Payment”.

Step 3: Enter Your Layaway Number and Billing Details

On the payment page, enter your 10-digit layaway number exactly as it appears on your receipt. Next, enter your billing details including name, address, phone, and email. Make sure this matches what you provided when placing the order.

Step 4: Choose Payment Amount

You can pay the minimum, a custom amount, or the full balance. The minimum is the required installment to keep your layaway active. Paying more than the minimum helps pay it off faster.

Step 5: Enter Payment Method

Accepted methods are Visa, Mastercard, Discover, American Express, and most debit cards. Enter your card information and submit payment. Your balance will update instantly after it processes.

And that’s it! By following these simple steps you can conveniently pay your Kmart layaway bill online anytime.

Tips for Managing Your Layaway Account Online

In addition to making payments, Kmart’s online account management lets you:

• View payment history and statements
• Change billing and contact information
• Cancel a layaway order
• Get email reminders about upcoming payments
• Print final payment receipts
• See real-time balance updates after paying
• Avoid late fees by paying on time
• Track order status and release date
• Get store contact information if any issues come up

Take advantage of these helpful features when logged into your online layaway account.

Benefits of Paying Your Layaway Bill Online

Paying your Kmart layaway bill online has many advantages:

• Convenience – Pay anytime, anywhere with an internet connection. Avoid trips to the store.

• 24/7 Access – Manage payments on your schedule with online account access.

• Payment Reminders – Get email notices to remember due dates.

• Payment Tracking – Clearly see payment history, balance owed, due dates.

• Quick Payments – Pay instantly online instead of waiting in line at the store.

• Account Management – Change billing details, cancel orders, print receipts.

• Card Rewards – Earn points/cash back when paying with rewards credit cards.

• Time Savings – Payments take just minutes versus traveling to the store.

Tips for Successfully Managing Your Layaway Account

Follow these tips for a smooth, stress-free layaway experience:

• Review the payment schedule upfront so you know all due dates.

• Sign up for email reminders to avoid forgotten payments.

• Pay online early to avoid last-minute crowds if paying in-store.

• Pay more than the minimum when possible to pay off the balance faster.

• Contact the store promptly if you need to cancel or change your order.

• Keep your layaway receipt and account number in a safe place.

• Make on-time payments every time to avoid cancellation fees.

• Pick up your order by the last due date or call to discuss extensions.

Enjoy your new items once the balance is paid in full!

Answers to Common Kmart Layaway Questions

If you’re new to layaway, here are some frequently asked questions answered:

Can I pay my layaway off early?

Yes, you can pay the full balance anytime after the first payment. This completes your order faster.

What if I miss a payment?

If you miss a payment, your order will be cancelled and you’ll get a refund minus a $10 cancellation fee.

How do I cancel my layaway order?

Contact your local Kmart store to cancel your order. You’ll get a refund of payments made minus the $3 service fee.

Can I get a payment extension?

You can ask for more time, but extensions aren’t guaranteed. They may be approved on a case-by-case basis.

What happens if I don’t pick up my order on time?

If not picked up by the final due date, the order will be cancelled. You’ll get a refund minus a $10 cancellation fee.

Can I change my layaway order?

Yes, you can switch out items or change quantities. Talk to the store for details.

The Bottom Line

Hopefully this guide provided everything you need to successfully manage paying your Kmart layaway bill online. The key takeaways are:

• Have your 10-digit layaway number ready

• Make payments at layaway.kmart.com

• Pay at least the minimum by each due date

• Use the online account management features

• Contact the store directly if any issues arise

Layaway makes budgeting for big purchases easy and interest-free. By paying online and staying organized, you can ensure your layaway plan goes smoothly. Enjoy your new Kmart items once they are all paid off!