Montgomery Ward is a familiar name to many shoppers. The department store chain has been around for over 150 years! If you have a Montgomery Ward credit account, you’ll need to pay your bill promptly each month. Fortunately, Montgomery Ward offers several convenient payment options including online, by phone and by mail
In this comprehensive guide we’ll outline the easy ways to pay a Montgomery Ward bill and avoid late fees. You can choose the payment method that works best for your needs.
Pay Your Bill Online
The quickest way to pay your Montgomery Ward bill is online through their website. Online payments are processed immediately so you can avoid late charges.
First, go to www.wards.com and click on “Account” then “Make Payment” in the top menu. This will take you to the payment page.
If you already have an online account, simply log in with your email and password. Choose Montgomery Ward Credit as your payment type.
If you don’t have an account, enter your name, ZIP code, account number and contact information. Then fill in your payment details.
You can pay with Visa, Mastercard, Discover, bank account, Apple Pay and more. Your payment will be submitted instantly.
Pay Your Bill By Phone
To pay your Montgomery Ward bill over the phone, call 1-800-309-6000. The automated system will prompt you through the steps.
Have your account number ready along with your payment info. Enter the amount you wish to pay. The system accepts debit/credit cards and checking accounts.
At the end, you’ll receive a confirmation number for your records. Phone payments post to your account within an hour.
Pay Your Bill By Mail
If you prefer to mail in your Montgomery Ward credit payment, simply send a check or money order to:
Montgomery Ward Credit Services
P.O. Box 2843
Monroe, WI 53566-0843
Write your 16-digit account number on the payment. Fill out the payment stub from your bill to expedite processing. Allow 7-10 days for mailed payments.
Pay Your Bill In Person
You can also pay your Montgomery Ward credit bill at any full-service Montgomery Ward store. Take your payment stub to the register along with your check, cash or credit/debit card.
In-store payments post to your account within 24 hours. Locate your nearest Montgomery Ward store by visiting www.wards.com/stores.
Manage Your Account Online
Sign up for an online account at www.wards.com to conveniently manage your Montgomery Ward credit account. After creating a username and password, you can:
- Check your account balance
- View statement history
- Set up autopay or make one-time payments
- Update personal information
- Track orders and rewards
Access your account anytime on desktop or mobile device. The online portal makes bill paying stress-free!
Avoid Late Fees
Montgomery Ward charges a late fee if your minimum payment is not received by the due date on your statement. The late fee is $29.
To avoid late fees, sign up for bill reminders through your online account. Schedule autopay payments. Or pay online, by phone or mail a few days before the due date.
If you cannot pay on time, call customer service immediately at 1-800-309-6000 to discuss payment arrangement options. This can help you avoid damage to your credit.
Get Payment Assistance
If you are struggling financially, assistance programs are available:
-
Montgomery Ward offers payment plans to break up large balances into smaller monthly payments over 6, 12 or 18 months. Interest applies but late fees are waived as long as you stick to the schedule.
-
Non-profit credit counseling services can negotiate lower payments, interest rates and waived fees.
-
Local churches and charities may provide one-time bill payment assistance for those in need.
Don’t hesitate to seek help early if you are having trouble making payments. There are options to avoid further debt and penalties.
Closing Your Montgomery Ward Account
If you wish to close your Montgomery Ward credit card account, call or write to request account closure:
Montgomery Ward Credit Services
P.O. Box 2843
Monroe, WI 53566-0843
Phone: 1-800-309-6000
Be sure to pay your remaining balance first. Once closed, your account will show a $0 balance meaning it’s closed in good standing. This is best for your credit history.
Paying your Montgomery Ward credit account on time takes just minutes online, by phone or mail. Avoid late fees and credit damage by making your Montgomery Ward bill payment promptly each month through their secure payment system.
Applying for Montgomery Ward Credit is SO EASY!
FAQ
How do I pay Montgomery Ward?
Online: Log in to your online account and click on “Make a Payment. The phone number to use is 800-966-4449. When asked, enter your card information and then follow the on-screen instructions to make a credit card payment. By mail: Make out a money order or check payable to Montgomery Ward 1112 7th Avenue Monroe, WI 53566-1364. Do not send cash.
Is Montgomery Ward still around?
The original Montgomery Ward & Co. was a mail-order business and later a department store chain that operated between 1872 and 2001. The current Montgomery Ward Inc. Is an online store and mail-order catalog that opened a few years after the original Montgomery Ward closed. Montgomery Ward Inc.
How do I know if I was approved for a Montgomery Ward credit card?
You cannot check your Montgomery Ward Credit Card application status. Approval is quick and easy even for people with poor credit. And if you’ve received a pre-approved offer, your approval odds are even higher. You can use your Montgomery Ward credit card to shop online or to order from their catalog.
How do I pay my Montgomery Ward Bill online?
To pay your Wards bill online, simply visit the My Account Login page. Under Returning Customers, enter your email and password to access your account. How do I request a Montgomery Ward Catalog? To get our latest catalog, visit Request a Catalog.
How does the Montgomery Ward credit card app work?
For those who have a Montgomery Ward credit card, the app enables easy access to manage your account. There is a “Rewards I really appreciate how simple it is to pay my bill right through the app.
How do I Find my Montgomery Ward credit account number?
You’ll need your 16-digit Montgomery Ward credit account number to register online or check your balance/make a payment. Here’s how to find it: On your monthly paper statement, the account number is located at the top. It’s also printed on the front of your Montgomery Ward credit card.
How do I access my Montgomery Ward account?
Montgomery Ward also offers a handy mobile app so you can access your account on the go. Download the app on your iOS or Android device and tap “Sign In”. Use your Montgomery Ward email and password to log in. The app makes it easy to browse products, check order status, access discounts, and manage your account.
Does Montgomery Ward charge a fee?
Montgomery Ward does not charge a fee for online, phone, mobile app, or mailed bill payments. Paying via a live agent by phone incurs a $3 fee. When is my Montgomery Ward bill due? Your payment due date is listed on your monthly statement. It is usually around 3 weeks after the end of a billing cycle.
How do I send a check to Montgomery Ward?
Mail: Don’t send cash. Instead, send a check or money order to Montgomery Ward 1112 7th Avenue Monroe, WI 53566-1364. Make sure to send it early enough that it will arrive by the due date. Write your credit card number on the check, too.
