How to Pay Your Pepco Bill with a Credit Card

Paying your Pepco bill is easy when you use a credit card. With just a few simple steps, you can pay your Pepco electricity bill online or over the phone using your credit card This convenient payment option allows you to earn rewards on your credit card while keeping your Pepco account up to date.

Pay Your Pepco Bill Online

The easiest way to pay your Pepco bill with a credit card is through the Pepco website. Here’s how to pay online:

  1. Go to www.pepcocom and log into your Pepco online account. If you don’t already have an account, you’ll need to register first.

  2. Once logged in, find the “Pay Bill” section. Click on “Pay Now.”

  3. Enter your credit card information on the secure payment page. Pepco accepts Visa Mastercard, American Express and Discover cards.

  4. Enter the amount you wish to pay. You can pay your full balance or a partial payment.

  5. Review the payment details and click “Submit” to confirm.

Once you submit your payment, it will be processed immediately. You’ll see a confirmation page and receive a confirmation email. Paying online is the fastest way to get your Pepco credit card payment processed.

Pay Your Pepco Bill by Phone

You can also pay your Pepco bill over the phone using a credit card:

  1. Call Pepco at 202-833-7500.

  2. Select the “Pay by Phone” option.

  3. Enter your 13-digit Pepco account number when prompted.

  4. Choose to pay by credit card. Have your card ready.

  5. Enter the card number, expiration date, and CVV security code.

  6. Enter the payment amount when prompted. Again, you can pay the full balance or a partial payment.

  7. A Pepco agent will process your payment and provide a confirmation number.

Paying by phone allows you to speak with a live agent if you have any questions or concerns about your bill payment. However, hold times can be long during peak call volume times.

Benefits of Paying Your Pepco Bill with a Credit Card

Paying with a credit card offers several advantages:

  • Earn rewards: Most credit cards offer rewards points or cash back when you use them to pay bills. Paying your Pepco bill can help you earn rewards to redeem for cash, gift cards, travel and more.

  • Build credit: Making on-time payments helps establish a good credit history.

  • Convenience: With 24/7 online and phone payment options, you can pay whenever it fits your schedule.

  • Avoid late fees: Paying by the due date avoids costly late payment fees. Pepco charges a 1.5% late fee.

  • Track spending: A credit card bill shows all your payments in one place, making it easy to monitor electricity costs.

While convenient, be sure to pay your balance in full each month to avoid interest charges. Consider setting up autopay through your credit card account to ensure your bill is paid on time automatically each month.

Payment Card Security

When paying your Pepco bill online or by phone, your credit card information is safe. Here are some of the security measures in place:

  • Encrypted technology secures all payment information as it travels from your device to Pepco’s system.

  • No card data is stored on Pepco’s website after your transaction is processed.

  • Secure account access requires your username and password to log in.

  • Regular system security audits ensure financial data stays protected.

  • PCI compliance standards followed by Pepco and its payment partners.

  • 24/7 fraud monitoring helps detect and prevent suspicious transactions.

As long as you access Pepco’s payment system through their official website or phone number, you can feel confident entering your card details.

Other Ways to Pay Your Pepco Bill

Although credit cards offer a convenient option, you can pay your Pepco electricity bill through a few other methods:

  • Bank account: Log into your Pepco account and use your checking or savings account information to pay online.

  • Cash: Take your bill to an authorized payment location to pay in cash. Find locations at pepco.com.

  • Money order or check: Mail your payment to the address listed on your Pepco bill. Record your account number on the payment.

  • Western Union: Make a cash or debit card payment at a Western Union location. Receive instant credit to your account.

  • Budget billing: Enroll to pay a fixed amount each month to help balance electricity costs.

  • Prepaid billing: Pay ahead of time and as you use electricity to avoid monthly bills.

Compare all the options to choose the best billing and payment method for your needs each month. A credit card offers convenience, rewards, and simplicity for keeping your Pepco account up to date. Sign up for an online account, enter your card details, and pay your bill with just a click or call.

Pay Pepco Bill With Credit Card

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FAQ

Can you pay Pepco with a credit card?

PAYMENT: PEPCO accepts payments made by wire transfer, credit card, cash and/or check.

Does PECO take credit card payments?

PECO offers several ways to pay your electricity bills. These include debit card payments, credit card payments, bank drafts, in-person payments, payments via mail, and phone payments.

Can I pay my bills with a credit card?

Depending on the type of bill and the merchant, you may be able to use a credit card to pay bills. Mortgages, rent and car loans typically can’t be paid with a credit card. If you pay some bills, like utility bills, with a credit card, you may need to pay a convenience fee.

How do I pay my Pepco Bill?

Pay by Phone: You can call Pepco at 202-833-7500 to make payments directly through your bank account, or with a credit/debit card. Can I view my Pepco bill online? Paperless eBill is a fast, easy, secure, and FREE way to eliminate your paper bill and receive and pay your bill online. Enrollment is quick and easy!

How do I add a bank account to my Pepco account?

Set a unique login ID and password for your new online account. Verify the information and click on ‘Register’. After your account has been set up, you can choose to sign up for the AutoPay, which lets you connect a bank account to your Pepco account for automatic monthly payment deduction.

How much does a PECO Bill cost?

Note that online PECO bill pay has a service fee of $2.35 per payment. As your Philadelphia electric company, PECO is your electricity provider but you have the ability to choose your electricity supplier. You can do this through PA Power Switch. How do I get a credit on my PECO Bill? Call PECO Universal Services at 1-800-774-7040.

How do I contact Pepco?

Here is some general contact information: Pepco – 202-833-7500. Mailing Address – For bill payments: Pepco PO Box 13608, Philadelphia PA 19101-3608. For general correspondence: Pepco PO Box 97274, Washington, DC 20090-7274. To avoid any confusion, use the phone number registered with your Pepco billing account when dialing any of the numbers above.

How do I Secure my Pepco account?

Only use Pepco’s official website – Start at pepco.com to ensure you’re on the valid payment site. Look for the lock symbol – Verify the website has HTTPS encryption before entering info. Never share your online account password – Pepco will never ask for your password over the phone.

How do I get a credit on my PECO Bill?

Call PECO Universal Services at 1-800-774-7040. PECO Customer Assistance Program (CAP) Bill payment assistance PECO’s Customer Assistance Program (CAP) can give you a monthly credit on your PECO bill. The credit is based on your household’s gross income and energy use.

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