How to Pay Your Sleepy’s Bill Online or by Phone

It’s easy and convenient to pay your Sleepy’s credit card bill online or over the phone. I’ll walk you through the steps so you can pay your bill on time every month and avoid late fees.

Set Up Online Account Access

The first step is setting up online account access if you haven’t already, This allows you to view your statement balance and make payments anytime

To set up online access:

• Go to synchrony.com and click on the “Sign In” button.
• If you don’t already have an account, click on “Register your account.”
• Provide your name, contact info, and last 4 digits of your Social Security number.
• Create a username and password.
• Agree to the terms and conditions.

Once your online account is set up, you can start making payments!

Pay Your Bill Online

Paying online is fast and easy. Just log into your Synchrony account and follow these steps:

• Go to the “Payments” section.
• Select whether you want to pay the minimum amount, statement balance, or another amount.
• Choose the payment date. Payments before 4 PM ET are credited the same day.
• Select the payment method. You can pay directly from a bank account or with a debit or credit card.
• Review payment details and submit.

Your payment will be processed right away and you’ll get a confirmation email. Easy!

I like paying online because I can pay from anywhere 24/7. I never miss the due date or worry about my bill getting lost in the mail.

Pay Bill by Phone

If you prefer paying over the phone, that’s easy too. Just call Synchrony’s automated payment system anytime at 1-866-396-8254. You will need to give your debit or credit card number and information about your account.

Here are the steps for paying by phone:

• Call 1-866-396-8254.
• Select “Make a Payment” from menu options.
• Enter your Sleepy’s credit card number.
• Choose whether to pay minimum, statement balance, or other amount.
• Provide debit/credit card details for payment.
• Get payment confirmation number.

Payments by phone are fast and secure. So you can pay your bill whenever you want, the automated system is open 24 hours a day, seven days a week.

Confirm Payment and Track Status

After paying online or by phone, I recommend logging into your Synchrony account to confirm the payment went through. You can see payment history and check the status.

Some things to look for:

• Payment amount
• Process date
• When funds will be applied
• Available credit impact

Checking your payment status gives you peace of mind. You’ll know your payment is being processed so your account stays in good standing.

Set Up Autopay for Automatic Payments

Tired of remembering to pay your bill manually each month? Set up autopay instead!

With autopay, your payment is automatically deducted from your bank account on the due date. To set it up:

• Log into your Synchrony account.
• Go to “Account Services” then “Autopay.”
• Choose your payment amount and funding account.
• Review terms and enable autopay.

Autopay saves time and gives me one less bill to worry about. My Sleepy’s payment is always made on time automatically.

Just remember to fund your bank account so there’s enough for the autopay. Synchrony charges a fee if there are insufficient funds.

Avoid Late Fees and Keep Account in Good Standing

I always try to pay my Sleepy’s bill early to avoid late fees. A late payment can be reported to credit bureaus and hurt your credit.

Synchrony charges up to a $29 late fee if you don’t pay the minimum by the due date. Repeated late payments may increase your APR too.

To keep your account in good standing:

• Pay at least the minimum amount by the due date each month. I pay in full when possible.
• Set payment reminders so your bill isn’t forgotten.
• Contact Synchrony immediately if you can’t make a payment. They may be able to help avoid fees.

Staying on top of your Sleepy’s bill helps strengthen your credit profile over time. Just be sure to monitor your account activity and payments.

Get Payment Help if Needed

If you’re having trouble making payments, Synchrony offers assistance options so you can avoid further issues.

Some options if you contact them:

• Request due date change to align with paydays
• Apply for hardship program with reduced payment
• Discuss short-term payment plan

Don’t wait until your account is past due to ask for help. The sooner Synchrony knows, the more they can work with you on a payment solution.

Manage Your Account Responsibly

Paying your Sleepy’s credit card bill on time takes some planning and responsibility. But it’s manageable if you stay organized and use the payment options that work for you.

I like the convenience of monthly financing when used wisely. Setting payment reminders, making payments early, and monitoring my account activity helps me stay on track.