Learn about using Auto Pay for your mobile bill payments. Find out how to qualify for a monthly discount on eligible mobile plans and/or home internet plans when you sign up for Auto Pay and paper-free billing. Prepaid mobile customers, visit our Prepaid billing and payment FAQs. Fios customers, visit our Auto Pay for Fios page. Find more topics in.
A credit card makes it easy and convenient to pay your monthly Verizon wireless bill. However, it’s important to know about any fees that come with credit card payments as well as other payment options. This article will tell you what you need to know about paying your Verizon bill with a credit card.
Is there a fee for paying my Verizon bill with a credit card?
Verizon does not charge a fee for paying your wireless bill with a credit card through their online My Verizon account the My Verizon app, by dialing #PMT from your mobile phone or at a Verizon retail store.
There is a $10 Agent Assistance Fee if you call Verizon Customer Service to pay your bill. When you call customer service to pay your bill over the phone, you’ll have to pay this fee. When you pay through self-service options, like the My Verizon website, this fee is not added.
Your credit card company may also charge certain fees for payments, such as:
- Balance transfer fees
- Cash advance fees
- Foreign transaction fees
Check with your credit card issuer to understand if any fees apply when making bill payments to Verizon.
What are the benefits of paying with a credit card?
There are a few potential benefits to paying your Verizon wireless bill with a credit card:
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It’s easy to pay your bill online whenever you want if you save a credit card number in your My Verizon account. You don’t have to worry about cash, checks, or money orders.
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Rewards: Many credit cards offer rewards points or cash back for purchases. When you use your card to pay bills like Verizon, you can earn rewards.
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Build credit: Making on-time payments with a credit card demonstrates responsible use and can help build your credit score over time.
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Fraud protection: Credit cards provide more robust fraud protection than debit cards or bank accounts. If there are unauthorized charges on your Verizon bill, you can dispute them more easily.
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Short-term financing: Paying with a credit card but not paying off the balance right away effectively gives you an interest-free short-term loan until the payment due date. This can help bridge timing gaps if funds are tight when your bill is due.
What are the risks of paying with a credit card?
While credit cards provide many benefits, there are some risks to keep in mind as well:
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Interest charges: If you carry a balance on your credit card from month to month, interest charges can add up quickly. This diminishes the value of any rewards earned.
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Late fees: If you miss making payments to your credit card company by the due date, late fees can be steep – often $30 or more.
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Credit damage: Maxing out cards, missing payments, or accumulating high balances can all hurt your credit score over time.
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Overspending: The ease of using credit cards can sometimes lead to overspending that consumers can’t actually afford.
What are some alternatives to credit card payments?
If you want to avoid credit card fees or interest charges, Verizon offers several other convenient ways to pay your wireless bill:
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Auto Pay: Set up automatic monthly payments directly from your bank account. Verizon offers a discount for enrolling in Auto Pay.
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Online banking: Securely link your bank account to make one-time or recurring payments through your bank’s online bill pay.
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Verizon Visa Debit Card: This functions like a debit card but with added benefits like earning Verizon Dollars rewards.
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Verizon gift card: Purchase Verizon gift cards at retail stores to use as payment on your account.
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Cash/Money order: You can pay at a Verizon store with cash or mail in a money order. Third-party payment locations may charge convenience fees.
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Verizon app: Make quick one-time payments right from your phone using the My Verizon app and your debit card or other stored payment method.
What should I do if I can’t pay my full Verizon bill?
If you don’t have the funds to pay your full Verizon bill by the due date, don’t panic. You have options:
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Payment arrangements: Set up a promise-to-pay or split payment arrangement through My Verizon. This prevents disconnection while you pay the agreed amount(s) later.
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Late payment: If your payment is 5 days or less past due, you can make a late payment online. A late fee applies but service stays active.
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Partial payment: Pay what you can by the due date to keep service active. The unpaid balance remains on your account.
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Credit counseling: Non-profit credit counseling agencies can help you manage bills based on your budget and financial situation.
Disconnecting your mobile service causes major inconvenience and should be avoided if possible. Contact Verizon early on to discuss arrangements rather than waiting until an account is past due.
Key takeaways on paying your Verizon bill with a credit card
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Verizon itself does not charge a fee for credit card payments, but your card issuer may.
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Paying by phone with a Verizon agent incurs a $10 service fee; online payments do not.
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Rewards and protections make credit cards a convenient option, but card debt can be costly.
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Consider alternatives like bank transfers or Verizon’s Auto Pay if you want to avoid credit card interest and fees.
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Payment arrangements can help avoid disconnection if you can’t pay the full bill on time.
Understanding these key details allows you to make informed choices on the best payment method for your needs when paying your monthly Verizon wireless bill.
What is Auto Pay?
Auto Pay lets the Account Owner and Account Managers set up a recurring, automatic monthly payment for your mobile bill.
- You can use a bank account, debit card, or credit card to make your Auto Pay payment*.
- You can call or sign up for Auto Pay in My Verizon.
Combine Auto Pay with paper-free billing and you may be eligible for a monthly discount*:
How do I set up Auto Pay?
Account Owners and Account Managers can set up Auto Pay and Paper-free billing in My Verizon and follow the on-screen prompts. Or in the My Verizon app, tap the Menu icon in the top-left of your screen, tap Bill and follow the prompts. Note: If you choose a payment date on the 29th, 30th, or 31st, your payment will be made the next business day for months that don’t have those dates.
How To Pay Verizon Credit Card (How Do You Make A Payment On Your Verizon Credit Card?)
FAQ
Can I pay My Verizon bill with a credit card?
We recommend you use your checking account, but you can also choose Debit, Credit, or ATM card, or a Verizon Wireless Gift Card. If you haven’t saved your payment information, click Add method. Enter all of the required information. Your payment information will automatically be saved for future payments.
Does Verizon charge a fee for a credit card?
NO ANNUAL FEE: For New Accounts as of 05/30/24:Verizon Visa Signature® Card: Variable Purchase APRs are 23. 99%, 28. 99% or 34. 99%. Variable Penalty APRs are 33. 99%, 38. 99% or 39. 99%. Min Interest Charge $2.
Are there fees to paying bills with credit card?
Using a credit card to pay your regular bills could come with some perks, including more rewards and a better credit score if you use your card responsibly. But this way of paying has some problems, like convenience fees, and you might end up using more of your credit and paying more in interest.
Why is Verizon charging surcharges?
Verizon wireless surcharges, which include a Regulatory Charge (which helps defray various government charges we pay including government number administration and license fees); (ii) a Federal Universal Service Charge (and, if applicable, a State Universal Service Charge) to recover charges imposed on us by the .
How do I Pay my Verizon credit card?
By phone: Call 1-866-313-9396 and enter your card information when prompted, then follow the prompts to make a credit card payment. Through the mobile app: Log in to your account and select your card, then tap “Account-> Bill -> Pay bill. ” By mail: Send a check or money order (but not cash) to Verizon Visa / PO BOX 530916 / Atlanta, GA 30353-0916.
Does Verizon take payments?
Verizon is weird like that when it comes to taking payments sometimes. When I tried to pay my bill with my own card, no matter what I did, it wouldn’t work. But when I used my SO’s card, which has a different name and address on the account, it worked the first time.
Does Verizon charge a fee to make a payment?
There’s no charge for making payments through My Verizon, at a Verizon store or when you dial #PMT from a mobile phone. However: There’s a $10 Agent Assistance Fee when you pay by calling Customer Service. Non-Verizon payment locations may charge a convenience fee up to $3.
How do I Pay my Verizon bill online without signing in?
Pay your bill online without signing in. Requires account number and ZIP code. Visit a Verizon store. Pay at a bill pay kiosk or with an Experience Specialist. Dial #PMT from your mobile phone or 800-922-0204 from any phone. Requires your Account PIN. You can reset your Account PIN in My Verizon.
How much does Verizon pay by phone cost?
Note that a $7 fee will be charged to your account for using Verizon’s pay by phone option. Once done, if you would like to avoid having to manually make payments each month you can sign up for Auto Pay—they’ll even give you a monthly discount for doing so! If you’re one of them, you’re not alone.
How do I add a payment method to my Verizon account?
Online Banking option gives you an easier way to add and save your bank account information. With Online Banking by Trustly, you don’t need to register or enter your bank’s account number, card number or routing numbers. Trustly uses the encryption in addition to your bank’s online security. Go to Add or edit a payment method in My Verizon.
