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Paying your State Farm insurance premium on time is key to keeping your policy active and avoiding any lapse in coverage. State Farm makes it quick and easy to pay your bill online through their website, mobile app, by phone, or in person. This comprehensive guide will walk through the various options to pay your State Farm insurance bill digitally.
Overview of State Farm’s Online Bill Pay
State Farm offers policyholders several convenient ways to pay their insurance premiums online or through the mobile app
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Pay within your online account – Make one-time payments or set up recurring auto-pay.
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Express pay for one-time guest checkout – No account needed
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Use your bank’s online bill pay service – Schedule through your bank.
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Pay by phone – Call State Farm’s billing department to pay.
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Pay in the mobile app – Available for iOS and Android.
No matter which method you choose, you’ll need your State Farm policy number or account number along with your date of birth to complete the payment. Paying online is fast, secure, and avoids mailing paper checks.
Step 1: Locate Your State Farm Policy Number
Your specific State Farm policy number is required to pay your insurance bill online or through any digital method. Here are a few ways to find it:
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Insurance ID cards – Check the front or back of your printed ID cards.
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Policy documents – Look for your policy number on the declarations page, endorsements, and other paperwork.
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Past billing statements – Reference a previous paper bill from State Farm.
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Online account dashboard – If registered, your number will be displayed.
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Contact your agent – They can provide your policy number if you can’t locate it.
Having this number handy will make the payment process quick and seamless.
Step 2: Pay Through Your State Farm Account
If you already have a State Farm online account, you can log in and make a payment through the payments center. If you don’t have an account, you can create one in just minutes.
To login and pay:
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Go to www.statefarm.com and click “Log In” in the top right.
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Enter your username and password.
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Choose “Payments” to go to your payment options.
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Select a payment method and submit your payment.
Your account enables convenient features like scheduling recurring auto-pay and accessing billing history.
Step 3: Make a Quick One-Time Payment
If you just need to make a single bill payment, State Farm offers express online pay without needing an account.
On the bill pay homepage:
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Click “Get Started” under the express pay section.
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Enter your policy number, date of birth, payment amount, and details.
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Review and submit payment.
You’ll instantly receive an emailed receipt after paying as a guest. Use this for one-off payments when you don’t need an account.
Step 4: Enroll in Recurring AutoPay
For maximum convenience, enroll in auto-pay through your State Farm account. This automatically pays your insurance premium on the scheduled date each month.
To set up recurring payments:
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Under billing settings, click “Make or Edit Recurring Payments.”
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Choose frequency, date, and payment method.
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Review and submit the request.
Your payments will begin on the selected date and continue each billing cycle. You can edit or cancel auto-pay at any time.
Step 5: Pay Your Bill By Phone
Prefer to pay your bill over the phone? Call State Farm’s billing department at 1-800-440-0998 to make a payment.
Have your policy and contact info ready along with your credit/debit card or bank account details. Payments by phone are processed immediately if made Monday-Friday 7am-7pm CT.
Step 6: Use Your Bank’s Online Bill Pay
Many banks allow you to pay bills online through their website. You can add State Farm as a payee and schedule one-time or recurring payments to be sent to them.
To set up using your bank’s bill pay:
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Add “State Farm” as a payee along with their address.
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Input your State Farm policy number as the account number.
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Pick a payment date and frequency.
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Adjust payment amount if your premium changes.
Check for any fees your bank charges for online bill pay services. Payments typically take 2-3 business days to process.
Avoid Lapsed Coverage with On-Time Payment
Paying your State Farm insurance premium by the due date ensures continuous coverage and prevents canceled policies. Here’s what happens if your payment is late:
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Bills are due by the date printed on your statement, usually the 1st of the month.
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A $10 late fee is applied if unpaid after the due date.
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After 30 days past due, State Farm sends a cancellation notice giving 10 days to pay the balance.
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If still unpaid after 40 days, your policy is cancelled back to the original due date.
Avoid headaches by paying on time! Enroll in autopay or request billing reminders so you never miss a payment. Contact State Farm billing if you need to discuss alternate payment options.
Get Billing Help and Support
If you have any questions or issues paying your State Farm insurance bill online, their billing team is ready to assist:
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Call 1-800-440-0998. Wait times are shorter early mornings and on weekdays.
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Email State Farm billing at [email protected] for a 1 business day response.
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Live chat via State Farm’s website during business hours.
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Visit your local agent in person – find one nearby on their website.
Some common billing questions include:
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I lost my policy number – how do I find it?
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Why haven’t I received my billing statement?
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How do I update my billing address or payment method?
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What do I do if my payment keeps getting declined?
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Can I change my autopay date?
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I’m locked out of my account – help with password reset.
State Farm’s billing specialists are always happy to help resolve any issues or concerns you may have.
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How To Set Up Automatic Payments With State Farm 2024 | Simplify State Farm Payments
FAQ
How to unlock State Farm account?
WHAT TO DO IF YOUR ACCOUNT IS LOCKED: If you are “locked out” of online banking, call SFFCU at 888-521-5209 to access your account again.
How to change payment method for State Farm Insurance?
State Farm lets you change how you pay by letting you log into your account online and going to the payments section. There, you can edit your payment information, as well as make a payment or adjust scheduled payments.
What is a State Farm key code?
We developed a 10-digit code called a key code to facilitate quick identification of your current bill. The insurance company State Farm makes a new key code for each new bill that comes in. The key code doesn’t provide anyone access to your information, account or policies.
How do I pay my State Farm Bill?
You can also pay using the key code from your current bill. Use the return envelope that came with your bill or write your own address on it to pay by check or money order. Pay in person at your State Farm agent with cash, check, credit or debit card, or money order payable to State Farm.
How do I update my State Farm® account information?
Like a good neighbor, State Farm is there. Enter your State Farm® login to update your account information. Update your profile, pay bills, and more. We will walk you through each process you need.
Where can I Find my State Farm Bill key code?
State Farm Billing bills: Locate your current bill’s 10-digit key code in the bottom portion of page 1. For homeowner, fire, life, and health bills, look for the 10-digit key code in the upper right corner of the bill, right above where it says “See reverse for important information.” ” Like a good neighbor, State Farm is there. ®.
How do I pay my state farm tax return?
Use the return envelope that came with your bill or write your own address on it to pay by check or money order. You can also pay in person at your State Farm agent with cash, check, credit or debit card, or money order payable to State Farm. Looking for more information?.
Does state Farm accept car insurance payments online?
State Farm’s payment plans give customers more freedom by letting them pick when their payment is due, from the 1st to the 28th of every month. You can pay your State Farm car insurance bill online, over the phone, in person at any office, or through the mail. With one of our trusted comparison partners.
When does State Farm pay my car insurance bill?
State Farm lets its customers set their payment due date between the 1st and 28th of the month. If you set up autopay, State Farm will retrieve your payment automatically on the date that you selected. You have to pay your car insurance bill by the due date, even if autopay is not set up.