Tower Federal Credit Union provides a variety of options for members to easily pay bills, loans, and credit cards. Taking advantage of Tower’s online and mobile bill pay services can save time and ensure on-time payments each month.
Overview of Tower Federal Credit Union
Tower is a full-service credit union providing banking and lending services to members in Maryland, Virginia, and Washington D.C. With 21 branches and a robust online/mobile presence, Tower serves over 165,000 members.
Members have access to checking and savings accounts credit cards, auto loans mortgages, home equity loans, personal loans, and more. Digital banking and bill pay services allow members to conveniently manage their Tower accounts anytime, anywhere.
Ways to Pay Bills with Tower Federal Credit Union
Tower offers several options for paying bills, including online bill pay mobile app payments, paying in branch mailing payments, and over the phone.
Online Bill Pay
The easiest way for Tower members to pay bills is through Online Banking or the Tower Mobile App. Within online/mobile banking, you can:
- Pay Tower loans or credit cards by transferring from Tower accounts
- Pay external accounts by setting up billers
- Schedule one-time or recurring payments
- Make same-day payments
- View payment history
Web Payment Center
Tower’s Web Payment Center allows you to make one-time guest payments without enrolling in online banking. You can use this to pay Tower loans or credit cards from an external bank account.
Pay by Phone
Call Tower at 866-56-TOWER to make a payment by phone. Have your account number, payment amount, and funding account available when you call.
Pay by Mail
Send a check or money order payable to Tower Federal Credit Union with your account number to:
Tower Federal Credit Union
P.O. Box 123
Annapolis Junction, MD 20701-0123
Allow 5-7 business days for mailed payments to process.
Pay at a Branch
Visit any Tower branch to make a payment in person with cash, check, or money order. Tower has 21 branches in Maryland, Virginia, and Washington D.C.
Tips for Paying Tower Federal Credit Union Bills
- Set up automatic payments or schedule recurring transfers to avoid late fees.
- Sign up for email reminders before bills are due.
- Pay credit cards weekly to reduce interest charges.
- Pay mortgages bi-weekly or weekly to reduce total interest paid.
- Review payment history in online banking to catch billing errors.
- Monitor Tower account balances to prevent overdrafts from automatic payments.
Pay Tower Credit Card Bills
Tower offers three Visa credit cards – World, Gold, and Empower Mastercards. Here are some tips for paying your Tower credit card bill:
- Pay more than the minimum payment to reduce interest charges.
- Pay weekly or bi-weekly to lower balances faster.
- Set up autopay from your Tower checking account to pay in full monthly.
- Pay ahead before large purchases to avoid carrying a balance.
Log in to online banking to make one-time or recurring Tower credit card payments. You can also call, mail payments, or pay at a branch.
Pay Tower Mortgage and Loans
Tower offers mortgages and home equity loans and lines for purchasing or refinancing real estate. Auto, personal, and specialty loans are also available.
Tips for paying Tower mortgage and other loans include:
- Enroll in autopay to avoid late fees.
- Schedule payments for paydays or when you know funds are available.
- Pay bi-weekly to reduce interest and pay off loans faster.
- Pay extra principal on loans whenever possible to reduce total interest.
- Monitor Tower account balances to cover automatic loan payments.
Pay Tower loans using online banking, the mobile app, Web Payment Center, by phone, mail or at a branch. Consider setting up automatic payments for convenience.
Manage Recurring Payments
Within Tower’s online and mobile banking, you can view and manage upcoming recurring payments scheduled to be sent to Tower loans or external accounts.
Actions you can take include:
- Edit date, frequency or amount of recurring payments
- Cancel upcoming scheduled payments
- Resume suspended recurring payments
Closely monitoring recurring payments ensures correct amounts are sent on time and avoids insufficient funds fees.
Tower Bill Pay Security
Tower employs the latest security measures to keep your bill payment information safe, including:
- 256-bit SSL encryption for web payments
- Secure online banking login using multi-factor authentication
- Fraud monitoring on accounts
- $0 fraud liability on Tower debit and credit cards
- Restricted account access via phone for safety
Streamline Bill Payment with Tower
As a full-service credit union, Tower offers the convenience of paying all your bills in one place. Save time, avoid late fees, and take control of your finances by using Tower’s digital banking and bill pay services. Managing payments is easy and secure.
How can we help you?
Special bonus intro offer with a new World or Empower Card.♦
Simple, convenient, & secure. We’re just a tap away.
Connect your Tower cards to your smartphones wallet for secure, quicker purchases.
Move money easily between your Tower accounts and those at other institutions.
Deposit checks any time, anywhere from our easy-to-use mobile app.
Get answers 24/7 via chat.
How To: Add a Biller | Bill Pay
FAQ
What is the transfer limit for Tower Federal Credit Union?
The daily transfer limit is $2,000, which is a combined limit for inbound and outbound transfers. The total monthly transfer limit is $5,000 which is b. Is there a minimum transfer amount for each transaction? Yes.
Who owns Tower Federal Credit Union?
How to find account number tower federal credit union?
Also, as you can see below, your checking or money market account number is written on the bottom of your business checks. To get your account number, you can also call our Member Service Center at 301-497-7000 or 866-56-TOWER, use Digital Banking’s Message Center, or go to a branch.
How do I reset my Tower Federal Credit Union password?
Forgotten Password Reset your password using your registered Email ID with BALANCE. To provide a secure process, we will send this information to you via Email ID. Click on the Reset Password link to reset your password with a new one. If the Email ID you provided is not in the system you will not receive an Email ID.
How do I make a payment at Tower Federal Credit Union?
Here are some ways you can make payments: Click on Make A Payment at towerfcu. org to pay using an account at another financial institution. Mail payment to Tower Federal Credit Union, P. O. Box 123, Annapolis Junction, MD 20701-0123. Pay using Tower Talk 24. Use a Bill Pay service. Call the Member Service Center at 301-497-7000 or 800-787-8328.
How much money is saved by banking with tower Federal Credit Union?
Members saved $25 million in fees just by banking with us. Tower Federal Credit Union in Maryland, Virginia and Washington D. C. a bank that provides useful personal banking services like checking accounts, savings accounts, credit cards, auto loans, mortgages, home equity loans, and a lot more
Does tower Federal Credit Union offer home loans?
With branches in MD, VA, and DC, Tower Federal Credit Union gives its members a choice of personal accounts and home loans. Explore products now.
How do I contact tower Federal Credit Union?
Call 866-570-1238 from outside the US or 001-415-457-2082 from inside the US to reach Member Service at PO Box 10409, Des Moines, IA 50306 and send your payment.
Where is tower Federal Credit Union?
Tower Federal Credit Union PO Box 65112 Baltimore, MD 21264-5112 Privacy Policy Terms of Use Frequently Asked Questions
How do I pay my Tower MasterCard ® credit card?
Make payments by transferring money from your checking or savings account to your loan. Set up a one-time transfer or schedule monthly transfers. To pay your Tower Mastercard ® credit card in Digital Banking, you have two options.
