The UHM Mortgage app is designed exclusively for existing customers to conveniently manage their accounts and mortgages on the go! Features: ⢠My Loan: Monitor your loan balance, upcoming payments dates, loan activity and more. Schedule one-time payments, set up or modify recurring monthly debits and auto-pay effortlessly! ⢠My Home: Provides details about your estimated property value and potential equity, if available in your area. Also includes two calculators for potential interest savings and earlier payoff by paying more monthly or paying a lump sum. A third calculator allows you to calculate how to pay off by a specific month/year.* ⢠My Neighborhood: Provides neighborhood activity including comparable sales and recent census data. * This does not constitute a commitment to lend/any data used for the origination of a new loan with UHM must be validated per guidelines.
Owning a home is an exciting milestone, but it also comes with the big responsibility of making timely mortgage payments. Union Home Mortgage aims to make paying your mortgage bill as easy and convenient as possible. They offer online and mobile options for quick access to your mortgage account. Read on to learn how Union Home Mortgage bill pay works.
About Union Home Mortgage
Union Home Mortgage (UHM) is a national mortgage lender headquartered in Strongsville, Ohio. They have over 130 locations across the United States. UHM offers a variety of government-backed and conventional home loan programs including
- FHA Loans
- VA Loans
- USDA Loans
- Conventional Loans
- Jumbo Loans
- Renovation Loans
In addition to home loans, they provide home insurance policies. Their mortgage consultants work to understand borrowers’ unique financial situations and match them to the most beneficial mortgage solution.
Online Mortgage Account Management
As a mortgage servicer, UHM handles the billing and payment processing for your home loan. You can easily access your mortgage account details and make payments online through UHM’s web portal.
Here’s how to get started with online mortgage account access:
-
Your login credentials will be mailed to you after loan closing
-
Visit UHM’s website and click “My Account” in the top menu.
-
Enter your login information on the My Account portal page.
Once logged in, you’ll be able to view your balance, transaction history, tax documents, and other account details. You can also make one-time payments or set up recurring automatic payments.
Convenience of Online Mortgage Payments
Paying your mortgage online provides significant convenience compared to mailing paper checks:
-
Avoid stamps, envelopes, and trips to the post office
-
Payments process immediately instead of taking days by mail
-
Schedule future-dated or recurring automatic payments
-
Store payment methods for faster checkout
-
Access payment history and receipts in one place
-
Receive payment reminders and notifications
-
Pay on any device like mobile, tablet, desktop
-
Available 24/7 unlike calling during business hours
UHM’s online options minimize headaches so you can pay your mortgage simply and efficiently each month.
Payment Options for Online Mortgage Bills
UHM offers their customers multiple payment choices for flexibility:
-
ACH payments from checking or savings accounts
-
Debit or credit card including Visa, Mastercard, Discover
-
Wire transfers initiated through your bank
-
Pay by phone payments using their automated phone system
-
Auto-pay to have payments automatically deducted monthly
-
PayNearMe to pay in cash at approved retail locations
With this array of payment methods, you can choose the ones that fit your needs and preferences.
Helpful Tools in the Online Mortgage Portal
In addition to bill pay, UHM’s online portal provides useful tools like:
-
Mortgage calculator to estimate payments
-
Refinance calculator to evaluate savings
-
Payment alerts and reminders via email or text
-
Payment extensions in case you need more time
-
Escrow analysis checkup
-
Loan modification applications
-
Download tax documents as needed
These features allow you to stay informed about your mortgage and take proactive steps to manage your home financing.
Mobile App for Paying Mortgage On-the-Go
For maximum convenience, UHM offers a mobile app available for iOS and Android devices. The app makes it easy to pay your mortgage no matter where you are:
-
View account information and documents
-
Make one-time payments or schedule recurring payments
-
Receive notifications about upcoming payments
-
Store payment accounts for faster checkout
-
Access your amortization schedule and equity details
-
Contact customer support and access FAQs
The mobile functionality allows you to manage your mortgage completely remotely.
Security of Online Mortgage Account Access
Rest assured your data is safe and secure when you access your mortgage online or via UHM’s mobile app. IT security measures include:
-
Encryption technology to protect your information
-
Secure login with unique username and password
-
Account lockout after too many failed login attempts
-
Timeout features when your session is idle
-
Limited data input fields to avoid oversharing
-
Routine software updates and vulnerability testing
-
Physical and digital data security protocols
You can have full confidence in the safety of UHM’s online mortgage portal.
Easy Mortgage Management with Online Bill Pay
Union Home Mortgage aims to provide borrowers with a smooth, hassle-free mortgage experience. Their online and mobile account tools enable customers to take control of their mortgage financing. Forget the days of mailing paper checks and waiting on hold with customer service. With UHM online bill pay, you can pay your mortgage bill securely whenever and wherever is most convenient for you. Sign up for online account access and join the future of mortgage account management today!
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Contact Info
- User Content
- Identifiers
- Other Data
Whatâs New Oct 10, 2024
Version 8.2.6 Build 1
Minor bug fixes and enhancements
The developer, Union Home Mortgage Corp, indicated that the appâs privacy practices may include handling of data as described below. For more information, see the developerâs privacy policy.
Conventional Construction to Permanent Loan Explained
FAQ
Can I pay my union bank mortgage online?
Pay your consumer, mortgage, commercial or farm loan using our online payment system. Setting up a username and password will make future or recurring payments easier. You can make a quick one-time payment.
What is the Union Home Mortgage lawsuit?
At its core, the case is about Supreme Lending’s “wrongful recruitment” of defendants Tuttle, Fisher, Henry, and Larson, who were all last employed by Union Home Mortgage.
Can I pay my mortgage over the phone?
You can find the phone number to call on your monthly bill or online. Before you call, have your mortgage account number and banking information ready, like your routing and account numbers. Payments over the phone are typically credited to your account quickly.
Does Union Home Mortgage have an app?
Only current UHM Mortgage customers can use the app to easily manage their accounts and mortgages while they’re on the go.
How do I contact Union Home Mortgage Corp?
Via mail to Union Home Mortgage Corp. P. O. Box 7129 | Indianapolis, IN 46207 If you need help making a payment or have a question about your loan, we’re here for you. Thank you for choosing UHM as your mortgage lender. Press play to learn about final steps and how to make your monthly payments.
How can I pay my Union Home Mortgage online?
To pay your Union Home Mortgage online, go to the payment portal and follow the steps. If you encounter issues during the login process, contact their customer service agent at 1-888-537-5684 for assistance. The process to make a payment through the Union Home Loan Portal is straightforward.
How much does Union Bank charge for a home loan?
Union Bank offers home loans at competitive rates starting from 8. 35% p. a. There is a good thing about forgiving the loan early: you don’t have to pay a fee if you do so (only for floating rate loans). The applicable processing fee is 0. 5% of the sanctioned amount plus GST. Note: These interest rates are effective from 11 December 2023.
Does Union home mortgage offer a 3% down payment?
Union Home Mortgage will help with up to 2% of the down payment, but not more than $2000. This can be used toward a 3% down payment. Home buyer is responsible for the remainder of the down payment. This offer is available for the purchase of a primary residence only.
How do I pay my credit union members mortgage bill?
You can pay your Credit Union Members mortgage bill with doxo. Pay online with a credit card, debit card, or direct from your bank account. Doxo is a safe and easy way to reach your financial goals and pay all of your bills from one account.
How do I avoid late payments on a union Home Loan?
You can avoid late payments on a Union Home mortgage loan by setting up automatic payments through your bank or your lender. This should be your first step.
