For over 40 years, United Consumers has been providing quality financial services and customer support to consumers across the country. As a well-established company, United Consumers offers a wide range of banking, lending, and protection services to meet diverse financial needs. In this comprehensive guide, we’ll explore United Consumers’ key offerings, online and mobile services, account security, company history and values to help you determine if they are the right financial partner for you.
Overview of United Consumers’ Products and Services
United Consumers provides the following main products and services:
Banking
- Checking accounts
- Savings accounts
- Money market accounts
- Certificates of deposit
- IRAs
- Debit cards and ATM access
Lending
- Auto loans
- Personal loans
- Home equity lines of credit
- Credit cards
Protection
- Insurance (home, auto, life, health)
- Debt protection plans
This diverse mix of offerings allows United Consumers to serve as a full-service financial institution for most households and life stages. They provide the accounts, credit, and protection products that consumers commonly need.
Digital and Mobile Banking Services
For convenient banking access, United Consumers offers both online and mobile digital services. Customers can log into online banking to:
- Check balances
- View statements
- Transfer funds
- Pay bills
- Apply for loans
- Open new accounts
The United Consumers mobile app provides similar access and services right from your smartphone. This allows on-the-go account management.
Security and Fraud Protection
Protecting customer information and accounts is a top priority. United Consumers incorporates security measures like:
- Secure online banking login
- Multifactor authentication
- Account monitoring and alerts
- Fraud analysis to detect suspicious activity
- Zero liability fraud protection
This multilayered approach helps safeguard sensitive user information and prevent unauthorized access.
Company History and Values
United Consumers has an extensive company history spanning over four decades:
- Founded in 1977 in Missouri
- Focus on serving midwestern communities
- Member-owned credit union structure
- Grown to serve over 50,000 members
As a member-focused credit union, United Consumers operates with a mission to provide personalized service and support consumer financial wellbeing. The company values include:
- Community involvement
- Financial education
- Member service
- Integrity
- Collaboration
This commitment to their members, community, and values is an asset as United Consumers continues serving households into the future.
Checking and Savings Accounts
United Consumers offers a full suite of deposit account options to meet diverse needs:
Checking
- Free checking – Kasasa Cash and Cash Back accounts
- Premium checking – Preferred and Silver VIP accounts
- First-time checking
- Second chance checking – Pathway Account
Savings
- Basic share savings
- High-yield money market accounts
- Youth/teen savings accounts
- Retirement savings accounts like IRAs
Consumers can choose the right checking and savings combinations to match their account usage, balance needs, and preferences. The Kasasa accounts stand out for providing cash back rewards or high interest.
Lending Products: Loans and Credit Cards
In addition to deposit accounts, United Consumers provides a variety of credit products:
Loans
- Auto loans
- Personal loans
- Home equity lines of credit
- Mortgage loans
Credit Cards
- Visa card options
- Rewards and cash back cards
- Balance transfer and intro APR offers
- Online credit card management
The lending team can help members secure financing for large purchases, home projects, debt consolidation, and other needs. Loans and credit cards provide flexible financing with competitive rates.
Protection Through Insurance and More
Rounding out their offerings, United Consumers supplies protection solutions:
- Insurance – Home, auto, health, life, and more
- Debt protection plans for loans
- Identity theft services
Insurance helps safeguard your assets and family, while debt protection can cover loan payments in the event of illness, job loss, or other hardships. The protection plans bring added security and peace of mind.
Joining United Consumers
Becoming a member and customer of United Consumers is straight-forward:
- Visit their website to see products and apply online
- Stop into one of their local branches
- Call or email their team for personalized service
Once joined, you’ll have full access to their online and mobile digital banking platform for convenient access. United Consumers makes it simple to become a member and start enjoying their products and services.
Why Choose United Consumers?
Here are some key reasons to consider choosing United Consumers for your financial needs:
- Established company with 40+ years of service
- Member-owned credit union structure
- Wide range of accounts and lending options
- Digital and mobile banking convenience
- Strong security and fraud protection
- Personal service and local branches
- Consumer focus with valued partnerships
As an experienced, consumer-centric credit union, United Consumers provides the accounts, lending, protection, and service to fully support your financial journey.
The Bottom Line
United Consumers leverages over four decades of experience to deliver valued financial services and unmatched consumer support. Their diverse products, digital convenience, stellar service, and consumer focus make them a leading choice if you’re looking for a credit union that feels like a financial home. Consider United Consumers for your essential banking, borrowing, and protection needs.
Jullie beoordelen ons met een
Gebaseerd op 6.910 reviews93 % beveelt ons aan10
Nooit meer iets veranderd Goede hulp.en. snel
Carla Bandel , Hoek van holland8
Het systeem werkt goed.
Maar het is wel een sigaar uit eigen doos.
Omdat de prijs van brandstof elders 10 tot 15 eurocent […]
J.f. versluis , Lopik8
Super je kan lekker sparen.
Samen maken we jouw vaste lasten goedkoper
UnitedConsumers is een consumentencollectief voor iedereen. We kopen groot in en de korting die we krijgen, geven we aan jou.
Wil je ook besparen op je vaste lasten? Meedoen is eenvoudig. Kies een product, meld je aan en wij regelen alles voor je. Zo houd je meer over voor een leuker leven.
Why It Is Better to Work with United Consumers Credit Union When Getting a Home Mortgage
FAQ
What is United Consumer Payments?
United Consumer Financial Services (UCFS) helps people get loans to buy things like pets, jewelry, furniture, lawn equipment, hot tubs, cleaning systems, water purifiers, home improvements, medical equipment (like portable oxygen concentrators, hearing aids, CPAP machines, and stair lifts), medical services (like cosmetic surgery), and more.
How do I contact United Consumer Finance customer service?
This is our customer service number: 1-800-338-6507 If you don’t get an email or need more help, please call. Our office is open Monday through Friday from 8 a.m. to 10 p.m. (ET), Saturday from 8 a.m. to 1 p.m., and Sunday from 9 a.m. to 2 p.m. You can also email us at customerservice@ucfs.com. net.
Is Consumers Credit Union a real bank?
Consumers Credit Union is federally insured by the NCUA. Up to $250,000 is protected in an individual bank account.
What is the interest rate for United Consumer Financial Services?
Low Interest Rates Unlike credit card providers that charge nearly 40 percent APR, UCFS charges between 17. 99 and 24. 99 percent, depending on the financed product or service.
What is United Consumers Credit Union?
Portions Copyright © Kasasa, Ltd. All rights reserved. United Consumers Credit Union provides services to our community members as a cooperative, not-for-profit financial institution. We have all the same accounts as a regular bank, but instead of focusing on making money, the credit union encourages people to be thrifty and keep their finances in good shape.
Who are the consumers?
The Consumers were formed in Phoenix in 1977. David Wiley sang lead, Paul Cutler and Greg Jones played guitar, Mikey Borens played bass, and Jim Allen played drums. Allen was soon replaced by Johnny Precious, who had played drums for The Liars, another early Phoenix punk band.
What is the Consumers United Association?
This is a group called the Consumers United Association. They offer services and resources to help people with consumer problems and speak for all consumers in Congress during tough economic times.
Where did the Consumers come from?
The Consumers were the first American punk rock band. They were from Phoenix, Arizona, but their members quickly moved to Los Angeles and joined the growing L.A. punk scene. A. punk scene.
What are United consumer financial services’ Guiding Principles?
Integrity, responsibility and respect are our guiding principles. Over the past 20 years, I’ve used United Consumer Financial Services to help our business get consumer loans. It has been an incredibly rewarding and profitable experience.
