There are many ways to pay your bills. Choose the one that suits you best. With so many ways to pay your Card bill, you’ll find one that makes life simple.
You can quickly and easily set up this payment method by registering your bank information through Online Services. Then, you can pay your American Express bill through Online Services or the Amex Mobile App. You only need to register your details once, and it’s secure, so you don’t need to worry about your details falling into the wrong hands.
Download the Amex mobile App on your phone and enjoy the convenience of paying your bills on the go, at any time.
With the Amex Mobile App you can pay off your purchases with your Membership Rewards points. Simply select the charges you want to cover with points.
Call the number on the back of your card and, once your bank account is enrolled, you can save time by paying your American Express bill over the phone every month. This service is fee-free, quick and secure. You can pay your bill any day, 24 hours a day. Payments will be withdrawn from your enrolled US Bank checking account.
There are two options when paying your bills via Financial Institutions; Direct Debit and Direct Bank Payment.
A Direct Debit lets you pay bills automatically, so you don’t have to worry about missing due dates. Just give American Express information about your bank account and the amount you want to pay each month. *.
Direct Bank Payment can take place either in person at your local Bank or via online services. Click here to take a look at Service Fees and location for our Financial Institutions.
*Please note, our online enrollment is not available for direct Debit Payments from Joint Accounts.
Mailing Address American Express Attn: Foreign Card Member Payments P. O. Box 409050 Fort Lauderdale, FL 33340-9050 Note: Foreign Payments are still being processed in Fort Lauderdale. No changes to the PO box.
Physical Address for Courier / Express Delivery American Express Attn: Express Mail Remittance Processing 20500 Belshaw Ave. Express mail payments can be sent 24 hours a day, seven days a week to Carson, CA 90746. However, payments received after 5 p.m. m. will be processed the following day.
* To make use of this option, you must maintain an eligible bank account in US dollars with a United States-based financial institution. Please see your Cardmember agreement for more information.
Wire Transfer Wire transfers consist of payments to an American Express account only. When sending a wire transfer to American Express, you must include the American Express account number to which the wire transfer (payment) will post. While American Express does not charge fees for incoming wire transfers, your bank may charge a fee to process the transaction.
Paying your American Express bill in person is one convenient way to ensure your payment gets processed quickly. With many options to choose from, you can find a location and method that works for your schedule. This article will explain the different ways you can pay an American Express bill in person.
Pay at Your Bank or Credit Union
A money order, check, or cash are the most common ways to pay an American Express bill in person. You can take them to your bank or credit union branch. Most banks and credit unions let you pay bills for other people during normal business hours.
To pay with this method
- Bring your American Express account number and the payment amount.
- Let the teller know you need to make a bill payment to American Express.
- Provide the account number and payment amount.
- Pay with cash, a bank check, or money order.
- Get a receipt for proof of payment.
- Payments made before the branch cutoff time will typically post to your account the next business day.
This is a fast easy way to pay in person with no fees. Just check your bank or credit union’s website for branch locations and business hours.
Use Western Union
Also, you can pay your American Express bills in person at places that offer Western Union services. You can pay your bills with cash through this global money transfer service.
To use this bill pay method:
- Locate a Western Union agent in your area. Many convenience stores, check cashing stores, and supermarkets offer the service.
- Bring cash and your American Express account information.
- Let the agent know you need to make a bill payment.
- Fill out the “Pay Bills” form with your account number, name, and address.
- Hand the agent your cash payment.
- Get a receipt as proof of payment.
- Payments post to your account within 1-2 business days in most cases.
Western Union charges a flat fee for bill payments, typically around $1-$5 depending on amount.
Pay With MoneyGram
Similar to Western Union, MoneyGram is a global money transfer and bill pay service available at many retail locations. It allows you to make quick cash payments for bills.
Follow these steps to pay American Express with MoneyGram:
- Find a MoneyGram location near you. Many pharmacies, convenience stores, and check cashing stores offer it.
- Bring your American Express account number and cash for the payment.
- Fill out the bill pay form with your account details.
- Present cash to the agent to complete payment.
- Get a receipt as proof of payment.
- Payments typically post to your account within 1 business day.
MoneyGram bill pay fees are usually between $1-$5 depending on amount.
Use Your Mobile Device
If you need to pay quickly while you’re on the go, the American Express mobile app lets you do so at select CVS, Duane Reade, and 7-Eleven stores.
Here’s how mobile pay in-store works:
- Open the Amex app and select “Pay Bill in Store”
- Choose CVS pharmacy, Duane Reade, or 7-Eleven as the retailer.
- A barcode will appear on your phone screen.
- The store cashier will scan the barcode and accept your cash payment.
- A digital receipt will confirm your payment.
- Payments post to your account within 1-2 business days typically.
This method doesn’t cost anything and is very helpful if you were already going to visit one of the stores that are taking part.
Pay at Select Airport Locations
Some airport currency exchange locations and Travelex retail stores allow you to make in-person American Express payments. This can be handy if you want to pay your bill while traveling.
To take advantage of this option:
- Look for Travelex or other airport currency exchange locations inside the airport terminal.
- Bring your American Express account details and cash, traveler’s checks, or debit card for payment.
- Inform the agent you need to make a bill payment to American Express.
- Provide your account information and payment.
- Get a receipt as confirmation.
- Payments typically post to your account within 1 business day.
Expect to pay a service fee around $5-$15 at airport locations.
Send a Money Order by Mail
If you prefer to avoid fees, you can purchase a money order with cash from your bank or the post office. Then simply mail the money order to American Express with your payment stub.
To use this bill pay method:
- Get a money order made out to American Express for the payment amount.
- Fill out the payment stub from your statement with your American Express account number.
- Mail the payment stub and money order to the address on your statement.
- Payments made by mail take 5-7 days on average to post.
This is a budget-friendly way to make cash payments, but it does require some extra time for mailing. Be sure payments arrive by the due date to avoid late fees.
Consider Automatic Payments
While the options above allow you to manually pay in person, setting up automatic payments can save you time and hassle. American Express offers auto pay options by linking your bank account or enrolling in AutoPay with Points. This deducts payments automatically each month.
To enroll:
- Log into your online account
- Under “Account Services”, select “Payment Activity”
- Click “Enroll” under AutoPay
- Choose your account and payment date
Automatic payments provide peace of mind that your bill will be paid on time every month.
Choose the Best Option for You
As you can see, American Express offers many choices for paying your bill conveniently in person with cash. Consider costs, location, timing, and your personal preferences to pick the in-person payment method that works best for your needs. The ability to take care of your bill on the go or with cash makes American Express a flexible, customer-friendly option when you need to pay in person.
Set your payments with Autopay
Stop worrying about due dates. Enroll in AutoPay through your Online Services account and
choose to have all or part of your bill paid automatically from your bank account each month.
The Amex App: How to Pay with Bank Transfer
FAQ
Does American Express have in-person locations?
American Express National Bank does not have retail locations. All you need is the information for your external account (the account and routing numbers) in order to link it to your Savings account.
Can I pay my American Express bill at Walmart?
Can I pay my American Express bill at Walmart? No, you can’t pay your American Express credit card bill at Walmart. However, you can pay your Amex card: Online.
Can I pay off my American Express card with cash?
We do not accept payments made in cash or by cheque and have a number of alternative options available for you which are quicker and more secure. Please refer to ‘How to make a payment’ or your statement for details on ways to make your monthly payments.
Can you pay with Amex at the post office?
The U. S. Postal Service® accepts the following credit cards for the purchase of most Postal Service™ products and services: Visa. MasterCard. American Express.
