When you have an American Express card, you want paying your bill to be simple, convenient, and secure. Luckily, American Express offers various ways to pay so you can choose the method that works best for your needs. This article will cover the main options for where and how to pay an American Express bill.
Online Account Access
The easiest way for most people to pay their AmEx bill is through online account access at americanexpress.com or via the AmEx app. Here are some key benefits:
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Convenience – Pay anytime, anywhere with an internet connection
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Speed – Payments post instantly, so no mailing delays
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Control – View statements. charges due dates. and payment history
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Security – 256-bit encryption keeps your data safe
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Rewards – Apply rewards points to charges or redeem for statement credits
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Payment Options – Pay by checking/savings or schedule future or recurring payments
How to Pay Online
Follow these simple steps to pay your AmEx bill through online account access:
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Go to americanexpress.com and log in to your account
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Under “Payments”, choose “Pay Bill”
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Select your bank account, enter payment amount, and pick a delivery date
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Review payment details and submit
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Receive instant payment confirmation
It’s that easy! Online account access lets you pay in under a minute anytime.
Mobile App
You can also pay your American Express bill directly through the AmEx mobile app for iPhone or Android. The app offers the same abilities to view activity, make one-time or recurring payments, access rewards, and more.
To get started, download the American Express app and log in with your online account username and password. The intuitive interface makes paying your bill a breeze on the go.
Automatic Payments
For maximum convenience, enroll in AutoPay through your online account. This securely links your AmEx account to your checking account to pay your bill automatically each month.
With AutoPay:
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Your bill is paid on the due date without any action needed
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You avoid late fees since it’s handled automatically
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You can cancel or adjust anytime
Activating AutoPay payments is fast and provides peace of mind knowing your bill is always paid on time.
By Phone
If you prefer talking to a real person, American Express customer service agents can take your payment over the phone.
To pay by phone:
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Call the number on the back of your AmEx card
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Provide your account details to the agent
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Select your payment amount and date
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Provide checking account or debit/credit card details
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Receive instant payment confirmation
Phone payments involve a $10 service fee but talking to an agent provides personalized service.
By Mail
Mail is a traditional way to pay bills, but it’s slower than electronic payments. To pay your AmEx bill by mail:
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Write your account number on your check or money order
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Include the payment coupon from your statement
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Send to the address on your statement at least 5 business days before the due date
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Watch for the payment to post to your account within 1-2 weeks
Mailed payments take more effort and don’t provide instant confirmation like faster electronic options.
In Person
Some people prefer the familiarity of in-person payments. To pay your American Express bill at a bank:
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Take your payment coupon and check/cash to your bank
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Make the payment during regular business hours
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Know the bank may charge a fee for this service
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Your bank will submit the funds electronically to AmEx
In-person payments avoid mailing delays but take more time than electronic payments.
Same Day Payments
If you missed a payment deadline, American Express offers same day payment options to avoid late fees, such as:
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Paying through your online account
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Calling customer service and expedited a payment by phone
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Using Money Movement services like PayPal or Venmo
These accelerated services quickly post a payment to avoid late fees if you missed a due date or need extra time.
Choose Your Best Option
As you can see, American Express offers flexible ways to pay your bill either electronically, by phone, mail, or in person. Consider factors like:
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Desired speed – Online is fastest, mail slowest
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Convenience – Automatic payments require no effort each month
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Control – Online account access provides statement details
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Security – Don’t risk checks getting lost or stolen
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Cost – Phone and in-person payments often have added fees
Choose the payment method that fits your preferences and financial needs. Paying your AmEx bill should be fast, easy, and secure every month. If you ever have questions about your account or payments, American Express’s helpful customer service team is standing by to assist you.
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American Express® Business Gold Card LEARN MORE To pay an American Express bill by phone, call (800) 472-9297 and follow the instructions from the automated menu, then enter your payment information. The process should only take a few minutes.
Paying by phone is fee-free, and it’s available 24 hours a day, 7 days a week. But if you’re having trouble paying your American Express bill by phone, you can always call customer service at (800) 528-4800 for assistance.
How to Pay your American Express Credit Card…
Typically, to make a credit card payment in cash, you’ll need to go to a branch location to make…
No, you cannot pay your American Express credit card bill at Walmart.
However, you can pay your Amex card:
Alternatively, if you prefer to mail a payment, send a check or money order (but not cash) to:
American Express P.O. Box 650448 Dallas, TX 75265-0448
You can find more details about each payment method by checking your monthly statement.
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You can only pay an American Express card’s bill in person if the card is on the American Express network, but issued by another bank or credit union. That’s because Amex does not have any physical locations.
If your Amex card was issued by American Express, your only options are to pay online, with the app, over the phone, or by mailing a check. The easiest way to make an Amex credit card payment is online or with the American Express app. Just log in, click “Make a Payment,” and choose or add your preferred bank account to pay from. This answer was last updated on 05/09/24 and it was first published on 12/14/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
The Amex app: How to make payments
FAQ
Where can I pay my American Express bill in person?
If you want to pay your credit card bill with cash, you can go to the branch of the company that issued your card or use their ATM. Credit card companies like Chase, Capital One, Citibank, Bank of America, Wells Fargo, and U.S. Bank now take cash payments for most of their bills. S. Bank.
What is the best way to make a payment on American Express?
Log in through any UPI enabled mobile banking app / BHIM and pay. Start the transfer of funds before 5 p.m. for credit to appear on your American Express card the next business day, excluding Sundays and bank holidays. Also make sure to put in the correct Card number to avoid a transaction failure.
Can you pay your American Express bill with cash?
If you want to pay your credit card bill with cash, you can go to the branch of the company that issued your card or use their ATM.
Does American Express have in-person locations?
American Express National Bank does not have retail locations. To connect an outside account to your savings account, all you need is the account and routing numbers for that account.
How do I make an American Express payment?
Select “Make a Payment”. To pay, use the bank account that’s already linked. If you haven’t already, you can add a bank. Pick out the amount you want to pay, the date you want to pay, and confirm your one-time payment. Now you’re good to go. Browse our Amex Bill Payment Guide to Find How to Make an American Express Payment.
How do I pay my American Express bill over the phone?
Once your bank account is set up, you can save time by paying your American Express bill over the phone every month. Just call the number on the back of your card. This service is fee-free, quick and secure. You can pay your bill any day, 24 hours a day. Payments will be withdrawn from your enrolled US Bank checking account.
Should I call to pay my American Express Bill?
So calling to pay your bill makes sense if you’d rather talk through it or need help from a real person. Just be sure to call early on your due date in case wait times are long. Paying by physical mail is a traditional method still offered by American Express. To mail your payment:
What payment processing options does American Express offer?
American Express gives its customers a wide variety of ways to stay on top of their monthly bills. These seven ways for AmEx customers to pay include paying online or on their phone, by mail, over the phone, or even in person.
Does American Express accept payment by mail?
American Express says that you can pay them online at any time, but you can also send them money orders or checks to pay. Of course, if you choose this option, you should mail your payment early enough to make sure it gets there before the due date.
Can I pay Amex by phone?
To pay by phone: When you pay by phone, you can talk to an Amex representative who can answer any questions you have about the payment process or help you solve any problems right away. Like when you pay online or on your phone, your payment will be on time if you finish the call by 11:59 p.m. ET on the due date.
