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When you know the best ways to pay your Xcel Energy bill for gas, electricity, or another utility, it’s easy and quick. You can now pay your Xcel Energy bill in a lot of different ways, so you can find one that works for you. This guide will show you how to pay your Xcel Energy bill online, over the phone, through the mail, or in person, so you can pick the best way to do it.
Online Bill Pay Through My Account
The easiest and often fastest way to pay your Xcel Energy bill is through the My Account section on their website. You can either go directly to https://my.xcelenergy.com/s/billing-payment/my-account or access it through the main website at XcelEnergy.com.
Once you log in to My Account with your username and password you will see a link for “Pay Bill.” Click on this and you will be brought to the payment page. Here you can enter your bank account information or debit/credit card details to make a quick online payment. The money will usually transfer from your account within 1-2 business days.
Paying online through My Account has many advantages
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It’s fast and easy – takes just minutes to complete
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Available 24/7 so you can pay at your convenience.
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Allows electronic check (ACH) from bank account or debit/credit cards.
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Shows your up-to-date account balance the whole time.
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Gives payment confirmation and receipt immediately.
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Secure encrypted connection keeps your data safe.
For busy people always on-the-go, paying bills online can be a lifesaver. Set up autopay or reminder alerts in My Account for even simpler bill management.
Pay by Phone
Xcel Energy has both an online portal and a toll-free automated phone system that can be used to pay bills. To make a payment with a credit or debit card or checking account, all you have to do is call 800-895-4999 and follow the on-screen instructions.
To make things easier for you, the automated phone system is open 24 hours a day, seven days a week. It comes with audio instructions that walk you through each step of the process. You can pay off your balance right away, without having to talk to a customer service rep.
Some key advantages of paying your bill by phone include:
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Accessible anytime day or night.
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Fast payment processing.
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Payment confirmation number given instantly.
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Works for both credit/debit cards and bank accounts.
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Multiple languages available on automated system.
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No hold times like calling during business hours.
The phone payment option is useful when you want to quickly pay off your bill but don’t have time to login online. Just dial the number when you have a few free minutes, enter the required info, and your payment will be on its way.
Pay by Mail
People who like to pay their bills in the old-fashioned way can send a check or money order to Xcel Energy to cover their monthly bill.
To pay by mail, simply fill out the payment slip from your paper bill statement with your account details. Write your check or money order payable to Xcel Energy for the “Total Due” amount listed. Put these items in an envelope and mail to:
Xcel Energy
P.O. Box 9477
Minneapolis, MN 55484-9477
Some key things to note about paying by mail:
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Allow 5-7 business days for the payment to process after received.
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Write your 12-digit account number clearly on the check to ensure proper crediting.
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Due date is based on when payment is received, not postmarked.
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No online payment confirmation provided.
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Higher risk of late fees if delayed or lost in transit.
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Free option but involves more time and work.
Mailing a check or money order is convenient for those who like to pay bills through the postal service. Just be sure to put it in the mailbox with enough time before your due date.
Pay in Person
You also have the option to pay your Xcel Energy bill in person at an authorized payment location. This allows you to pay by cash, check, money order or credit/debit card face-to-face with a representative.
Xcel Energy has payment kiosks and new Xcel Energy Your ChoiceTM billing offices throughout the territories they serve. You can find the nearest in-person bill pay location by using the zip code search tool at XcelEnergy.com.
Some key things to know about paying in person:
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Make cash, check, money order or credit/debit card payments.
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Get same-day payment processing and confirmation.
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Talk directly with an agent for any bill questions.
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Locations have limited hours – closed nights and weekends.
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May involve wait times during high traffic periods.
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No extra fee to pay at authorized pay stations.
Paying your bill in person gives the advantage of instant processing while allowing various payment methods. Just be aware locations may have shorter hours and potential wait times.
Sign Up for Auto Pay
One of the simplest ways to manage your Xcel Energy account and ensure your bill gets paid on time is by enrolling in Auto Pay. This automatically deducts your monthly balance from a designated bank account or credit card around your bill’s due date.
To get started with Auto Pay, login to My Account and look for the Auto Pay section. Here you can enter your preferred account details and payment date. Xcel Energy also allows you to pick Auto Pay as a payment option when going through the online or phone payment process.
Key benefits of Auto Pay include:
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Ensures you never miss a payment and avoid late fees.
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Saves time by making payments automatic each month.
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Avoid having to remember when bills are due.
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Gives peace of mind your balance is always paid off.
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Easily change account or date details at any time.
If you want simplified bill management, Auto Pay can be an excellent choice. Just monitor your account activity periodically and update details as needed.
Choose the Best Xcel Energy Bill Pay Method for You
As you can see, Xcel Energy offers their customers many convenient options for taking care of monthly bills quickly and easily. Whether you prefer the simplicity of automatic payments, the instant processing of phone or online payments, the security of paying by mail or the face-to-face service when paying in person, you can find a method that fits your needs.
The key is finding the Xcel Energy bill payment option that you are most comfortable with and that works with your schedule and lifestyle. Many customers find automating payments or paying online helps streamline the process while still providing payment flexibility each month. But mail and in person payments may appeal more to those who like paper statements and interacting directly with someone.
Whichever route you choose, be sure to pay attention to due dates and processing times to avoid any late fees. Reach out to Xcel Energy customer service if you ever have any questions or issues getting a payment processed on time. They can guide you on the smartest ways to manage your account.
With all of the choices now available, paying your utility bill can actually be quick, easy and even pleasant. Find the Xcel Energy payment method that seems simplest for your needs and say goodbye to bill payment headaches each month. Consistently paying on time can help improve your credit score while keeping your utilities connected and avoiding any service disruptions.
Sign In to My Account
- View and pay your bill
- Track energy use
- Sign up for outage alerts and notifications
- Download the mobile app
Ways to Pay Your Bill
Weve partnered with BillMatrix to offer convenient, completely secure bill payments. A $3. 45 transaction fee applies to each payment (Xcel Energy does not benefit from this fee).
Go paperless, pay directly from your checking account, and even set up email alerts and recurring payments.Learn More
Auto Pay means no late fees and no worries. Your payment will automatically post to your account on the due date and a withdrawl will be directed to the bank account you provide.Learn More
View your bill and pay online 24 hours per day at your bank site.Learn More
Call 1-800-895-4999 to make a one-time payment using your checking/savings account or debit/credit card.
Our automated phone system is a secure, hassle-free, cost-free way to make a one-time payment using a checking or savings account. You may also make a one-time payment over the phone using a credit card.
Please be prepared with the following information:
- Your complete account number
- For a checking or savings account, you’ll need both the routing transit number and the account number. The routing transit number tells the bank, credit union, or other financial institution where the money is being sent.
Our pay-by-phone option is not available for automatic recurring payments. To take advantage of automatic recurring payments, please sign up for eBill or Auto Pay.
You can pay your energy bill in person at any of our convenient Pay Stations. Heres what you need to know:
- You will need to show either your bill stub or your Xcel Energy account number.
- There are two ways to pay: cash or money order.
- One money order can pay more than one Xcel Energy bill.
- A transaction fee of $1.50 applies for each bill paid
Send your payment, along with the payment stub, to:
Xcel Energy P.O. Box 9477 Minneapolis, MN 55484-9477
We include a pre-addressed return envelope with your monthly bill. To pay your bill via U. S. mail, enclose your payment and bill stub, add a stamp, and drop it in the mailbox. Misplaced your return envelope? It happens. Simply mail your payment and bill stub to the address above.
Go paperless, pay directly from your checking account, and even set up email alerts and recurring payments.Learn More
Auto Pay means no late fees and no worries. Your payment will automatically post to your account on the due date and a withdrawl will be direted to the bank account you provide.Learn More
View your bill and pay online 24 hours per day at your bank site.Learn More
Call 1-800-895-4999 to make a one-time payment using your checking/savings account or debit/credit card.
Using a checking or savings account to make a one-time payment over the phone is safe, easy, and doesn’t cost anything. You may also make a one-time payment over the phone using a credit card.
Please be prepared with the following information:
- Your complete account number
- For a checking or savings account, you’ll need both the routing transit number and the account number. The routing transit number tells the bank, credit union, or other financial institution where the money is being sent.
Our pay-by-phone option is not available for automatic recurring payments. To take advantage of automatic recurring payments, please sign up for eBill or Auto Pay.
You can pay your energy bill in person at any of our convenient Pay Stations. Heres what you need to know:
- You will need to show either your bill stub or your Xcel Energy account number.
- There are two ways to pay: cash or money order.
- One money order can pay more than one Xcel Energy bill.
- A transaction fee of $1.50 applies for each bill paid
Send your payment, along with the payment stub, to:
Xcel Energy P.O. Box 9477 Minneapolis, MN 55484-9477
We include a pre-addressed return envelope with your monthly bill. To pay your bill via U. S. mail, enclose your payment and bill stub, add a stamp, and drop it in the mailbox. Misplaced your return envelope? It happens. Simply mail your payment and bill stub to the address above.
Xcel Energy – Understanding Your Bill
FAQ
How to pay Xcel Energy bill by phone?
What is the customer service number for Xcel Energy near me?
How many customers does Xcel Energy have?
Adrian Rodriguez is President of Xcel Energy’s New Mexico and Texas Southwestern Public Service Company (SPS), a wholly owned subsidiary of Xcel Energy Inc. , that supplies retail electric utility services to 400,000 customers in eastern New Mexico and West Texas, in addition to wholesale power and interstate .
What is the grace period for Xcel Energy?
Within six months, any customer on either plan can choose to leave the program or switch to the other pricing plan. After this initial 6-month grace period, customers must remain on the rate for a minimum of 12 months.
How much does it cost to pay Xcel Energy ebill?
Pay with a Credit or Debit Card We’ve partnered with BillMatrix to offer convenient, completely secure bill payments. A $3. 45 transaction fee applies to each payment (Xcel Energy does not benefit from this fee). Pay Now View and Pay Online with eBill.
Does Xcel Energy charge a transaction fee?
We’ve partnered with BillMatrix to offer convenient, completely secure bill payments. A $3. 45 transaction fee applies to each payment (Xcel Energy does not benefit from this fee). Pay Now View and Pay Online with eBill Go paperless, pay directly from your checking account, and even set up email alerts and recurring payments. Enroll in Auto Pay.
How do I pay my energy bill?
Create a My Account profile or sign into your account and pay your bill. Use KUBRA EZ-PAY to make secure bill payments using your credit or debit card. *Fees may apply Call 800-895-4999 to make a one-time payment. Register for My Account and pay your bill on our mobile app. Pay your energy bill in person at a pay station. *Transaction fees apply.
How do I pay my energy bills if I go paperless?
Pay a fixed amount each month, which helps average your energy costs over a 12-month period. By going paperless, you can view your bill through My Account, our mobile app, or your bank. Choose your own due date for bills, it’s free, easy, and won’t affect your preferred payment method.
How do I Manage my energy bill?
Streamline your bill payment with plans to manage your monthly costs. Make it easy on your budget and spread your balance over six months. Stay on track with a clear installment schedule. Need help paying your energy bill? Check out the energy assistance programs and resources available to you.
How do I get access to important billing and payment resources?
Get quick access to important billing and payment resources. Review our interactive bill and check out payment plans that may work for you. Navigate our interactive bill, click through sections and pick up on details you may have missed before. Make it easy on your budget and spread your balance over six months.
