30 Financial Analyst Interview Questions (With Sample Answers)

Even as a fresher, you can prepare for the eClerx aptitude test for financial analysts. For that, you can go through the technical interview questions related to finance. As you will require a core understanding of finance and accounting skills, they will also be helpful for the tricky MBA Finance interview questions and answers.


Do you currently hold any industry licenses or certifications? If so, why did you pursue them?

An interviewer may ask this question to learn more about your qualifications for this position. If you do have certifications or licensure, this is a perfect chance to talk about how they helped improve your skills.

Example: “I currently hold a Chartered Financial Analyst certification from the Corporate Finance Institute, which I pursued in order to gain more experience in topics like financial reporting and investment analysis. By getting my CFA, I learned more about different tools and applications that financial analysts are beginning to use more frequently.”

Q31.What are the advantages of raising debt over equity?

Ans. You should ideally highlight how synchronous debt and equity are. Do mention:

  • Raising debt does not affect the stake of the current owner’s ownership.
  • Debt helps in offering tax benefits to a business.
  • Businesses with sticky revenue can enjoy higher profits even with a minor debt.
  • Debt is cheaper than equity.
  • Q38. How can negative working capital help a business?

    Ans. When an enterprise has a low inventory, it can boost its sales growth through negative working capital. In other words, a business can generate money by selling products to the customer before paying the bills to the supplier.

    Q6. Explain quarterly forecasting and expense models.

    Ans. The analysis of expenses and revenue which is predicted to be produced or incurred in the future is called quarterly forecasting.

    For this, referring to an income statement along with a complete financial model works well. However, making a realistic model is a challenge, and thus the role of a financial analyst comes here. As an expert, you need to model revenues with high degrees of detail and precision.

    An expense model tells what expense categories are allowed on a particular type of work order, which forms the foundation of building a budget. Also, to make this model functional, an expense projection model is created, which helps in identifying variable and fixed costs which forms a basis of accurately forecasting the company’s expected profit or loss.

    Understand what is Project Finance.

    1. Why do you want to be a financial analyst?

    Employers want to know why the job scope of a financial analyst is appealing to you. If they invest in you, they want to know what parts of the role really get you out of bed in the morning. There’s no right answer to this question. Just be honest and detailed. “I love working with numbers” is too generic, but you could try something like this:

    “I love working with numbers to understand the financial implications of a decision. Knowing the implications will help me guide business managers toward educated and responsible business decisions.”

    Related Posts

    Leave a Reply

    Your email address will not be published. Required fields are marked *